down arrow

UCO Bank

  • Market Cap: Mid Cap
  • Industry: Public Sector Bank
  • ISIN: INE691A01018
  • NSEID: UCOBANK
  • BSEID: 532505
INR
29.35
-0.33 (-1.11%)
BSENSE

Dec 05

BSE+NSE Vol: 17.74 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
12,973.18
12,102.35
10,442.75
8,035.96
7,289.37
7,277.25
7,621.17
Income On Investments
3,179.79
3,177.68
3,037.46
3,082.38
2,968.03
3,081.24
2,946.51
Interest On Balances With Rbi Other Inter Bank Funds
629.87
773.04
627.78
329.73
164.86
118.83
290.53
Interest / Discount On Advances / Bills
9,117.01
8,096.51
6,691.39
4,530.93
4,017.36
3,879.22
4,074.41
Others
46.51
55.12
86.12
92.92
139.12
197.96
309.72
Other Income
1,881.42
1,828.50
1,279.80
725.47
1,792.71
1,485.45
1,358.96
Total Income
14,854.60
13,930.85
11,722.55
8,761.43
9,082.08
8,762.70
8,980.13
Interest Expended
8,037.23
7,548.45
6,517.40
4,616.82
4,231.40
4,617.31
5,020.00
Net Interest Income
4,935.95
4,553.90
3,925.35
3,419.14
3,057.97
2,659.94
2,601.17
Total Expenditure (Excl Depreciation)
3,641.91
3,629.57
3,020.92
2,514.89
2,343.12
1,591.71
1,551.64
Employee Cost
2,490.38
2,512.57
2,090.63
1,768.13
1,679.78
974.50
949.53
Other Operating Expenses
1,151.53
1,117.00
930.29
746.76
663.34
617.21
602.11
Operating Profit Before Provisions and Contingencies
3,175.46
2,752.83
2,184.23
1,629.72
2,507.56
2,553.68
2,408.49
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
1,204.20
951.60
1,197.78
652.60
2,032.85
2,480.56
3,901.92
Profit Before Tax
1,971.26
1,801.23
986.45
977.12
474.71
73.12
-1,493.43
Tax
744.06
647.53
361.31
348.99
167.52
21.55
0.00
Profit After Tax
1,227.20
1,153.70
625.14
628.13
307.19
51.57
-1,493.43
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,227.20
1,153.70
625.14
628.13
307.19
51.57
-1,493.43
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
15,418.44
12,403.27
11,005.25
8,905.35
7,396.63
6,942.91
6,021.22
Earnings per share (EPS)
0.98
0.96
0.52
0.53
0.26
0.05
-2.03
Diluted Earnings per share
0.98
0.96
0.52
0.53
0.27
0.05
-2.09
Operating Profit Margin (Excl OI)
62.65%
62.15%
59.6%
60.58%
39.97%
44.04%
28.44%
Gross Profit Margin
15.19%
14.88%
9.45%
12.16%
6.51%
1.0%
-19.6%
PAT Margin
9.46%
9.53%
5.99%
7.82%
4.21%
0.71%
-19.6%
Net Interest Margin
2.93%
3.09%
2.92%
2.91%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
38.11%
38.24%
38.28%
38.74%
38.95%
0.0%
41.4%
CASA Amount
1,10,555.00
1,00,933.00
93,375.00
90,519.00
81,344.00
0.00
76,450.00
Capital Adequacy Ratio (Total)
17.89%
16.84%
16.83%
14.02%
14.31%
11.8%
11.44%
Capital Adequacy Ratio (Tier 1)
15.9%
14.6%
14.18%
11.25%
11.37%
8.99%
8.93%
Provision Coverage Ratio (%)
96.99%
95.92%
95.07%
92.9%
90.02%
0.0%
81.19%
Amount of Gross NPAs
5,894.72
6,293.86
6,939.35
9,358.92
10,909.79
13,365.74
25,665.14
Amount of Net NPAs
961.94
1,406.44
1,801.67
2,700.29
3,854.33
3,831.88
7,238.33
% of Net NPAs
0.43%
0.73%
1.11%
1.99%
3.37%
3.63%
7.32%
% of Gross NPAs
2.56%
3.18%
4.14%
6.58%
8.98%
11.62%
21.87%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
2607.0
2472.0
2472.0
2401.0
2370.0
0.0
2561.0
Number of Branches
3322.0
3247.0
3216.0
3106.0
3071.0
0.0
3088.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2025 is 7.2% vs 15.89% in Sep 2024

stock-summary

Net Profit

Growth in half year ended Sep 2025 is 6.37% vs 84.55% in Sep 2024

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2025 is 15.35% vs 26.03% in Sep 2024

stock-summary

% of Net NPAs

Growth in half year ended Sep 2025 is -0.30% vs -0.38% in Sep 2024

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2025 is -0.62% vs -0.96% in Sep 2024

Compare Half Yearly Results Of UCO Bank With
Markets Mojo
Figures in Cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
12,973.18
14,182.29
-1,209.11
-8.53%
Income On Investments
3,179.79
3,126.53
53.26
1.7%
Interest On Balances With Rbi Other Inter Bank Funds
629.87
175.71
454.16
258.47%
Interest / Discount On Advances / Bills
9,117.01
10,858.10
-1,741.09
-16.03%
Others
46.51
21.95
24.56
111.89%
Other Income
1,881.42
1,670.14
211.28
12.65%
Total Income
14,854.60
15,852.43
-997.83
-6.29%
Interest Expended
8,037.23
7,643.00
394.23
5.16%
Net Interest Income
4,935.95
6,539.29
-1,603.34
-24.52%
Total Expenditure (Excl Depreciation)
3,641.91
3,065.24
576.67
18.81%
Employee Cost
2,490.38
1,702.40
787.98
46.29%
Other Operating Expenses
1,151.53
1,362.84
-211.31
-15.51%
Operating Profit Before Provisions and Contingencies
3,175.46
5,144.19
-1,968.73
-38.27%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
1,204.20
1,623.29
-419.09
-25.82%
Profit Before Tax
1,971.26
3,520.90
-1,549.64
-44.01%
Tax
744.06
295.00
449.06
152.22%
Profit After Tax
1,227.20
3,225.90
-1,998.70
-61.96%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,227.20
3,225.90
-1,998.70
-61.96%
Face Value
10.00
10.00
0.00
Reserves
15,418.44
18,903.46
-3,485.02
-18.44%
Earnings per share (EPS)
0.98
4.19
-3.21
-76.61%
Diluted Earnings per share
0.98
4.19
-3.21
-76.61%
Operating Profit Margin (Excl OI)
62.65%
66.94%
0.00
-4.29%
Gross Profit Margin
15.19%
24.83%
0.00
-9.64%
PAT Margin
9.46%
22.75%
0.00
-13.29%
Net Interest Margin
2.93%
3.90%
-0.97
-0.97%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
38.11%
50.35%
-12.24
-12.24%
CASA Amount
1,10,555.00
1,55,979.00
-45,424.00
-29.12%
Capital Adequacy Ratio (Total)
17.89%
18.13%
-0.24
-0.24%
Capital Adequacy Ratio (Tier 1)
15.90%
14.96%
0.94
0.94%
Provision Coverage Ratio (%)
96.99%
98.34%
-1.35
-1.35%
Amount of Gross NPAs
5,894.72
4,372.06
1,522.66
34.83%
Amount of Net NPAs
961.94
442.08
519.86
117.59%
% of Net NPAs
0.43%
0.18%
0.25
0.25%
% of Gross NPAs
2.56%
1.72%
0.84
0.84%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
2,607.00
0.00
2,607.00
Number of Branches
3,322.00
2,665.00
657.00
24.65%
Half Yearly - Interest Earned
Interest Earned 12973.18 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 7.2% vs 15.89% in Sep 2024

Half Yearly - Net Profit
Net Profit 1,227.20 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 6.37% vs 84.55% in Sep 2024

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 3,175.46 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 15.35% vs 26.03% in Sep 2024

Half Yearly - % of Net NPAs
% of Net NPAs 0.43%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.30% vs -0.38% in Sep 2024

Half Yearly - % of Gross NPAs
% of Gross NPAs 2.56%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.62% vs -0.96% in Sep 2024

Stock List
ABCDEFGHIJKLMNOPQRSTUVWXYZOther
Footer Logo
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
Market
Webinars
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."