Results Snapshot
Figures in Cr
Standalone - Profit And Loss Results
Mar'26
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
I. INCOME
No of Months
12
12
12
12
12
12
Interest Earned
3,537.00
3,857.00
3,818.00
2,853.00
1,939.00
1,641.00
Other Income
811.00
471.00
441.00
287.00
207.00
127.00
Total Income
4,348.00
4,329.00
4,260.00
3,141.00
2,147.00
1,768.00
II. EXPENDITURE (Ex Depriciation)
Interest Expended
1,837.00
1,810.00
1,448.00
1,017.00
792.00
719.00
Operating Expenses
1,798.00
1,961.00
1,648.00
1,230.00
862.00
631.00
Operating Profit (PBDIT)
713.00
558.00
1,164.00
894.00
493.00
418.00
Provisions and Contingencies
940.00
1,250.00
592.00
487.00
418.00
275.00
Profit Before Tax
-228.00
-692.00
570.00
406.00
73.00
141.00
Taxes
-62.00
-171.00
144.00
103.00
19.00
35.00
Total
4,514.00
4,850.00
3,834.00
2,839.00
2,092.00
1,663.00
III. Profit & Loss
Profit After Tax
-166.00
-521.00
425.00
302.00
54.00
105.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Profit brought forward
291.00
857.00
542.00
321.00
306.00
227.00
Adjusted Net Profit
0.00
0.00
0.00
0.00
0.00
0.00
Total Profit & Loss
-166.00
-521.00
425.00
302.00
54.00
105.00
Appropriations
124.00
335.00
967.00
623.00
360.00
332.00
Equity Dividend (%)
0.00%
0.00%
7.00%
0.00%
0.00%
0.00%
Earnings Per Share
-3.23
-10.12
8.27
6.73
1.22
2.34
Profit And Loss Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2026 is -8.30% vs 1.02% in Mar 2025
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2026 is 27.80% vs -52.08% in Mar 2025
Profit After Tax
YoY Growth in year ended Mar 2026 is 68.09% vs -222.52% in Mar 2025
Compare Profit and Loss Results of ESAF Small Fin
Figures in Cr
standalone - Profit And Loss Results
Change(INR)
Change(%)
No of Months
12
12
I. INCOME
Interest Earned
3,537.00
2,160.00
1,377.00
63.75%
Other Income
811.00
359.00
452.00
125.91%
Total Income
4,348.00
2,519.00
1,829.00
72.61%
II. EXPENDITURE (Ex Depriciation)
Interest Expended
1,837.00
1,061.00
776.00
73.14%
Operating Expenses
1,798.00
1,074.00
724.00
67.41%
Operating Profit (PBDIT)
713.00
384.00
329.00
85.68%
Provisions and Contingencies
940.00
184.00
756.00
410.87%
Profit Before Tax
-228.00
199.00
-427.00
-214.57%
Taxes
-62.00
47.00
-109.00
-231.91%
Total
4,514.00
2,368.00
2,146.00
90.62%
III. Profit & Loss
Profit After Tax
-166.00
151.00
-317.00
-209.93%
Extraordinary Items
0.00
0.00
0.00
0%
Profit brought forward
291.00
406.00
-115.00
-28.33%
Adjusted Net Profit
0.00
0.00
0.00
0%
Total Profit & Loss
-166.00
151.00
-317.00
-209.93%
Appropriations
124.00
558.00
-434.00
-77.78%
Equity Dividend (%)
0%
15%
-15.00%
Earnings Per Share
-3.23
14.3
-17.53
-122.59%
Profit And Loss - Interest Earned
Interest Earned 3,537.18 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is -8.30% vs 1.02% in Mar 2025
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 711.98 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 27.80% vs -52.08% in Mar 2025
Profit And Loss - Profit After Tax
Profit After Tax -166.40 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 68.09% vs -222.52% in Mar 2025






