Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Interest Earned
0.00
3,510.51
2,901.96
2,204.91
2,032.83
Income On Investments
0.00
291.36
254.45
90.97
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
40.08
32.65
7.38
0.00
Interest / Discount On Advances / Bills
0.00
3,179.06
2,614.83
710.32
0.00
Others
0.00
0.02
0.03
1,396.24
2,032.83
Other Income
0.00
541.97
491.15
463.61
201.28
Total Income
0.00
4,052.50
3,393.11
2,668.52
2,234.11
Interest Expended
0.00
1,714.28
1,365.84
1,012.20
1,023.79
Net Interest Income
0.00
1,796.23
1,536.12
1,192.71
1,009.04
Total Expenditure (Excl Depreciation)
0.00
1,404.70
1,175.89
936.60
849.02
Employee Cost
0.00
883.22
715.59
200.70
0.00
Other Operating Expenses
0.00
521.48
460.30
735.90
849.02
Operating Profit Before Provisions and Contingencies
0.00
933.52
851.37
719.71
361.30
Exceptional Items
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
0.00
579.68
503.51
544.74
357.16
Profit Before Tax
0.00
353.84
347.86
174.97
4.14
Tax
0.00
-24.10
0.00
0.00
0.00
Profit After Tax
0.00
377.94
347.86
174.97
4.14
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
Net Profit
0.00
377.94
347.86
174.97
4.14
Face Value
0.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
2,363.08
1,388.73
0.00
Diluted Earnings per share
0.0
10.49
14.84
20.58
-1.14
Operating Profit Margin (Excl OI)
0.0%
59.99%
59.48%
57.52%
58.23%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
0.0%
10.77%
11.99%
7.94%
0.2%
Net Interest Margin
0.0%
7.3%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
18.4%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
66.9%
0.0%
0.0%
0.0%
Amount of Gross NPAs
0.00
757.82
487.21
1,060.55
0.00
Amount of Net NPAs
0.00
250.51
156.41
584.93
0.00
% of Net NPAs
0.0%
0.94%
0.71%
3.62%
0.0%
% of Gross NPAs
0.0%
2.8%
2.19%
6.38%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
60.0
0.0
0.0
0.0
Number of Branches
0.0
778.0
0.0
0.0
0.0
Nine Monthly Analysis Highlights
Interest Earned
YoY Growth in nine months ended Dec 2024 is 20.97% vs 31.61% in Dec 2023
Net Profit
YoY Growth in nine months ended Dec 2024 is 8.65% vs 98.81% in Dec 2023
Operating Profit (PBDIT)
YoY Growth in nine months ended Dec 2024 is 9.65% vs 18.29% in Dec 2023
% of Net NPAs
YoY Growth in nine months ended Dec 2024 is 0.23% vs -2.91% in Dec 2023
% of Gross NPAs
YoY Growth in nine months ended Dec 2024 is 0.61% vs -4.19% in Dec 2023
Compare Nine Monthly Results Of Jana Small Finan With
Figures in Cr
Standalone Nine Monthly Results
Change(INR)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Gross Profit Margin
0.00%
0.00%
0.00
0.00%
PAT Margin
0.00%
0.00%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Nine Monthly - Interest Earned
Interest Earned 3510.51 Cr
in Dec 2024Figures in Cr
YoY Growth in nine months ended Dec 2024 is 20.97% vs 31.61% in Dec 2023
Nine Monthly - Net Profit
Net Profit 377.94 Cr
in Dec 2024Figures in Cr
YoY Growth in nine months ended Dec 2024 is 8.65% vs 98.81% in Dec 2023
Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 933.52 Cr
in Dec 2024Figures in Cr
YoY Growth in nine months ended Dec 2024 is 9.65% vs 18.29% in Dec 2023
Nine Monthly - % of Net NPAs
% of Net NPAs 0.94%
in Dec 2024Figures in %
YoY Growth in nine months ended Dec 2024 is 0.23% vs -2.91% in Dec 2023
Nine Monthly - % of Gross NPAs
% of Gross NPAs 2.80%
in Dec 2024Figures in %
YoY Growth in nine months ended Dec 2024 is 0.61% vs -4.19% in Dec 2023






