UCO Bank

Who are the top shareholders of the UCO Bank?

The top shareholders of UCO Bank include the President of India with a 90.95% stake, the Life Insurance Corporation of India at 2.31%, and individual investors holding 2.95%. Additionally, mutual funds and foreign institutional investors collectively own 0.53%.

The top shareholders of UCO Bank are primarily dominated by the President of India, who holds a significant 90.95% stake in the bank. Other notable shareholders include the Life Insurance Corporation of India, which holds 2.31%, and individual investors, who collectively own 2.95%. Additionally, the bank has mutual funds represented by 14 schemes holding 0.09% and 24 foreign institutional investors (FIIs) with a combined holding of 0.44%.

Who are in the management team of UCO Bank?

As of March 2023, the management team of UCO Bank includes K Rajivan Nair (Director), Anjan Talukdar (Non Official Director), Soma Sankara Prasad (Managing Director & CEO), and several other directors and nominees, with varying remuneration levels. This team is responsible for the bank's governance and strategic direction.

As of March 2023, the management team of UCO Bank includes the following individuals:<BR><BR>1. K Rajivan Nair - Director (Shareholder) with a remuneration of Rs. 11.55 lacs.<BR>2. Anjan Talukdar - Non Official Director with a remuneration of Rs. 13.65 lacs.<BR>3. Soma Sankara Prasad - Managing Director & CEO with a remuneration of Rs. 37.18 lacs.<BR>4. Rajesh Kumar - Nominee (RBI) with no remuneration.<BR>5. Sanjay Kumar - Nominee (Govt) with no remuneration.<BR>6. Ravi Kumar Agrawal - Non Official Director with a remuneration of Rs. 12.05 lacs.<BR>7. Rajendra Kumar Saboo - Executive Director with a remuneration of Rs. 14.13 lacs.<BR>8. Subhash Shankar Malik - Non-official Director with no remuneration.<BR>9. Vikash Gupta - Company Secretary & Compliance Officer with no remuneration.<BR><BR>This team plays a crucial role in the governance and strategic direction of UCO Bank.

Has UCO Bank declared dividend?

Yes, UCO Bank has declared a 3% dividend, with an ex-date of May 9, 2025. Despite recent negative price returns, the bank has shown strong total returns over longer periods.

UCO Bank has declared a 3% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 3%<BR>- Ex-date: 09 May 25<BR><BR>Dividend Yield: 0.89%<BR><BR>Total Returns by Period:<BR>In the last 6 months, UCO Bank experienced a price return of -33.89%, a dividend return of 0.61%, resulting in a total return of -33.28%.<BR><BR>Over the past year, the price return was -41.17%, with a dividend return of 0.53%, leading to a total return of -40.64%.<BR><BR>In a 2-year period, the price return was 21.66%, the dividend return was 1.87%, culminating in a total return of 23.53%.<BR><BR>For the 3-year period, UCO Bank saw a price return of 186.16%, a dividend return of 4.47%, resulting in a total return of 190.63%.<BR><BR>In the last 4 years, the price return was 144.67%, the dividend return was 3.28%, leading to a total return of 147.95%.<BR><BR>Over the 5-year period, the price return was 158.64%, with a dividend return of 3.40%, resulting in a total return of 162.04%.<BR><BR>Overall, UCO Bank has declared a dividend while experiencing significant fluctuations in total returns across different periods, with particularly strong performance in the longer term despite recent negative price returns.

Who are the peers of the UCO Bank?

UCO Bank's peers include Punjab National Bank, Bank of Baroda, Union Bank (I), Canara Bank, Indian Bank, Indian Overseas Bank, Bank of India, Bank of Maharashtra, Central Bank, and Punjab & Sind Bank. In terms of management risk, growth, and capital structure, UCO Bank is rated as having good management risk and growth, with a capital structure also rated as good, but its 1-year return is -41.99%, lower than all peers except Indian Overseas Bank.

Peers: The peers of UCO Bank are Punjab Natl.Bank, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, Central Bank, and Pun. & Sind Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Union Bank (I), Canara Bank, Indian Bank, and Bank of Maha, while Good management risk is found at Bank Of Baroda, I O B, Bank Of India, and UCO Bank. Average management risk is noted at Punjab Natl.Bank and Central Bank. For Growth, Excellent growth is seen at Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, and Bank of Maha, while Good growth is noted at Bank Of Baroda, I O B, Bank Of India, UCO Bank, and Central Bank. Average growth is found at Pun. & Sind Bank. In terms of Capital Structure, Good capital structure is present at Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, UCO Bank, and Central Bank, while Average capital structure is observed at Punjab Natl.Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Union Bank (I) at 6.19%, while the lowest is I O B at -40.79%. UCO Bank's own 1-year return is -41.99%, which is lower than all peers except I O B. Additionally, the six-month return is negative for UCO Bank, I O B, and Central Bank.

What does UCO Bank do?

UCO Bank is a public sector commercial bank in India offering various banking services, including international banking and loans. As of March 2025, it reported net sales of ₹6,744.59 crore and a net profit of ₹652 crore, with a market capitalization of ₹40,528 crore.

Overview: <BR>UCO Bank is a commercial bank operating in the public sector, providing a range of banking solutions including international banking services and loan schemes.<BR><BR>History: <BR>UCO Bank is a Government of India Undertaking. The latest quarterly results reported are for March 2025, showing sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 6,744.59 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 652 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 40,528 Cr (Large Cap) <BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.94% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details: <BR>Address: 10 B T M Sarani, 7th Floor Kolkata West Bengal : 700001 <BR>Phone: 91-33-22254120/29 <BR>Email: hosgr.calcutta@ucobank.co.in <BR>Website: http://www.ucobank.com

How big is UCO Bank?

As of 24th July, UCO Bank has a market capitalization of 39,011.00 Cr and reported a net profit of 2,501.44 Cr, with shareholder's funds of 31,004.88 Cr and total assets of 3,62,481.09 Cr. There is no valid net sales data available for the latest four quarters.

As of 24th July, UCO Bank has a market capitalization of 39,011.00 Cr, classifying it as a Large Cap company.<BR><BR>In the latest four quarters, UCO Bank reported net sales of 0.00 Cr, indicating no valid net sales data found for summing. The net profit for the same period was 2,501.44 Cr.<BR><BR>For the latest annual period ending in March 2025, UCO Bank's shareholder's funds amounted to 31,004.88 Cr, while total assets were reported at 3,62,481.09 Cr.

When is the next results date for UCO Bank?

UCO Bank will announce its results on 17 October 2025.

UCO Bank will declare its results on 17 October 2025.

How has been the historical performance of UCO Bank?

UCO Bank has shown significant financial improvement from March 2021 to March 2025, with interest earned increasing from INR 14,446.16 crore to INR 25,066.90 crore, and profit before tax rising to INR 3,833.55 crore. The bank's total assets and deposits also grew substantially, reflecting a strong recovery and growth trajectory.

Answer:<BR>The historical performance of UCO Bank shows a significant improvement over the years, particularly from March 2021 to March 2025.<BR><BR>Breakdown:<BR>UCO Bank's interest earned has steadily increased from INR 14,446.16 crore in March 2021 to INR 25,066.90 crore in March 2025, reflecting a strong growth trajectory. The net interest income also rose significantly, from INR 5,479.71 crore in March 2021 to INR 9,630.07 crore in March 2025. Total income followed a similar trend, growing from INR 17,870.34 crore in March 2021 to INR 29,473.53 crore in March 2025. Profit before tax turned positive in March 2022 after several years of losses, reaching INR 3,833.55 crore by March 2025, while profit after tax also improved from INR 167.04 crore in March 2021 to INR 2,444.96 crore in March 2025. The bank's total assets increased from INR 2,53,336.10 crore in March 2021 to INR 3,62,481.09 crore in March 2025, with deposits rising from INR 2,05,919.39 crore to INR 2,93,542.18 crore during the same period. The capital adequacy ratio improved significantly, indicating a stronger financial position, moving from 13.74% in March 2021 to 18.49% in March 2025. Overall, UCO Bank has demonstrated a robust recovery and growth in its financial performance over the years.

Are UCO Bank latest results good or bad?

UCO Bank's latest results are mixed; while it reported a net profit increase of 2.03% quarter-on-quarter, concerns about asset quality arose with a slight rise in the gross NPA ratio to 2.56%. Overall, improvements in profitability are overshadowed by challenges in asset quality and a minor decline in overall income.

UCO Bank's latest results present a mixed picture. On the positive side, the bank reported a net profit of ₹619.76 crore for Q2 FY26, which reflects a growth of 2.03% quarter-on-quarter and 2.82% year-on-year. Additionally, interest earned increased by 1.57% from the previous quarter, indicating a healthy demand for loans and improved asset deployment.<BR><BR>However, there are concerns regarding asset quality, as the gross non-performing assets (NPA) ratio slightly deteriorated to 2.56% from 2.63% in the previous quarter. This indicates a need for close monitoring of asset quality metrics. Furthermore, while the bank's operating profit showed a positive trend, the overall income experienced a minor decline of 0.16% quarter-on-quarter, which may raise questions about sustainability in growth.<BR><BR>Overall, while UCO Bank has shown improvements in profitability and operational efficiency, the challenges related to asset quality and margin pressures suggest that the results are not entirely positive. Investors should consider these factors when evaluating the bank's performance.

Is UCO Bank overvalued or undervalued?

As of November 20, 2025, UCO Bank is considered an attractive investment due to its undervalued status with a PE ratio of 15.46, a price-to-book value of 1.20, and a competitive ROE of 7.76%, despite a year-to-date stock performance of -29.19% compared to the Sensex's 9.59%.

As of 20 November 2025, UCO Bank's valuation grade has moved from fair to attractive, indicating a positive shift in its perceived value. The bank is currently considered undervalued, with a price-to-earnings (PE) ratio of 15.46, a price-to-book value of 1.20, and a PEG ratio of 1.54. These ratios suggest that the bank is trading at a reasonable valuation compared to its earnings growth potential.<BR><BR>In comparison to its peers, UCO Bank stands out with a PE ratio higher than that of State Bank of India (12.7) but lower than Bank of Baroda (7.75) and Punjab National Bank (9.09), both of which are also classified as attractive. Notably, UCO Bank's return on equity (ROE) is 7.76%, which is competitive within the sector. Despite recent stock performance trailing the Sensex, particularly with a year-to-date return of -29.19% compared to the Sensex's 9.59%, the overall valuation metrics suggest that UCO Bank presents a compelling investment opportunity at its current price of 31.05.

Is UCO Bank technically bullish or bearish?

As of December 4, 2025, UCO Bank's technical trend is bearish with moderate strength, supported by bearish moving averages and Bollinger Bands, despite some mixed signals from MACD and Dow Theory.

As of 4 December 2025, the technical trend for UCO Bank has changed from mildly bearish to bearish. The current stance is bearish with moderate strength. The weekly MACD is mildly bullish, but the monthly MACD and moving averages are both bearish, indicating a lack of strong upward momentum. The Bollinger Bands are bearish on both weekly and monthly time frames, reinforcing the bearish outlook. The KST shows a mixed signal with weekly bullishness but monthly bearishness. Dow Theory indicates a mildly bearish trend on the weekly and mildly bullish on the monthly, suggesting some conflicting signals. Overall, the combination of these indicators points to a bearish sentiment for UCO Bank at this time.

Should I buy, sell or hold UCO Bank?

Why is UCO Bank falling/rising?

As of 14-Feb, UCO Bank's stock price is at 28.15, down 2.02%, and has significantly underperformed the Sensex over various time frames. The stock has declined 30.03% over the past year and is currently trading below its moving averages, indicating a bearish trend.

As of 14-Feb, UCO Bank's stock price is falling, currently at 28.15, which represents a decrease of 0.58 or 2.02%. The stock has been underperforming relative to the benchmark Sensex, with a decline of 1.37% over the past week and 2.49% over the past month, compared to the Sensex's declines of 1.14% and 1.20%, respectively. Year-to-date, UCO Bank has fallen by 4.48%, while the Sensex has decreased by 3.04%. <BR><BR>The stock has also experienced a significant drop of 30.03% over the past year, contrasting sharply with the Sensex's gain of 8.52% during the same period. Additionally, UCO Bank is currently trading lower than its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend.<BR><BR>Investor participation has decreased, as evidenced by a 20.66% drop in delivery volume compared to the 5-day average. The stock is also close to its 52-week low, being only 4.69% above the low of Rs 26.83. Furthermore, the stock has been on a consecutive decline for the last three days, with a total drop of 3.1% in that period.<BR><BR>Despite some positive factors, such as strong lending practices and consistent profit growth, the overall performance metrics indicate that UCO Bank's stock is currently in a downward trajectory.

Which are the latest news on UCO Bank?