Results Snapshot
Figures in Cr
Standalone - Balance Sheet Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
SOURCES OF FUNDS
No of Months
12
12
12
12
12
12
Share Capital
2,298.59
2,202.20
2,202.20
2,202.20
2,095.54
1,347.51
Share warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
0.00
Total Reserve
1,25,063.66
1,04,274.37
97,653.46
93,284.69
88,841.77
61,009.97
Shareholder's Funds
1,27,362.25
1,06,476.57
99,855.66
95,486.89
90,937.31
62,357.48
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
15,66,623.28
13,69,712.81
12,81,163.10
11,46,218.45
11,06,332.47
7,03,846.32
Borrowings
83,776.72
50,429.85
51,291.73
45,681.41
42,840.31
50,225.43
Other Liabilities & Provisions
42,249.14
36,268.54
30,770.13
28,355.13
21,657.89
14,741.17
Total Liabilities
18,20,011.39
15,62,887.77
14,63,080.62
13,15,741.88
12,61,767.98
8,31,170.40
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
64,304.61
65,032.91
78,176.58
85,736.12
43,958.83
38,397.85
Balances with banks and money at call and short notice
84,415.23
64,071.67
76,932.23
46,910.66
67,390.88
37,595.18
Investments
4,97,311.25
4,20,318.21
3,95,996.72
3,72,167.76
3,92,983.25
2,40,465.64
Advances
10,77,474.57
9,34,430.59
8,30,833.98
7,28,185.68
6,74,230.08
4,71,827.72
Gross Block
23,243.76
24,313.17
23,151.01
20,877.00
20,335.67
12,304.85
Less : Accumulated Depreciation
10,190.37
11,994.40
11,099.94
10,203.38
9,314.78
5,065.78
Less : Impairment of Assets
0.00
0.00
0.00
0.00
0.00
0.00
Net Block
-33,434.13
-36,307.57
-34,250.95
-31,080.38
-29,650.45
-17,370.63
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
Other Assets
83,452.33
66,715.62
69,090.04
72,068.06
72,184.05
35,644.94
Total Assets
18,20,011.38
15,62,887.77
14,63,080.62
13,15,741.89
12,61,767.99
8,31,170.40
Contingent Liability
6,52,244.40
2,23,523.68
6,44,471.87
6,05,180.05
3,83,279.78
2,10,800.74
Bills for collection
39,512.92
36,019.12
34,377.60
37,786.05
40,491.16
28,049.91
Book Value per share (adjusted)
0
89.16
83.01
80.32
79.92
85.49
Balance Sheet Analysis Highlights
Deposits
YoY Growth in year ended Mar 2025 is 14.38% vs 6.91% in Mar 2024
Advances
YoY Growth in year ended Mar 2025 is 15.31% vs 12.47% in Mar 2024
Investments
YoY Growth in year ended Mar 2025 is 18.32% vs 6.14% in Mar 2024
TOTAL ASSETS
YoY Growth in year ended Mar 2025 is 16.45% vs 6.82% in Mar 2024
Compare Balance Sheet Results of Punjab Natl.Bank
Figures in Cr
Standalone - Balance Sheet Results
Change(INR)
Change(%)
No of Months
12
12
SOURCES OF FUNDS
Share Capital
2,298.59
1,035.53
1,263.06
121.97%
Share warrants & Outstandings
0.00
0.00
0.00
0.00%
Total Reserve
1,25,063.66
1,35,890.15
-10,826.49
-7.97%
Shareholder's Funds
1,27,362.25
1,36,925.68
-9,563.43
-6.98%
Minority Interest
0.00
0.00
0.00
0.00%
Deposits
15,66,623.28
14,72,034.85
94,588.43
6.43%
Borrowings
83,776.72
1,23,716.18
-39,939.46
-32.28%
Other Liabilities & Provisions
42,249.14
57,648.31
-15,399.17
-26.71%
Total Liabilities
18,20,011.39
17,90,325.02
29,686.37
1.66%
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
64,304.61
56,068.50
8,236.11
14.69%
Balances with banks and money at call and short notice
84,415.23
69,780.71
14,634.52
20.97%
Investments
4,97,311.25
3,85,398.45
1,11,912.80
29.04%
Advances
10,77,474.57
12,09,557.90
-1,32,083.33
-10.92%
Gross Block
23,243.76
29,373.59
-6,129.83
-20.87%
Less : Accumulated Depreciation
10,190.37
16,997.33
-6,806.96
-40.05%
Less : Impairment of Assets
0.00
0.00
0.00
0.00%
Net Block
-33,434.13
-46,370.92
12,936.79
27.90%
Lease Adjustment
0.00
0.00
0.00
0.00%
Capital Work in Progress
0.00
0.00
0.00
0.00%
Other Assets
83,452.33
57,143.22
26,309.11
46.04%
Total Assets
18,20,011.38
17,90,325.04
29,686.34
1.66%
Contingent Liability
6,52,244.40
7,83,841.45
-1,31,597.05
-16.79%
Bills for collection
39,512.92
62,373.21
-22,860.29
-36.65%
Book Value per share (adjusted)
0.00
264.45
-264.45
-100.00%
Annual - Deposits
Deposits 15,66,623.28 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 14.38% vs 6.91% in Mar 2024
Annual - Advances
Advances 10,77,474.57 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 15.31% vs 12.47% in Mar 2024
Annual - Investments
Investments 4,97,311.25 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 18.32% vs 6.14% in Mar 2024
Annual - TOTAL ASSETS
TOTAL ASSETS 18,20,011.38 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 16.45% vs 6.82% in Mar 2024






