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Jana Small Finan

  • Market Cap: Small Cap
  • Industry: Other Bank
  • ISIN: INE953L01027
  • NSEID: JSFB
  • BSEID: 544118
INR
440.05
-2.8 (-0.63%)
BSENSE

Dec 05

BSE+NSE Vol: 1.88 lacs

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stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Mar'20
Mar'19
Interest Earned
2,556.84
2,333.10
1,863.94
1,396.23
1,333.80
1,118.85
645.97
Income On Investments
228.00
203.00
166.35
0.00
0.00
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
31.45
24.18
27.63
0.00
0.00
0.00
0.00
Interest / Discount On Advances / Bills
2,295.82
2,105.91
1,669.94
0.00
0.00
0.00
0.00
Others
1.57
0.01
0.02
1,396.23
1,333.80
1,118.85
645.97
Other Income
511.56
364.57
351.63
293.39
128.25
219.39
59.48
Total Income
3,068.40
2,697.68
2,215.57
1,689.62
1,462.05
1,338.24
705.45
Interest Expended
1,341.38
1,129.45
876.31
644.36
683.08
525.77
394.48
Net Interest Income
1,215.46
1,203.65
987.63
751.87
650.72
593.08
251.49
Total Expenditure (Excl Depreciation)
1,149.92
913.80
783.16
610.60
560.19
625.20
596.51
Employee Cost
706.54
573.79
471.09
0.00
0.00
0.00
0.00
Other Operating Expenses
443.38
340.01
312.07
610.60
560.19
625.20
596.51
Operating Profit Before Provisions and Contingencies
577.10
654.43
556.10
434.65
218.78
187.27
-285.54
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
400.18
405.93
342.88
379.02
208.49
102.85
371.75
Profit Before Tax
176.92
248.50
213.22
55.63
10.29
84.42
-657.29
Tax
0.00
-18.78
0.00
0.00
0.00
0.00
0.00
Profit After Tax
176.92
267.28
213.22
55.63
10.29
84.42
-657.29
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
176.92
267.28
213.22
55.63
10.29
84.42
-657.29
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
842.79
476.48
Earnings per share (EPS)
16.81
25.56
29.0
10.12
0.51
4.21
-33.34
Diluted Earnings per share
16.73
25.29
29.45
9.76
1.91
16.1
-153.08
Operating Profit Margin (Excl OI)
39.37%
43.44%
39.59%
29.12%
42.37%
34.93%
-49.89%
Gross Profit Margin
6.92%
10.65%
11.44%
3.98%
0.77%
7.55%
-101.75%
PAT Margin
6.92%
11.46%
11.44%
3.98%
0.77%
7.55%
-101.75%
Net Interest Margin
6.6%
7.8%
7.9%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
18.3%
20.1%
20.5%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
67.93%
67.2%
64.9%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
871.00
754.65
521.31
0.00
0.00
0.00
0.00
Amount of Net NPAs
279.00
247.29
182.89
0.00
0.00
0.00
0.00
% of Net NPAs
0.94%
0.99%
0.87%
0.0%
0.0%
0.0%
0.0%
% of Gross NPAs
2.87%
2.97%
2.44%
0.0%
0.0%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
61.0
61.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
776.0
0.0
0.0
0.0
0.0
0.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2025 is 9.59% vs 25.17% in Sep 2024

stock-summary

Net Profit

Growth in half year ended Sep 2025 is -33.81% vs 25.35% in Sep 2024

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2025 is -11.82% vs 17.68% in Sep 2024

stock-summary

% of Net NPAs

Growth in half year ended Sep 2025 is -0.05% vs 0.12% in Sep 2024

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2025 is -0.10% vs 0.53% in Sep 2024

Compare Half Yearly Results Of Jana Small Finan With
Markets Mojo
Figures in Cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
2,556.84
3,266.21
-709.37
-21.72%
Income On Investments
228.00
324.09
-96.09
-29.65%
Interest On Balances With Rbi Other Inter Bank Funds
31.45
97.74
-66.29
-67.82%
Interest / Discount On Advances / Bills
2,295.82
2,844.38
-548.56
-19.29%
Others
1.57
0.00
1.57
Other Income
511.56
520.63
-9.07
-1.74%
Total Income
3,068.40
3,786.84
-718.44
-18.97%
Interest Expended
1,341.38
1,706.78
-365.40
-21.41%
Net Interest Income
1,215.46
1,559.43
-343.97
-22.06%
Total Expenditure (Excl Depreciation)
1,149.92
1,524.73
-374.81
-24.58%
Employee Cost
706.54
933.70
-227.16
-24.33%
Other Operating Expenses
443.38
591.03
-147.65
-24.98%
Operating Profit Before Provisions and Contingencies
577.10
555.33
21.77
3.92%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
400.18
819.27
-419.09
-51.15%
Profit Before Tax
176.92
-263.94
440.86
167.03%
Tax
0.00
-64.31
64.31
100.0%
Profit After Tax
176.92
-199.63
376.55
188.62%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
176.92
-199.63
376.55
188.62%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
16.81
-1.75
18.56
1060.57%
Diluted Earnings per share
16.73
-1.75
18.48
1056.0%
Operating Profit Margin (Excl OI)
39.37%
28.23%
0.00
11.14%
Gross Profit Margin
6.92%
-8.08%
0.00
15.00%
PAT Margin
6.92%
-6.11%
0.00
13.03%
Net Interest Margin
6.60%
0.00%
6.60
6.60%
Return on Assets
0.00%
-0.37%
0.37
0.37%
CASA (%)
18.30%
31.00%
-12.70
-12.70%
CASA Amount
0.00
13,622.00
-13,622.00
-100.0%
Capital Adequacy Ratio (Total)
0.00%
0.00%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0.00%
0.00%
0.00
0.00%
Provision Coverage Ratio (%)
67.93%
66.93%
1.00
1.00%
Amount of Gross NPAs
871.00
1,081.87
-210.87
-19.49%
Amount of Net NPAs
279.00
357.82
-78.82
-22.03%
% of Net NPAs
0.94%
0.98%
-0.04
-0.04%
% of Gross NPAs
2.87%
2.92%
-0.05
-0.05%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
61.00
382.00
-321.00
-84.03%
Number of Branches
0.00
1,042.00
-1,042.00
-100.0%
Half Yearly - Interest Earned
Interest Earned 2556.84 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 9.59% vs 25.17% in Sep 2024

Half Yearly - Net Profit
Net Profit 176.92 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is -33.81% vs 25.35% in Sep 2024

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 577.10 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is -11.82% vs 17.68% in Sep 2024

Half Yearly - % of Net NPAs
% of Net NPAs 0.94%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.05% vs 0.12% in Sep 2024

Half Yearly - % of Gross NPAs
% of Gross NPAs 2.87%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.10% vs 0.53% in Sep 2024

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