Union Bank (I)

  • Market Cap: Large Cap
  • Industry: Public Sector Bank
  • ISIN: INE692A01016
  • NSEID: UNIONBANK
  • BSEID: 532477
INR
152.25
-0.1 (-0.07%)
BSENSE

Dec 05

BSE+NSE Vol: 66.97 lacs

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  • Score
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  • Total Return
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  • CompanyCV
stock-recommendationNine Monthly Results
Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Interest Earned
0.00
80,030.75
73,427.87
58,738.80
50,769.59
53,292.29
27,941.71
Income On Investments
0.00
17,394.12
16,859.16
15,901.40
14,946.53
15,662.79
7,952.78
Interest On Balances With Rbi Other Inter Bank Funds
0.00
3,623.86
3,655.97
1,366.82
1,533.65
1,194.51
874.03
Interest / Discount On Advances / Bills
0.00
58,718.73
52,519.69
41,101.33
33,781.41
35,733.59
18,829.61
Others
0.00
294.04
393.05
369.25
508.00
701.40
285.29
Other Income
0.00
14,253.83
11,372.77
9,363.92
9,281.74
7,414.63
3,243.21
Total Income
0.00
94,284.58
84,800.64
68,102.72
60,051.33
60,706.92
31,184.92
Interest Expended
0.00
52,331.13
46,294.09
34,224.01
29,752.48
34,006.72
19,383.07
Net Interest Income
0.00
27,699.62
27,133.78
24,514.79
21,017.11
19,285.57
8,558.64
Total Expenditure (Excl Depreciation)
0.00
18,563.56
16,828.84
15,234.91
13,945.78
11,992.06
5,273.37
Employee Cost
0.00
10,598.51
9,548.06
8,247.48
7,903.03
6,725.62
2,345.07
Other Operating Expenses
0.00
7,965.05
7,280.78
6,987.43
6,042.75
5,266.44
2,928.30
Operating Profit Before Provisions and Contingencies
0.00
23,389.89
21,677.71
18,643.80
16,353.07
14,708.14
6,528.48
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
0.00
6,067.06
5,520.69
10,393.86
9,675.68
13,584.31
7,197.08
Profit Before Tax
0.00
17,322.83
16,157.02
8,249.94
6,677.39
1,123.83
-668.60
Tax
0.00
4,320.61
5,819.25
2,598.98
2,884.89
-452.37
-274.00
Profit After Tax
0.00
13,002.22
10,337.77
5,650.96
3,792.50
1,576.20
-394.60
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
0.00
13,002.22
10,337.77
5,650.96
3,792.50
1,576.20
-394.60
Face Value
0.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
98,397.18
0.00
0.00
0.00
0.00
0.00
Operating Profit Margin (Excl OI)
0.0%
76.8%
77.08%
74.06%
72.53%
77.5%
81.13%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
0.0%
16.25%
14.08%
9.62%
7.47%
2.96%
-1.41%
Net Interest Margin
0.0%
2.91%
3.08%
3.21%
3.0%
2.94%
2.47%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
33.43%
34.4%
35.35%
36.99%
35.38%
34.4%
CASA Amount
0.00
3,95,328.00
3,97,107.00
3,75,981.00
3,46,754.00
3,12,213.00
1,53,115.00
Capital Adequacy Ratio (Total)
0.0%
16.72%
15.03%
14.45%
13.92%
12.98%
14.71%
Capital Adequacy Ratio (Tier 1)
0.0%
14.89%
13.06%
12.27%
11.75%
10.47%
12.69%
Provision Coverage Ratio (%)
0.0%
93.42%
92.54%
88.5%
82.8%
86.18%
67.42%
Amount of Gross NPAs
0.00
36,554.25
43,261.88
63,770.16
77,786.12
87,968.62
49,923.58
Amount of Net NPAs
0.00
7,568.36
9,351.23
16,195.11
25,257.32
19,063.05
21,510.28
% of Net NPAs
0.0%
0.82%
1.08%
2.14%
4.09%
3.27%
6.99%
% of Gross NPAs
0.0%
3.85%
4.83%
7.93%
11.62%
13.49%
14.86%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
9087.0
9889.0
10953.0
11455.0
0.0
12272.0
Number of Branches
0.0
8574.0
8479.0
8710.0
9113.0
0.0
4282.0
Nine Monthly Analysis Highlights
stock-summary

Interest Earned

YoY Growth in nine months ended Dec 2024 is 8.99% vs 25.01% in Dec 2023

stock-summary

Net Profit

YoY Growth in nine months ended Dec 2024 is 25.77% vs 82.94% in Dec 2023

stock-summary

Operating Profit (PBDIT)

YoY Growth in nine months ended Dec 2024 is 7.90% vs 16.27% in Dec 2023

stock-summary

% of Net NPAs

YoY Growth in nine months ended Dec 2024 is -0.26% vs -1.06% in Dec 2023

stock-summary

% of Gross NPAs

YoY Growth in nine months ended Dec 2024 is -0.98% vs -3.10% in Dec 2023

Compare Nine Monthly Results Of Union Bank (I) With
Markets Mojo
Figures in Cr
Standalone Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
PAT Margin
0.00%
0.00%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Nine Monthly - Interest Earned
Interest Earned 80030.75 Cr
in Dec 2024

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 8.99% vs 25.01% in Dec 2023

Nine Monthly - Net Profit
Net Profit 13,002.22 Cr
in Dec 2024

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 25.77% vs 82.94% in Dec 2023

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 23,389.89 Cr
in Dec 2024

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 7.90% vs 16.27% in Dec 2023

Nine Monthly - % of Net NPAs
% of Net NPAs 0.82%
in Dec 2024

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2024 is -0.26% vs -1.06% in Dec 2023

Nine Monthly - % of Gross NPAs
% of Gross NPAs 3.85%
in Dec 2024

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2024 is -0.98% vs -3.10% in Dec 2023