Nine Monthly Results Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Interest Earned
35,245.39
38,033.82
33,549.68
26,347.20
22,962.55
21,580.44
21,396.26
Income On Investments
5,877.60
5,665.07
4,549.14
3,394.50
3,014.51
2,884.59
3,251.72
Interest On Balances With Rbi Other Inter Bank Funds
1,140.54
964.36
868.62
1,102.04
965.48
406.69
140.51
Interest / Discount On Advances / Bills
27,776.50
31,251.33
27,910.50
21,640.38
18,755.03
17,964.40
17,784.83
Others
450.75
153.06
221.42
210.28
227.53
324.76
219.20
Other Income
5,510.71
6,975.39
6,887.37
6,015.86
5,434.11
4,778.49
5,179.31
Total Income
40,756.10
45,009.21
40,437.05
32,363.06
28,396.66
26,358.93
26,575.57
Interest Expended
21,634.55
22,050.84
18,310.21
13,424.55
11,946.87
11,587.16
12,568.71
Net Interest Income
13,610.84
15,982.98
15,239.47
12,922.65
11,015.68
9,993.28
8,827.55
Total Expenditure (Excl Depreciation)
12,134.63
11,841.00
10,413.67
8,344.80
7,000.64
6,106.63
6,070.32
Employee Cost
4,080.79
3,582.11
2,846.17
2,194.27
1,829.82
1,618.44
1,712.79
Other Operating Expenses
8,053.84
8,258.89
7,567.50
6,150.53
5,170.82
4,488.19
4,357.53
Operating Profit Before Provisions and Contingencies
6,986.92
11,117.37
11,713.17
10,593.71
9,449.15
8,665.14
7,936.54
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
6,448.76
4,613.57
2,899.63
3,456.78
5,140.48
6,076.84
2,211.78
Profit Before Tax
538.16
6,503.80
8,813.54
7,136.93
4,308.67
2,588.30
5,724.76
Tax
137.54
1,624.91
2,210.60
1,787.72
1,058.92
627.86
1,608.69
Profit After Tax
400.62
4,878.89
6,602.94
5,349.21
3,249.75
1,960.44
4,116.07
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
400.62
4,878.89
6,602.94
5,349.21
3,249.75
1,960.44
4,116.07
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit Margin (Excl OI)
65.57%
68.87%
68.96%
68.33%
69.51%
71.7%
71.63%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
1.14%
12.83%
19.68%
20.3%
14.15%
9.08%
19.24%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
4.1%
4.12%
4.15%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
1.05%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
42.0%
40.4%
42.4%
CASA Amount
0.00
0.00
0.00
0.00
0.00
96,646.00
91,865.00
Capital Adequacy Ratio (Total)
16.94%
16.46%
17.86%
18.01%
18.06%
16.34%
13.92%
Capital Adequacy Ratio (Tier 1)
15.74%
15.18%
16.47%
16.47%
16.37%
15.62%
13.49%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
72.0%
87.0%
0.0%
Amount of Gross NPAs
11,604.62
8,375.29
6,377.05
5,710.78
5,779.27
3,650.66
4,578.43
Amount of Net NPAs
3,303.97
2,495.76
1,875.18
1,681.45
1,633.21
464.21
2,173.29
% of Net NPAs
1.04%
0.68%
0.57%
0.62%
0.71%
0.22%
1.05%
% of Gross NPAs
3.56%
2.25%
1.92%
2.06%
2.48%
1.74%
2.18%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
2861.0
2835.0
2721.0
Number of Branches
0.0
0.0
0.0
0.0
2103.0
1915.0
1851.0
Nine Monthly Analysis Highlights
Interest Earned
YoY Growth in nine months ended Dec 2025 is -7.33% vs 13.37% in Dec 2024
Net Profit
YoY Growth in nine months ended Dec 2025 is -91.79% vs -26.11% in Dec 2024
Operating Profit (PBDIT)
YoY Growth in nine months ended Dec 2025 is -37.15% vs -5.09% in Dec 2024
% of Net NPAs
YoY Growth in nine months ended Dec 2025 is 0.36% vs 0.11% in Dec 2024
% of Gross NPAs
YoY Growth in nine months ended Dec 2025 is 1.31% vs 0.33% in Dec 2024
Compare Nine Monthly Results Of IndusInd Bank With
Figures in Cr
Standalone Nine Monthly Results
Change(INR)
Change(%)
Interest Earned
35,245.39
20,296.29
14,949.10
73.65%
Income On Investments
5,877.60
3,515.86
2,361.74
67.17%
Interest On Balances With Rbi Other Inter Bank Funds
1,140.54
355.25
785.29
221.05%
Interest / Discount On Advances / Bills
27,776.50
16,180.36
11,596.14
71.67%
Others
450.75
244.82
205.93
84.11%
Other Income
5,510.71
3,295.44
2,215.27
67.22%
Total Income
40,756.10
23,591.73
17,164.37
72.76%
Interest Expended
21,634.55
12,811.49
8,823.06
68.87%
Net Interest Income
13,610.84
7,484.80
6,126.04
81.85%
Total Expenditure (Excl Depreciation)
12,134.63
5,850.45
6,284.18
107.41%
Employee Cost
4,080.79
2,449.70
1,631.09
66.58%
Other Operating Expenses
8,053.84
3,400.75
4,653.09
136.83%
Operating Profit Before Provisions and Contingencies
6,986.92
4,929.79
2,057.13
41.73%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
6,448.76
1,095.63
5,353.13
488.59%
Profit Before Tax
538.16
3,834.16
-3,296.00
-85.96%
Tax
137.54
975.94
-838.40
-85.91%
Profit After Tax
400.62
2,858.22
-2,457.60
-85.98%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
400.62
2,858.22
-2,457.60
-85.98%
Face Value
10.00
2.00
0.00
Reserves
0.00
0.00
0.00
PAT Margin
1.14%
14.08%
0.00
-12.94%
Net Interest Margin
0.00%
3.18%
-3.18
-3.18%
Return on Assets
0.00%
0.29%
-0.29
-0.29%
CASA (%)
0.00%
32.07%
-32.07
-32.07%
CASA Amount
0.00
95,498.00
-95,498.00
-100.0%
Capital Adequacy Ratio (Total)
16.94%
15.20%
1.74
1.74%
Capital Adequacy Ratio (Tier 1)
15.74%
13.88%
1.86
1.86%
Provision Coverage Ratio (%)
0.00%
75.14%
-75.14
-75.14%
Amount of Gross NPAs
11,604.62
4,446.86
7,157.76
160.96%
Amount of Net NPAs
3,303.97
1,068.04
2,235.93
209.35%
% of Net NPAs
1.04%
0.42%
0.62
0.62%
% of Gross NPAs
3.56%
1.72%
1.84
1.84%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
2,094.00
-2,094.00
-100.0%
Number of Branches
0.00
1,601.00
-1,601.00
-100.0%
Nine Monthly - Interest Earned
Interest Earned 35245.39 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is -7.33% vs 13.37% in Dec 2024
Nine Monthly - Net Profit
Net Profit 400.62 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is -91.79% vs -26.11% in Dec 2024
Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 6,986.92 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is -37.15% vs -5.09% in Dec 2024
Nine Monthly - % of Net NPAs
% of Net NPAs 1.04%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is 0.36% vs 0.11% in Dec 2024
Nine Monthly - % of Gross NPAs
% of Gross NPAs 3.56%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is 1.31% vs 0.33% in Dec 2024
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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