UCO Bank

Why is UCO Bank falling/rising?

As of 19-Aug, UCO Bank's stock price is at 25.69, down 0.81%, and has underperformed its sector. The stock is in a bearish trend, trading below all key moving averages, with decreased investor participation and a year-to-date decline of 12.83%, despite strong lending practices.

As of 19-Aug, UCO Bank's stock price is falling, currently at 25.69, reflecting a change of -0.21 (-0.81%). The stock has underperformed its sector by -0.64% today and has experienced a consecutive decline over the last two days, with a total drop of -1.61% in that period. Additionally, UCO Bank is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>Investor participation has also decreased, as evidenced by a delivery volume of 8.81 lacs on 18 August, which is down by -31.84% compared to the 5-day average. This decline in trading activity suggests a lack of confidence among investors. <BR><BR>Despite some positive factors, such as strong lending practices and a low Gross NPA ratio of 2.08%, the stock has struggled over the longer term, with a year-to-date decline of -12.83% compared to a -9.75% drop in the benchmark Sensex. The stock's performance over the past year shows a return of -11.99%, even as profits have increased by 12.6%, indicating a disconnect between stock price and company fundamentals. Overall, these factors contribute to the current downward movement of UCO Bank's stock price.

Which are the latest news on UCO Bank?

Who are in the management team of UCO Bank?

The management team of UCO Bank includes Soma Sankara Prasad (Managing Director & CEO), Rajendra Kumar Saboo (Executive Director), and several directors, including nominees from the RBI and government, overseeing the bank's operations and strategy.

The management team of UCO Bank includes the following individuals:<BR><BR>1. **Soma Sankara Prasad** - Managing Director & CEO<BR>2. **Rajendra Kumar Saboo** - Executive Director<BR>3. **K Rajivan Nair** - Director (Shareholder)<BR>4. **Anjan Talukdar** - Non Official Director<BR>5. **Ravi Kumar Agrawal** - Non Official Director<BR>6. **Rajesh Kumar** - Nominee (RBI)<BR>7. **Sanjay Kumar** - Nominee (Govt)<BR>8. **Subhash Shankar Malik** - Non-official Director<BR>9. **Vikash Gupta** - Company Secretary & Compliance Officer<BR><BR>This team plays a crucial role in overseeing the operations and strategic direction of the bank.

What does UCO Bank do?

UCO Bank is a Government of India Undertaking commercial bank with a market capitalization of INR 32,879 Cr, reporting net sales of 6,996 Cr and a net profit of 656 Cr for June 2026. It offers a dividend yield of 1.53%.

Overview: <BR>UCO Bank is a commercial bank and a Government of India Undertaking, operating in the public sector banking industry with a mid-cap market capitalization.<BR><BR>History: <BR>UCO Bank was incorporated as a commercial bank and has maintained its status as a Government of India Undertaking. The latest quarterly results reported are for June 2026, showing sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 6,996.00 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 656 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 32,879 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 1.53% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details: <BR>Address: 10 B T M Sarani, 7th Floor Kolkata West Bengal : 700001 <BR>Phone: 91-33-22254120/29 <BR>Email: hosgr.calcutta@ucobank.co.in <BR>Website: http://www.ucobank.com

Who are the peers of the UCO Bank?

UCO Bank's peers include Union Bank, Punjab National Bank, Bank of Baroda, Indian Bank, Canara Bank, Bank of India, Indian Overseas Bank, Bank of Maharashtra, Central Bank, and Punjab & Sind Bank. In terms of performance, Bank of Maharashtra leads with a 1-year return of 48.06%, while UCO Bank has a return of -7.09%.

Peers: The peers of UCO Bank are Union Bank (I), Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, Bank of Maha, Central Bank, and Pun. & Sind Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bank of Maha, while Good management risk is found at Union Bank (I), Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, UCO Bank, Central Bank, and Pun. & Sind Bank. Excellent growth is noted at Bank of Maha, while Good growth is seen at Union Bank (I), Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, UCO Bank, Central Bank, and Pun. & Sind Bank. Excellent capital structure is present at Union Bank (I), while Good capital structure is found at Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, UCO Bank, Bank of Maha, Central Bank, and Pun. & Sind Bank.<BR><BR>Return Snapshot: Bank of Maha has the highest 1-year return at 48.06%, while I O B has the lowest at -6.70%. UCO Bank's 1-year return of -7.09% is lower than both. Additionally, the six-month return is negative for Bank Of Baroda, Canara Bank, Bank Of India, I O B, Central Bank, and Pun. & Sind Bank.

How big is UCO Bank?

As of 14th August, UCO Bank has a market capitalization of 32,627.93 Cr and reported a net profit of 2,816.74 Cr, with shareholder's funds at 33,249.23 Cr and total assets valued at 3,95,858.45 Cr. There is no valid net sales data available for the latest four quarters.

As of 14th August, UCO Bank has a market capitalization of 32,627.93 Cr and is classified as a Mid Cap company.<BR><BR>In the latest four quarters, UCO Bank reported net sales of 0.00 Cr, indicating no valid net sales data found for summing. The net profit for the same period was 2,816.74 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2026. Shareholder's funds stood at 33,249.23 Cr, while total assets were valued at 3,95,858.45 Cr.

Should I buy, sell or hold UCO Bank?

When is the next results date for UCO Bank?

UCO Bank will announce its results on 22 July 2026.

UCO Bank will declare its results on 22 July 2026.

Is UCO Bank technically bullish or bearish?

As of December 4, 2025, UCO Bank's technical trend is bearish with moderate strength, supported by bearish moving averages and Bollinger Bands, despite some mixed signals from MACD and Dow Theory.

As of 4 December 2025, the technical trend for UCO Bank has changed from mildly bearish to bearish. The current stance is bearish with moderate strength. The weekly MACD is mildly bullish, but the monthly MACD and moving averages are both bearish, indicating a lack of strong upward momentum. The Bollinger Bands are bearish on both weekly and monthly time frames, reinforcing the bearish outlook. The KST shows a mixed signal with weekly bullishness but monthly bearishness. Dow Theory indicates a mildly bearish trend on the weekly and mildly bullish on the monthly, suggesting some conflicting signals. Overall, the combination of these indicators points to a bearish sentiment for UCO Bank at this time.

Is UCO Bank overvalued or undervalued?

As of November 20, 2025, UCO Bank is considered an attractive investment due to its undervalued status with a PE ratio of 15.46, a price-to-book value of 1.20, and a competitive ROE of 7.76%, despite a year-to-date stock performance of -29.19% compared to the Sensex's 9.59%.

As of 20 November 2025, UCO Bank's valuation grade has moved from fair to attractive, indicating a positive shift in its perceived value. The bank is currently considered undervalued, with a price-to-earnings (PE) ratio of 15.46, a price-to-book value of 1.20, and a PEG ratio of 1.54. These ratios suggest that the bank is trading at a reasonable valuation compared to its earnings growth potential.<BR><BR>In comparison to its peers, UCO Bank stands out with a PE ratio higher than that of State Bank of India (12.7) but lower than Bank of Baroda (7.75) and Punjab National Bank (9.09), both of which are also classified as attractive. Notably, UCO Bank's return on equity (ROE) is 7.76%, which is competitive within the sector. Despite recent stock performance trailing the Sensex, particularly with a year-to-date return of -29.19% compared to the Sensex's 9.59%, the overall valuation metrics suggest that UCO Bank presents a compelling investment opportunity at its current price of 31.05.

Are UCO Bank latest results good or bad?

UCO Bank's latest results are mixed; while it reported a net profit increase of 2.03% quarter-on-quarter, concerns about asset quality arose with a slight rise in the gross NPA ratio to 2.56%. Overall, improvements in profitability are overshadowed by challenges in asset quality and a minor decline in overall income.

UCO Bank's latest results present a mixed picture. On the positive side, the bank reported a net profit of ₹619.76 crore for Q2 FY26, which reflects a growth of 2.03% quarter-on-quarter and 2.82% year-on-year. Additionally, interest earned increased by 1.57% from the previous quarter, indicating a healthy demand for loans and improved asset deployment.<BR><BR>However, there are concerns regarding asset quality, as the gross non-performing assets (NPA) ratio slightly deteriorated to 2.56% from 2.63% in the previous quarter. This indicates a need for close monitoring of asset quality metrics. Furthermore, while the bank's operating profit showed a positive trend, the overall income experienced a minor decline of 0.16% quarter-on-quarter, which may raise questions about sustainability in growth.<BR><BR>Overall, while UCO Bank has shown improvements in profitability and operational efficiency, the challenges related to asset quality and margin pressures suggest that the results are not entirely positive. Investors should consider these factors when evaluating the bank's performance.

How has been the historical performance of UCO Bank?

UCO Bank has shown significant financial improvement from March 2021 to March 2025, with interest earned increasing from INR 14,446.16 crore to INR 25,066.90 crore, and profit before tax rising to INR 3,833.55 crore. The bank's total assets and deposits also grew substantially, reflecting a strong recovery and growth trajectory.

Answer:<BR>The historical performance of UCO Bank shows a significant improvement over the years, particularly from March 2021 to March 2025.<BR><BR>Breakdown:<BR>UCO Bank's interest earned has steadily increased from INR 14,446.16 crore in March 2021 to INR 25,066.90 crore in March 2025, reflecting a strong growth trajectory. The net interest income also rose significantly, from INR 5,479.71 crore in March 2021 to INR 9,630.07 crore in March 2025. Total income followed a similar trend, growing from INR 17,870.34 crore in March 2021 to INR 29,473.53 crore in March 2025. Profit before tax turned positive in March 2022 after several years of losses, reaching INR 3,833.55 crore by March 2025, while profit after tax also improved from INR 167.04 crore in March 2021 to INR 2,444.96 crore in March 2025. The bank's total assets increased from INR 2,53,336.10 crore in March 2021 to INR 3,62,481.09 crore in March 2025, with deposits rising from INR 2,05,919.39 crore to INR 2,93,542.18 crore during the same period. The capital adequacy ratio improved significantly, indicating a stronger financial position, moving from 13.74% in March 2021 to 18.49% in March 2025. Overall, UCO Bank has demonstrated a robust recovery and growth in its financial performance over the years.

Who are the top shareholders of the UCO Bank?

The top shareholders of UCO Bank include the President of India with a 90.95% stake, the Life Insurance Corporation of India at 2.31%, and individual investors holding 2.95%. Additionally, mutual funds and foreign institutional investors collectively own 0.53%.

The top shareholders of UCO Bank are primarily dominated by the President of India, who holds a significant 90.95% stake in the bank. Other notable shareholders include the Life Insurance Corporation of India, which holds 2.31%, and individual investors, who collectively own 2.95%. Additionally, the bank has mutual funds represented by 14 schemes holding 0.09% and 24 foreign institutional investors (FIIs) with a combined holding of 0.44%.

Has UCO Bank declared dividend?

Yes, UCO Bank has declared a 3% dividend, with an ex-date of May 9, 2025. Despite recent negative price returns, the bank has shown strong total returns over longer periods.

UCO Bank has declared a 3% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 3%<BR>- Ex-date: 09 May 25<BR><BR>Dividend Yield: 0.89%<BR><BR>Total Returns by Period:<BR>In the last 6 months, UCO Bank experienced a price return of -33.89%, a dividend return of 0.61%, resulting in a total return of -33.28%.<BR><BR>Over the past year, the price return was -41.17%, with a dividend return of 0.53%, leading to a total return of -40.64%.<BR><BR>In a 2-year period, the price return was 21.66%, the dividend return was 1.87%, culminating in a total return of 23.53%.<BR><BR>For the 3-year period, UCO Bank saw a price return of 186.16%, a dividend return of 4.47%, resulting in a total return of 190.63%.<BR><BR>In the last 4 years, the price return was 144.67%, the dividend return was 3.28%, leading to a total return of 147.95%.<BR><BR>Over the 5-year period, the price return was 158.64%, with a dividend return of 3.40%, resulting in a total return of 162.04%.<BR><BR>Overall, UCO Bank has declared a dividend while experiencing significant fluctuations in total returns across different periods, with particularly strong performance in the longer term despite recent negative price returns.