Kotak Mah. Bank

  • Market Cap: Large Cap
  • Industry: Private Sector Bank
  • ISIN: INE237A01028
  • NSEID: KOTAKBANK
  • BSEID: 500247
INR
2,155.10
19.6 (0.92%)
BSENSE

Dec 05

BSE+NSE Vol: 19.91 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
27,485.95
25,962.38
21,692.83
15,431.30
13,076.06
13,732.15
13,389.33
Income On Investments
5,530.64
5,364.09
4,155.87
2,927.94
3,420.20
3,293.25
2,633.36
Interest On Balances With Rbi Other Inter Bank Funds
454.21
496.27
379.37
340.81
346.79
644.11
139.32
Interest / Discount On Advances / Bills
21,219.64
19,911.99
16,974.54
12,054.34
9,192.62
9,670.77
10,463.58
Others
281.46
190.03
183.05
108.21
116.45
124.02
153.07
Other Income
5,669.16
9,133.13
4,997.79
2,948.44
3,164.37
2,211.78
2,541.29
Total Income
33,155.11
35,095.51
26,690.62
18,379.74
16,240.43
15,943.93
15,930.62
Interest Expended
12,915.92
12,100.42
9,162.50
5,634.85
5,113.85
6,110.85
6,878.85
Net Interest Income
14,570.03
13,861.96
12,530.33
9,796.45
7,962.21
7,621.30
6,510.48
Total Expenditure (Excl Depreciation)
9,407.23
9,121.83
7,968.44
6,394.12
5,116.61
3,941.43
4,144.29
Employee Cost
4,045.05
3,821.89
3,281.61
2,587.58
2,259.71
1,900.95
1,816.52
Other Operating Expenses
5,362.18
5,299.94
4,686.83
3,806.54
2,856.90
2,040.48
2,327.77
Operating Profit Before Provisions and Contingencies
10,831.96
10,353.36
9,559.68
6,350.77
6,009.97
5,891.65
4,907.48
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
2,155.18
1,238.87
730.86
160.59
1,127.51
1,301.05
724.69
Profit Before Tax
8,676.78
12,634.39
8,828.82
6,190.18
4,882.46
4,590.60
4,182.79
Tax
2,141.77
3,040.85
2,185.55
1,538.35
1,208.53
1,161.67
1,098.11
Profit After Tax
6,535.01
9,593.54
6,643.27
4,651.83
3,673.93
3,428.93
3,084.68
Extraordinary Items
0.00
2,672.73
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
6,535.01
6,920.81
6,643.27
4,651.83
3,673.93
3,428.93
3,084.68
Face Value
5.0
5.0
5.0
5.0
5.0
5.0
5.0
Reserves
0.00
0.00
0.00
0.00
0.00
58,433.29
0.00
Earnings per share (EPS)
32.86
48.25
33.43
23.43
18.53
17.32
16.15
Diluted Earnings per share
32.86
30.55
33.43
23.43
18.52
17.51
16.13
Operating Profit Margin (Excl OI)
57.93%
60.09%
59.9%
57.52%
52.25%
61.82%
63.64%
Gross Profit Margin
31.57%
48.66%
40.7%
40.11%
37.34%
33.43%
31.24%
PAT Margin
23.78%
36.95%
30.62%
30.15%
28.1%
24.97%
23.04%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.96%
1.59%
1.31%
1.09%
0.95%
0.93%
0.99%
CASA (%)
42.3%
43.6%
48.3%
56.2%
60.6%
57.1%
53.6%
CASA Amount
2,19,863.00
1,91,829.00
1,80,318.00
1,82,610.00
1,76,759.00
1,49,444.00
1,24,912.00
Capital Adequacy Ratio (Total)
22.05%
22.61%
21.7%
21.24%
21.76%
22.05%
18.15%
Capital Adequacy Ratio (Tier 1)
20.9%
21.5%
20.6%
20.1%
20.7%
21.4%
17.6%
Provision Coverage Ratio (%)
77.0%
71.0%
79.0%
73.7%
67.0%
75.6%
64.0%
Amount of Gross NPAs
6,479.58
6,033.17
6,087.23
6,210.23
7,657.96
5,335.95
5,033.55
Amount of Net NPAs
1,490.98
1,723.83
1,274.81
1,630.37
2,491.44
1,303.78
1,811.40
% of Net NPAs
0.32%
0.43%
0.37%
0.55%
1.06%
0.64%
0.85%
% of Gross NPAs
1.39%
1.49%
1.72%
2.08%
3.19%
2.55%
2.32%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
2758.0
3329.0
3170.0
2802.0
2601.0
2550.0
2429.0
Number of Branches
2198.0
2013.0
1850.0
1710.0
1622.0
1602.0
1512.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2025 is 5.87% vs 19.68% in Sep 2024

stock-summary

Net Profit

Growth in half year ended Sep 2025 is -5.57% vs 4.18% in Sep 2024

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2025 is 4.62% vs 8.30% in Sep 2024

stock-summary

% of Net NPAs

Growth in half year ended Sep 2025 is -0.11% vs 0.06% in Sep 2024

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2025 is -0.10% vs -0.23% in Sep 2024

Compare Half Yearly Results Of Kotak Mah. Bank With
Markets Mojo
Figures in Cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
27,485.95
84,704.86
-57,218.91
-67.55%
Income On Investments
5,530.64
17,172.38
-11,641.74
-67.79%
Interest On Balances With Rbi Other Inter Bank Funds
454.21
1,414.39
-960.18
-67.89%
Interest / Discount On Advances / Bills
21,219.64
64,726.60
-43,506.96
-67.22%
Others
281.46
1,391.49
-1,110.03
-79.77%
Other Income
5,669.16
16,080.44
-10,411.28
-64.74%
Total Income
33,155.11
1,00,785.30
-67,630.19
-67.1%
Interest Expended
12,915.92
41,540.94
-28,625.02
-68.91%
Net Interest Income
14,570.03
43,163.92
-28,593.89
-66.24%
Total Expenditure (Excl Depreciation)
9,407.23
23,200.56
-13,793.33
-59.45%
Employee Cost
4,045.05
9,084.92
-5,039.87
-55.48%
Other Operating Expenses
5,362.18
14,115.64
-8,753.46
-62.01%
Operating Profit Before Provisions and Contingencies
10,831.96
36,043.80
-25,211.84
-69.95%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
2,155.18
2,728.68
-573.50
-21.02%
Profit Before Tax
8,676.78
33,315.12
-24,638.34
-73.96%
Tax
2,141.77
8,188.02
-6,046.25
-73.84%
Profit After Tax
6,535.01
25,127.10
-18,592.09
-73.99%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
6,535.01
25,127.10
-18,592.09
-73.99%
Face Value
5.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
32.86
32.87
-0.01
-0.03%
Diluted Earnings per share
32.86
34.69
-1.83
-5.28%
Operating Profit Margin (Excl OI)
57.93%
69.39%
0.00
-11.46%
Gross Profit Margin
31.57%
39.33%
0.00
-7.76%
PAT Margin
23.78%
29.66%
0.00
-5.88%
Net Interest Margin
0.00%
4.30%
-4.30
-4.30%
Return on Assets
0.96%
0.00%
0.96
0.96%
CASA (%)
42.30%
39.20%
3.10
3.10%
CASA Amount
2,19,863.00
6,58,871.00
-4,39,008.00
-66.63%
Capital Adequacy Ratio (Total)
22.05%
15.76%
6.29
6.29%
Capital Adequacy Ratio (Tier 1)
20.90%
15.11%
5.79
5.79%
Provision Coverage Ratio (%)
77.00%
75.00%
2.00
2.00%
Amount of Gross NPAs
6,479.58
23,850.00
-17,370.42
-72.83%
Amount of Net NPAs
1,490.98
5,827.00
-4,336.02
-74.41%
% of Net NPAs
0.32%
0.39%
-0.07
-0.07%
% of Gross NPAs
1.39%
1.58%
-0.19
-0.19%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
2,758.00
10,610.00
-7,852.00
-74.01%
Number of Branches
2,198.00
7,246.00
-5,048.00
-69.67%
Half Yearly - Interest Earned
Interest Earned 27485.95 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 5.87% vs 19.68% in Sep 2024

Half Yearly - Net Profit
Net Profit 6,535.01 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is -5.57% vs 4.18% in Sep 2024

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 10,831.96 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 4.62% vs 8.30% in Sep 2024

Half Yearly - % of Net NPAs
% of Net NPAs 0.32%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.11% vs 0.06% in Sep 2024

Half Yearly - % of Gross NPAs
% of Gross NPAs 1.39%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.10% vs -0.23% in Sep 2024