EFU General Insurance Ltd.

53
Hold
  • Market Cap: Mid Cap
  • Industry: Insurance
  • ISIN: PK0000201019
PKR
118.14
-0.59 (-0.5%)
  • Price Points
  • Score
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stock-recommendationProfit and Loss Results
Results Snapshot
Figures in Million
Consolidated - Profit And Loss Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
No of Months
12
12
12
12
12
12
Operating Income
1,04,573.00
99,133.00
86,236.00
71,231.00
62,685.00
58,063.00
Less :Inter divisional transfers
0.00
0.00
0.00
0.00
0.00
0.00
Less: Excise
0.00
0.00
0.00
0.00
0.00
0.00
Net Sales
1,04,573.00
99,133.00
86,236.00
71,231.00
62,685.00
58,063.00
Expenditure (Ex Depriciation)
Stock Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
Raw Materials Consumed
0.00
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
0.00
0.00
0.00
0.00
0.00
0.00
Employee Cost
4,917.00
4,362.00
4,115.00
3,624.00
3,245.00
2,982.00
Operating Expenses
206.00
137.00
113.00
28.00
38.00
38.00
General and Administration Expenses
22,655.00
18,908.00
17,361.00
16,230.00
15,211.00
12,540.00
Selling and Distribution Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Cost of Software developments
0.00
0.00
0.00
0.00
0.00
0.00
Miscellaneous Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Expenses Capitalised
0.00
0.00
0.00
0.00
0.00
0.00
Total Expenditure
91,931.00
88,303.00
77,928.00
66,686.00
57,743.00
53,130.00
Operating Profit (PBDIT) excl Other Income
12,641.00
10,829.00
8,307.00
4,545.00
4,942.00
4,932.00
Other Income
-408.00
-205.00
372.00
102.00
23.00
30.00
Operating Profit (PBDIT)
936.00
1,354.00
1,595.00
1,190.00
1,153.00
693.00
Interest
206.00
137.00
113.00
28.00
38.00
38.00
Profit before Depriciation and Tax
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
1,344.00
1,559.00
1,222.00
1,087.00
1,130.00
662.00
Profit Before Taxation & Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
Exceptional Income / Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
11,638.00
9,058.00
8,272.00
2,724.00
4,840.00
5,153.00
Provision for Tax
4,800.00
3,844.00
4,109.00
1,598.00
1,608.00
1,786.00
Profit After Tax
6,838.00
5,213.00
4,162.00
1,125.00
3,232.00
3,367.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Adj to Profit After Tax
0.00
0.00
0.00
0.00
0.00
0.00
Profit Balance B/F
0.00
0.00
0.00
0.00
0.00
0.00
Profit Available for appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Equity Dividend (%)
Earnings Per Share
28.24
18.91
16.36
2.11
13.03
12.11
Profit And Loss Analysis Highlights
stock-summary

Net Sales

YoY Growth in year ended Dec 2025 is 5.49% vs 14.96% in Dec 2024

stock-summary

Operating Profit (PBDIT) excl Other Income

YoY Growth in year ended Dec 2025 is 16.73% vs 30.35% in Dec 2024

stock-summary

Interest

YoY Growth in year ended Dec 2025 is 50.14% vs 21.42% in Dec 2024

stock-summary

Profit After Tax

YoY Growth in year ended Dec 2025 is 31.16% vs 25.25% in Dec 2024

Compare Profit and Loss Results of EFU General Insurance Ltd.
Markets Mojo
Figures in Million
consolidated - Profit And Loss Results
Markets Mojo
Markets Mojo
Change(PKR)
Change(%)
No of Months
12
12
Operating Income
1,04,573.00
25,646.00
78,927.00
307.76%
Less :Inter divisional transfers
0.00
0.00
0.00
0%
Less: Excise
0.00
0.00
0.00
0%
Net Sales
1,04,573.00
25,646.00
78,927.00
307.76%
Expenditure (Ex Depriciation)
Stock Adjustments
0.00
0.00
0.00
0%
Raw Materials Consumed
0.00
0.00
0.00
0%
Power & Fuel Cost
0.00
0.00
0.00
0%
Employee Cost
4,917.00
1,788.00
3,129.00
175.00%
Operating Expenses
206.00
498.00
-292.00
-58.63%
General and Administration Expenses
22,655.00
5,972.00
16,683.00
279.35%
Selling and Distribution Expenses
0.00
0.00
0.00
0%
Cost of Software developments
0.00
0.00
0.00
0%
Miscellaneous Expenses
0.00
0.00
0.00
0%
Expenses Capitalised
0.00
0.00
0.00
0%
Total Expenditure
91,931.00
22,081.00
69,850.00
316.34%
Operating Profit (PBDIT) excl Other Income
12,641.00
3,565.00
9,076.00
254.59%
Other Income
-408.00
75.00
-483.00
-644.00%
Operating Profit (PBDIT)
936.00
367.00
569.00
155.04%
Interest
206.00
498.00
-292.00
-58.63%
Profit before Depriciation and Tax
0.00
0.00
0.00
0%
Depreciation
1,344.00
291.00
1,053.00
361.86%
Profit Before Taxation & Exceptional Items
0.00
0.00
0.00
0%
Exceptional Income / Expenses
0.00
0.00
0.00
0%
Profit Before Tax
11,638.00
3,128.00
8,510.00
272.06%
Provision for Tax
4,800.00
1,625.00
3,175.00
195.38%
Profit After Tax
6,838.00
744.00
6,094.00
819.09%
Extraordinary Items
0.00
0.00
0.00
0%
Adj to Profit After Tax
0.00
0.00
0.00
0%
Profit Balance B/F
0.00
0.00
0.00
0%
Profit Available for appropriations
0.00
0.00
0.00
0%
Appropriations
0.00
0.00
0.00
0%
Equity Dividend (%)
0%
0%
0.00
Earnings Per Share
28.2403
4.8796
23.36
478.74%
Profit And Loss - Net Sales
Net Sales 1,04,573.28 Million
in Dec 2025

Figures in Million
stock-summary

YoY Growth in year ended Dec 2025 is 5.49% vs 14.96% in Dec 2024

Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 12,641.61 Million
in Dec 2025

Figures in Million
stock-summary

YoY Growth in year ended Dec 2025 is 16.73% vs 30.35% in Dec 2024

Profit And Loss - Interest
Interest 206.75 Million
in Dec 2025

Figures in Million
stock-summary

YoY Growth in year ended Dec 2025 is 50.14% vs 21.42% in Dec 2024

Profit And Loss - Profit After Tax
Profit After Tax 6,838.18 Million
in Dec 2025

Figures in Million
stock-summary

YoY Growth in year ended Dec 2025 is 31.16% vs 25.25% in Dec 2024