Results Snapshot
Figures in Cr
Consolidate Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Net Sales
809.53
807.24
797.13
833.76
861.43
Other Operating Income
0.00
0.00
0.00
0.00
0.00
Total Operating income
809.53
807.24
797.13
833.76
861.43
Raw Material Cost
0.00
0.00
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
0.00
0.00
Employee Cost
65.25
52.30
48.24
37.45
35.48
Power Cost
0.00
0.00
0.00
0.00
0.00
Manufacturing Expenses
0.84
0.21
0.16
0.29
0.39
Selling and Distribution Expenses
0.00
0.00
0.00
0.00
0.00
Other Expenses
121.09
68.95
81.55
60.73
132.74
Total Expenditure (Excl Depreciation)
187.18
121.46
129.95
98.47
168.61
Operating Profit (PBDIT) excl Other Income
622.35
685.78
667.18
735.29
692.82
Other Income
0.29
5.87
7.01
7.77
5.02
Operating Profit (PBDIT)
622.64
691.65
674.19
743.06
697.84
Interest
518.64
529.40
538.05
524.30
535.34
Exceptional Items
0.00
0.00
0.00
0.00
0.00
Gross Profit (PBDT)
104.00
162.25
136.14
218.76
162.50
Depreciation
8.19
11.17
11.19
6.47
5.52
Profit Before Tax
95.81
151.08
124.95
212.29
156.98
Tax
-5.33
25.86
27.27
51.37
32.47
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
Profit After Tax
101.14
125.22
97.68
160.92
124.51
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
Net Profit
101.14
125.22
97.68
160.92
124.51
Share in Profit of Associates
0.00
0.00
0.00
0.00
0.00
Minority Interest
0.00
0.00
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
101.14
125.22
97.68
160.92
124.51
Equity Capital
43.69
53.85
53.85
53.85
53.85
Face Value
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
Diluted Earnings per share
8.11
9.23
6.62
12.15
14.21
Operating Profit Margin (Excl OI)
76.88%
84.95%
83.7%
88.19%
80.43%
Gross Profit Margin
12.85%
20.1%
17.08%
26.24%
18.86%
PAT Margin
12.49%
15.51%
12.25%
19.3%
14.45%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Nine Monthly Analysis Highlights
Net Sales
YoY Growth in nine months ended Dec 2025 is 0.28% vs 1.27% in Dec 2024
Consolidate Net Profit
YoY Growth in nine months ended Dec 2025 is -19.23% vs 28.19% in Dec 2024
Operating Profit (PBDIT) excl Other Income
YoY Growth in nine months ended Dec 2025 is -9.25% vs 2.79% in Dec 2024
Interest
YoY Growth in nine months ended Dec 2025 is -2.03% vs -1.61% in Dec 2024
Operating Profit Margin (Excl OI)
YoY Growth in nine months ended Dec 2025 has fallen from Dec 2024
Compare Nine Monthly Results Of GIC Housing Fin With
Figures in Cr
Consolidate Nine Monthly Results
Change(INR)
Change(%)
Net Sales
809.53
1,338.48
-528.95
-39.52%
Other Operating Income
0.00
0.00
0.00
Total Operating income
809.53
1,338.48
-528.95
-39.52%
Raw Material Cost
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
Employee Cost
65.25
104.45
-39.20
-37.53%
Power Cost
0.00
0.00
0.00
Manufacturing Expenses
0.84
0.00
0.84
Selling and Distribution Expenses
0.00
0.00
0.00
Other Expenses
121.09
38.06
83.03
218.16%
Total Expenditure (Excl Depreciation)
187.18
142.51
44.67
31.35%
Operating Profit (PBDIT) excl Other Income
622.35
1,195.97
-573.62
-47.96%
Other Income
0.29
1.25
-0.96
-76.80%
Operating Profit (PBDIT)
622.64
1,197.22
-574.58
-47.99%
Interest
518.64
737.40
-218.76
-29.67%
Exceptional Items
0.00
0.00
0.00
Gross Profit (PBDT)
104.00
459.82
-355.82
-77.38%
Depreciation
8.19
25.87
-17.68
-68.34%
Profit Before Tax
95.81
433.95
-338.14
-77.92%
Tax
-5.33
114.08
-119.41
-104.67%
Provisions and contingencies
0.00
0.00
0.00
Profit After Tax
101.14
319.87
-218.73
-68.38%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
101.14
319.87
-218.73
-68.38%
Share in Profit of Associates
0.00
20.37
-20.37
-100.00%
Minority Interest
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
Consolidated Net Profit
101.14
340.24
-239.10
-70.27%
Equity Capital
43.69
62.56
-18.87
-30.16%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Gross Profit Margin
12.85%
34.35%
0.00
-21.50%
PAT Margin
12.49%
23.90%
0.00
-11.41%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Nine Monthly - Net Sales
Net Sales 809.53 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 0.28% vs 1.27% in Dec 2024
Nine Monthly - Consolidate Net Profit
Consolidate Net Profit 101.14 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is -19.23% vs 28.19% in Dec 2024
Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 622.35 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is -9.25% vs 2.79% in Dec 2024
Nine Monthly - Interest
Interest 518.64 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is -2.03% vs -1.61% in Dec 2024
Nine Monthly - Operating Profit Margin (Excl OI)
Operating Profit Margin (Excl OI) 76.88%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 has fallen from Dec 2024






