Kotak Mah. Bank

Which are the latest news on Kotak Mah. Bank?

Why is Kotak Mahindra Bank Ltd falling/rising?

As of 05-Sep, Kotak Mahindra Bank Ltd's stock price is rising to 424.85, driven by strong performance metrics and positive financial indicators, despite a decline in investor participation. The stock has outperformed its sector and is trading above key moving averages, indicating positive momentum.

As of 05-Sep, Kotak Mahindra Bank Ltd's stock price is rising, currently at 424.85, reflecting an increase of 4.85 or 1.15%. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 0.59% today and has shown a trend reversal, gaining after two consecutive days of decline. Additionally, it is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a positive momentum.<BR><BR>In terms of performance relative to the market, Kotak Mahindra Bank has demonstrated strong returns over various periods, such as an 8.10% increase over the past month, while the benchmark Sensex has decreased by 2.44% in the same timeframe. This suggests that the stock is gaining traction despite broader market challenges.<BR><BR>Moreover, the bank's strong long-term fundamentals, highlighted by a robust average Return on Assets (ROA) of 3.08% and a high Capital Adequacy Ratio of 21.48%, further support investor confidence. Positive financial results, including the lowest Gross NPA at 1.18% and the highest Net Interest Income at Rs 7,928.43 crore, contribute to the stock's appeal.<BR><BR>However, it is important to note that there has been a decline in investor participation, with delivery volume falling by 66.04% against the 5-day average. Despite this, the liquidity remains sufficient for trading, indicating that the stock can still attract interest.<BR><BR>Overall, the combination of strong performance metrics, positive financial indicators, and a recent trend reversal contributes to the rising stock price of Kotak Mahindra Bank Ltd.

Who are in the management team of Kotak Mah. Bank?

The management team of Kotak Mahindra Bank includes Uday Kotak (MD & CEO), Dipak Gupta (Joint MD), Prakash Apte (Chairman), and several independent directors, bringing diverse expertise to the bank's leadership.

The management team of Kotak Mahindra Bank includes several key individuals:<BR><BR>1. **Uday Kotak** - Non-Executive Director and also serves as the Managing Director & CEO.<BR>2. **C Jayaram** - Director.<BR>3. **Dipak Gupta** - Joint Managing Director and also serves as Managing Director & CEO.<BR>4. **Prakash Apte** - Chairman & Independent Director.<BR>5. **Uday Chander Khanna** - Independent Director.<BR>6. **Uday Shankar** - Independent Director.<BR>7. **K V S Manian** - Whole-time Director.<BR>8. **Avan Doomasia** - Company Secretary & Compliance Officer.<BR>9. **Ashok Gulati** - Independent Director.<BR>10. **Amit Desai** - Director.<BR>11. **Ashu Suyash** - Independent Director.<BR>12. **Shanti Ekambaram** - Whole-time Director.<BR>13. **Chandra Shekhar Rajan** - Independent Director.<BR><BR>This diverse team brings a wealth of experience and expertise to the bank's leadership.

What does Kotak Mah. Bank do?

Kotak Mahindra Bank is a prominent private sector bank in India, providing various financial services such as transaction banking and lending. As of June 2026, it reported net sales of ₹14,477.49 crore and a net profit of ₹4,123 crore, with a market capitalization of ₹421,035 crore.

Overview:<BR>Kotak Mahindra Bank Limited is a leading private sector bank in India, offering a range of financial services including transaction banking, lending, and working capital loans.<BR><BR>History:<BR>Kotak Mahindra Bank was incorporated as the flagship company of the Kotak Group. The latest quarterly results reported are for June 2026, showcasing the bank's performance in terms of sales and profit.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 14,477.49 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 4,123 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 421,035 Cr (Large Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank <BR>Dividend Yield: 0.15% <BR>CAR: 22.40% <BR>Return on Assets: 1.90% <BR>Net NPA: 0.27% <BR>Gross NPA: 1.18% <BR><BR>Contact Details:<BR>Address: 27 BKC C-27 G-Block, Bandra Kurla Complex Bandra(E) Mumbai Maharashtra : 400051 <BR>Phone: 91-22-61660001 <BR>Email: investor.greivances@kotak.com <BR>Website: http://www.kotak.com

Who are the peers of the Kotak Mah. Bank?

Peers of Kotak Mah. Bank include HDFC Bank, ICICI Bank, Axis Bank, and others. Kotak Mah. Bank has good management risk and growth, with a 1-year return of 6.68%, lower than Federal Bank's 82.06% but higher than HDFC Bank's -25.48%.

Peers: The peers of Kotak Mah. Bank are HDFC Bank, ICICI Bank, Axis Bank, IDBI Bank, Federal Bank, IndusInd Bank, IDFC First Bank, Yes Bank, RBL Bank, and Karur Vysya Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank, ICICI Bank, Kotak Mah. Bank, Federal Bank, and Karur Vysya Bank, while Good management risk is found at Axis Bank and IndusInd Bank. Average management risk is present at IDBI Bank, IDFC First Bank, Yes Bank, and RBL Bank. Growth is Excellent at ICICI Bank, Federal Bank, and IDFC First Bank, while Good growth is seen at HDFC Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Yes Bank, and RBL Bank. Below Average growth is noted at IndusInd Bank. Capital Structure is Excellent at HDFC Bank, Kotak Mah. Bank, IDBI Bank, IndusInd Bank, RBL Bank, and Karur Vysya Bank, while Good capital structure is found at Axis Bank, Federal Bank, and IDFC First Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Federal Bank at 82.06%, while the lowest is HDFC Bank at -25.48%. Kotak Mah. Bank's 1-year return is 6.68%, which is higher than HDFC Bank but lower than Federal Bank. Additionally, IDBI Bank and HDFC Bank have negative six-month returns.

How big is Kotak Mah. Bank?

As of 31st August, Kotak Mahindra Bank Ltd has a market capitalization of 421,035.00 Cr and reported a net profit of 14,848.98 Cr, with total assets valued at 7,84,093.45 Cr. There is no valid net sales data available for the latest four quarters.

As of 31st August, Kotak Mahindra Bank Ltd has a market capitalization of 421,035.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, Kotak Mahindra Bank reported net sales of 0.00 Cr, indicating no valid net sales data found for summing. The net profit for the same period was 14,848.98 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2026. Shareholder's funds stood at 1,35,311.71 Cr, while total assets were valued at 7,84,093.45 Cr.

Should I buy, sell or hold Kotak Mahindra Bank Ltd?

Are Kotak Mahindra Bank Ltd latest results good or bad?

Kotak Mahindra Bank's Q1 FY27 results are generally positive, with a net profit of ₹4,122.96 crore (up 25.64% year-on-year) and improved asset quality, as gross NPAs fell to 1.18%. However, concerns arise from a contraction in net interest margin to 4.53% and a decline in the CASA ratio to 40.3%, indicating potential pressures on future profitability.

Kotak Mahindra Bank's latest results for Q1 FY27 can be characterized as good overall, with several positive highlights despite some challenges.<BR><BR>The bank reported a net profit of ₹4,122.96 crore, which marks a significant year-on-year growth of 25.64%. This demonstrates strong profitability and effective management of its operations. Additionally, the net interest income reached an all-time high of ₹7,928.43 crore, reflecting a 9.22% increase year-on-year, indicating robust core earnings.<BR><BR>One of the standout features of this quarter is the improvement in asset quality, with gross non-performing assets (NPAs) declining to a historic low of 1.18%. This is a positive indicator of the bank's credit discipline and risk management capabilities.<BR><BR>However, there are some areas of concern. The net interest margin (NIM) contracted to 4.53%, down from 4.67% in the previous quarter, which suggests that the bank is facing pressures from competitive lending dynamics and deposit rates. Additionally, the CASA (Current Account Savings Account) ratio declined to 40.3%, indicating a greater reliance on higher-cost term deposits, which could further pressure margins.<BR><BR>Overall, while Kotak Mahindra Bank's results reflect strong profitability and excellent asset quality, the margin compression and reliance on non-core income raise questions about sustainability. Investors may want to monitor these trends closely moving forward.

When is the next results date for Kotak Mahindra Bank Ltd?

The next results date for Kotak Mahindra Bank Ltd is July 18, 2026.

The next results date for Kotak Mahindra Bank Ltd is scheduled for July 18, 2026.

Is Kotak Mah. Bank technically bullish or bearish?

As of November 26, 2025, Kotak Mah. Bank's trend is bullish, supported by strong MACD and Bollinger Bands indicators, although mixed signals from Dow Theory and OBV suggest some caution.

As of 26 November 2025, the technical trend for Kotak Mah. Bank has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend in both time frames. The daily moving averages are bullish, reinforcing the positive sentiment. However, the Dow Theory shows a mildly bullish stance on the weekly and no trend on the monthly, while the OBV is mildly bearish on the weekly but bullish on the monthly. Overall, the strength of the bullish trend is supported by multiple indicators, despite some mixed signals in the Dow Theory and OBV.

How has been the historical performance of Kotak Mah. Bank?

Kotak Mahindra Bank has shown significant growth from March 2020 to March 2025, with interest earned increasing from ₹26,929.61 crore to ₹52,919.73 crore, and profit after tax rising from ₹5,947.18 crore to ₹16,450.08 crore, reflecting a strong upward trend in its financial performance. Total assets and liabilities also expanded notably, indicating robust growth in its financial position.

Answer:<BR>The historical performance of Kotak Mahindra Bank shows significant growth across various financial metrics over the years.<BR><BR>Breakdown:<BR>Kotak Mahindra Bank's interest earned increased from 26,929.61 crore in Mar'20 to 52,919.73 crore in Mar'25, reflecting a strong upward trend. The bank's net interest income also rose from 13,499.66 crore in Mar'20 to 28,341.78 crore in Mar'25. Total income grew from 32,301.72 crore in Mar'20 to 67,858.12 crore in Mar'25, while profit before tax surged from 7,804.67 crore to 21,584.11 crore in the same period. Profit after tax followed suit, increasing from 5,947.18 crore in Mar'20 to 16,450.08 crore in Mar'25. The bank's total liabilities expanded significantly from 3,60,387.48 crore in Mar'20 to 6,94,587.06 crore in Mar'25, driven by a rise in deposits from 2,62,820.52 crore to 4,99,055.14 crore. Additionally, the bank's total assets increased from 3,60,387.49 crore to 6,94,587.06 crore, indicating robust growth in its financial position. The closing cash and cash equivalents also improved, rising from 53,292.00 crore in Mar'20 to 65,779.00 crore in Mar'25, showcasing enhanced liquidity. Overall, Kotak Mahindra Bank has demonstrated a consistent upward trajectory in its financial performance over the years.

Is Kotak Mah. Bank overvalued or undervalued?

As of October 27, 2025, Kotak Mahindra Bank is considered overvalued with a PE ratio of 31.91 and a Price to Book Value of 3.41, significantly higher than peers like HDFC Bank and ICICI Bank, despite outperforming the Sensex year-to-date.

As of 27 October 2025, the valuation grade for Kotak Mahindra Bank has moved from very expensive to expensive. The company is currently considered overvalued. Key ratios include a PE Ratio of 31.91, a Price to Book Value of 3.41, and a ROE of 10.70%. <BR><BR>In comparison to peers, HDFC Bank has a PE of 21.66, while ICICI Bank is at 19.87, indicating that Kotak Mahindra Bank's valuation is significantly higher than these competitors. The recent stock performance shows that while Kotak Mahindra Bank has outperformed the Sensex on a year-to-date basis with a return of 20.30% compared to the Sensex's 8.50%, its longer-term performance over three and five years has lagged behind the index.

Who are the top shareholders of the Kotak Mah. Bank?

The top shareholders of Kotak Mahindra Bank include Uday Suresh Kotak with 25.7%, Foreign Institutional Investors (32.65%), mutual funds (17.34%), Life Insurance Corporation of India (7.36%), and individual investors (8.36%).

The top shareholders of Kotak Mahindra Bank include several key players. The largest individual shareholder is Uday Suresh Kotak, who holds 25.7% of the shares. Foreign Institutional Investors (FIIs) are significant shareholders as well, owning 32.65% collectively, with 1297 FIIs involved. Additionally, mutual funds hold 17.34% of the shares through 43 different schemes. The highest public shareholder is the Life Insurance Corporation of India, which owns 7.36%. Individual investors collectively hold 8.36% of the bank's shares.

What is the bonus history of the Kotak Mah. Bank?

Kotak Mahindra Bank's most recent bonus issue was a 1:1 bonus announced on July 8, 2015, where shareholders received an additional share for each share held, doubling their holdings. The record date for this bonus was July 9, 2015.

Kotak Mahindra Bank has a notable bonus history, with its most recent bonus issue being a 1:1 bonus announced on July 8, 2015. The record date for this bonus was July 9, 2015. This means that for every share held, shareholders received an additional share, effectively doubling their holdings at that time.

Has Kotak Mah. Bank declared dividend?

Yes, Kotak Mahindra Bank has declared a 40% dividend, amounting to ₹2 per share, with an ex-date of July 19, 2024. The bank has shown positive total returns over various periods, particularly a 54.99% total return over the last 5 years.

Kotak Mahindra Bank Ltd has declared a 40% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 40%<BR>- Amount per share: 2 per share<BR>- Ex-date: 19 Jul 24<BR><BR>Dividend Yield: 0.1%.<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was 16.65%, with a dividend return of 0%, resulting in a total return of 16.65%.<BR><BR>For the 1-year period, the price return was 19.35%, the dividend return was 0.12%, leading to a total return of 19.47%.<BR><BR>Over the 2-year period, the price return was 5.6%, the dividend return was 0.19%, culminating in a total return of 5.79%.<BR><BR>In the 3-year period, the price return stood at 10.7%, with a dividend return of 0.28%, resulting in a total return of 10.98%.<BR><BR>For the 4-year period, the price return was 14.4%, the dividend return was 0.32%, leading to a total return of 14.72%.<BR><BR>In the 5-year period, the price return was 54.58%, with a dividend return of 0.41%, resulting in a total return of 54.99%.<BR><BR>Overall, Kotak Mahindra Bank has declared a dividend, contributing to a modest dividend yield. The total returns over various periods indicate a generally positive performance, particularly over the longer term, with significant price appreciation in the 5-year period.