Results Snapshot
Figures in Cr
Standalone - Balance Sheet Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
SOURCES OF FUNDS
No of Months
12
12
12
12
12
12
Share Capital
19,256.59
18,902.41
18,902.41
18,902.41
16,436.99
16,436.99
Share warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
0.00
Total Reserve
13,284.33
9,039.89
6,360.53
4,097.98
507.82
-282.01
Shareholder's Funds
32,540.92
27,942.30
25,262.94
23,000.39
16,944.81
16,154.98
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
3,11,938.82
2,85,905.38
2,60,883.29
2,62,158.92
2,40,288.30
2,22,951.88
Borrowings
42,227.66
30,387.17
20,803.77
3,070.64
3,671.58
5,419.73
Other Liabilities & Provisions
8,307.54
7,798.77
6,783.98
11,147.21
13,105.67
16,200.24
Total Liabilities
3,95,014.94
3,52,033.62
3,13,733.98
2,99,377.16
2,74,010.36
2,60,726.83
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
18,115.55
16,904.57
17,148.10
22,748.99
12,188.25
3,155.22
Balances with banks and money at call and short notice
2,954.72
1,649.86
3,458.73
14,024.20
18,588.08
20,905.43
Investments
1,11,044.84
99,632.08
94,170.41
98,179.31
95,494.22
79,416.08
Advances
2,45,555.17
2,13,318.81
1,78,052.57
1,44,243.52
1,27,720.65
1,21,333.41
Gross Block
8,680.59
7,531.83
7,275.20
6,693.79
6,086.71
6,047.36
Less : Accumulated Depreciation
4,100.01
3,806.55
3,565.31
3,329.00
3,169.05
2,923.50
Less : Impairment of Assets
0.00
0.00
0.00
0.00
0.00
0.00
Net Block
-12,780.60
-11,338.38
-10,840.51
-10,022.79
-9,255.76
-8,970.86
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
74.24
14.48
0.09
0.11
1.12
3.48
Other Assets
12,689.85
16,788.55
17,194.20
16,816.24
17,100.36
32,789.35
Total Assets
3,95,014.95
3,52,033.63
3,13,733.99
2,99,377.16
2,74,010.34
2,60,726.83
Contingent Liability
1,58,950.78
1,95,641.16
1,96,078.99
97,952.08
68,219.37
71,001.22
Bills for collection
17,088.34
19,119.01
19,547.86
17,216.22
15,547.89
15,348.25
Book Value per share (adjusted)
0
13.34
11.91
10.71
8.96
8.41
Balance Sheet Analysis Highlights
Deposits
YoY Growth in year ended Mar 2025 is 9.11% vs 9.59% in Mar 2024
Advances
YoY Growth in year ended Mar 2025 is 15.11% vs 19.81% in Mar 2024
Investments
YoY Growth in year ended Mar 2025 is 11.45% vs 5.80% in Mar 2024
TOTAL ASSETS
YoY Growth in year ended Mar 2025 is 12.21% vs 12.21% in Mar 2024
Compare Balance Sheet Results of I O B
Figures in Cr
Standalone - Balance Sheet Results
Change(INR)
Change(%)
No of Months
12
12
SOURCES OF FUNDS
Share Capital
19,256.59
1,346.96
17,909.63
1,329.63%
Share warrants & Outstandings
0.00
0.00
0.00
0.00%
Total Reserve
13,284.33
67,962.98
-54,678.65
-80.45%
Shareholder's Funds
32,540.92
69,309.94
-36,769.02
-53.05%
Minority Interest
0.00
0.00
0.00
0.00%
Deposits
3,11,938.82
7,37,153.56
-4,25,214.74
-57.68%
Borrowings
42,227.66
41,507.92
719.74
1.73%
Other Liabilities & Provisions
8,307.54
26,682.74
-18,375.20
-68.87%
Total Liabilities
3,95,014.94
8,74,654.16
-4,79,639.22
-54.84%
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
18,115.55
31,947.65
-13,832.10
-43.30%
Balances with banks and money at call and short notice
2,954.72
22,920.23
-19,965.51
-87.11%
Investments
1,11,044.84
2,25,303.12
-1,14,258.28
-50.71%
Advances
2,45,555.17
5,71,071.19
-3,25,516.02
-57.00%
Gross Block
8,680.59
15,359.05
-6,678.46
-43.48%
Less : Accumulated Depreciation
4,100.01
6,563.09
-2,463.08
-37.53%
Less : Impairment of Assets
0.00
0.00
0.00
0.00%
Net Block
-12,780.60
-21,922.14
9,141.54
41.70%
Lease Adjustment
0.00
0.00
0.00
0.00%
Capital Work in Progress
74.24
30.73
43.51
141.59%
Other Assets
12,689.85
14,585.29
-1,895.44
-13.00%
Total Assets
3,95,014.95
8,74,654.17
-4,79,639.22
-54.84%
Contingent Liability
1,58,950.78
2,80,676.22
-1,21,725.44
-43.37%
Bills for collection
17,088.34
14,159.47
2,928.87
20.68%
Book Value per share (adjusted)
0.00
461.10
-461.10
-100.00%
Annual - Deposits
Deposits 3,11,938.82 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 9.11% vs 9.59% in Mar 2024
Annual - Advances
Advances 2,45,555.17 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 15.11% vs 19.81% in Mar 2024
Annual - Investments
Investments 1,11,044.84 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 11.45% vs 5.80% in Mar 2024
Annual - TOTAL ASSETS
TOTAL ASSETS 3,95,014.95 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 12.21% vs 12.21% in Mar 2024






