CSB Bank

  • Market Cap: Small Cap
  • Industry: Private Sector Bank
  • ISIN: INE679A01013
  • NSEID: CSBBANK
  • BSEID: 542867
INR
392.85
2 (0.51%)
BSENSE

Dec 19

BSE+NSE Vol: 43.9 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Cr
Standalone Quarterly Results
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Mar'24
Interest Earned
1,109.16
1,040.94
980.89
919.38
864.85
832.02
794.87
Income On Investments
186.97
187.37
182.89
157.91
143.38
137.55
123.25
Interest On Balances With Rbi Other Inter Bank Funds
4.93
7.22
6.81
4.69
3.51
4.85
4.50
Interest / Discount On Advances / Bills
914.37
845.10
787.51
755.72
711.68
675.73
660.18
Others
2.89
1.25
3.68
1.06
6.28
13.89
6.94
Other Income
349.20
244.71
381.47
219.37
199.38
171.84
196.51
Total Income
1,458.36
1,285.65
1,362.36
1,138.75
1,064.23
1,003.86
991.38
Interest Expended
685.60
661.53
609.62
543.93
497.37
470.05
408.84
Net Interest Income
423.56
379.41
371.27
375.45
367.48
361.97
386.03
Total Expenditure (Excl Depreciation)
493.46
403.81
435.99
374.17
366.51
361.32
354.54
Employee Cost
228.14
221.05
196.34
196.13
184.83
176.95
190.01
Other Operating Expenses
265.32
182.76
239.65
178.04
181.68
184.37
164.53
Operating Profit Before Provisions and Contingencies
279.30
220.31
316.75
220.65
200.35
172.49
228.00
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
63.65
60.79
60.21
16.53
13.91
20.06
21.60
Profit Before Tax
215.65
159.52
256.54
204.12
186.44
152.43
206.40
Tax
55.32
40.92
66.10
52.49
48.03
39.11
54.94
Profit After Tax
160.33
118.60
190.44
151.63
138.41
113.32
151.46
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
160.33
118.60
190.44
151.63
138.41
113.32
151.46
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
9.24
6.83
10.97
8.74
7.98
6.53
8.73
Diluted Earnings per share
9.24
6.84
10.98
8.74
7.98
6.53
8.73
Operating Profit Margin (Excl OI)
49.77%
55.37%
49.41%
57.5%
56.01%
54.16%
52.68%
Gross Profit Margin
19.44%
15.32%
26.15%
22.2%
21.56%
18.32%
25.97%
PAT Margin
14.46%
11.39%
19.42%
16.49%
16.0%
13.62%
19.05%
Net Interest Margin
3.81%
3.54%
3.75%
4.11%
4.3%
4.36%
5.04%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
21.17%
23.49%
24.19%
24.07%
24.09%
24.9%
27.2%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
20.99%
21.71%
22.46%
21.08%
22.74%
23.61%
24.47%
Capital Adequacy Ratio (Tier 1)
19.19%
19.92%
20.59%
19.73%
21.37%
22.23%
23.1%
Provision Coverage Ratio (%)
84.14%
80.46%
83.71%
81.47%
81.49%
82.53%
86.44%
Amount of Gross NPAs
628.75
606.49
498.46
458.17
452.12
423.99
361.07
Amount of Net NPAs
178.46
215.15
163.53
182.71
183.32
169.11
124.90
% of Net NPAs
0.52%
0.66%
0.52%
0.64%
0.69%
0.68%
0.51%
% of Gross NPAs
1.81%
1.84%
1.57%
1.58%
1.68%
1.69%
1.47%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
810.0
800.0
791.0
777.0
770.0
757.0
731.0
Number of Branches
838.0
834.0
829.0
807.0
802.0
794.0
779.0
Quarterly Analysis Highlights - QoQ
stock-summary

Interest Earned

QoQ Growth in quarter ended Sep 2025 is 6.55% vs 6.12% in Jun 2025

stock-summary

Net Profit

QoQ Growth in quarter ended Sep 2025 is 35.19% vs -37.72% in Jun 2025

stock-summary

Operating Profit (PBDIT)

QoQ Growth in quarter ended Sep 2025 is 26.78% vs -30.45% in Jun 2025

stock-summary

% of Net NPAs

QoQ Growth in quarter ended Sep 2025 is -0.14% vs 0.14% in Jun 2025

stock-summary

% of Gross NPAs

QoQ Growth in quarter ended Sep 2025 is -0.03% vs 0.27% in Jun 2025

Compare Quarterly Results Of CSB Bank With
Markets Mojo
Figures in Cr
Standalone Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
1,109.16
2,179.18
-1,070.02
-49.1%
Income On Investments
186.97
406.46
-219.49
-54.0%
Interest On Balances With Rbi Other Inter Bank Funds
4.93
22.04
-17.11
-77.63%
Interest / Discount On Advances / Bills
914.37
1,640.79
-726.42
-44.27%
Others
2.89
109.89
-107.00
-97.37%
Other Income
349.20
343.37
5.83
1.7%
Total Income
1,458.36
2,522.55
-1,064.19
-42.19%
Interest Expended
685.60
1,451.06
-765.46
-52.75%
Net Interest Income
423.56
728.12
-304.56
-41.83%
Total Expenditure (Excl Depreciation)
493.46
631.45
-137.99
-21.85%
Employee Cost
228.14
316.49
-88.35
-27.92%
Other Operating Expenses
265.32
314.96
-49.64
-15.76%
Operating Profit Before Provisions and Contingencies
279.30
440.04
-160.74
-36.53%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
63.65
20.07
43.58
217.14%
Profit Before Tax
215.65
419.97
-204.32
-48.65%
Tax
55.32
100.85
-45.53
-45.15%
Profit After Tax
160.33
319.12
-158.79
-49.76%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
160.33
319.12
-158.79
-49.76%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
9.24
8.44
0.80
9.48%
Diluted Earnings per share
9.24
8.43
0.81
9.61%
Operating Profit Margin (Excl OI)
49.77%
70.10%
0.00
-20.33%
Gross Profit Margin
19.44%
19.27%
0.00
0.17%
PAT Margin
14.46%
14.64%
0.00
-0.18%
Net Interest Margin
3.81%
2.72%
1.09
1.09%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
21.17%
31.01%
-9.84
-9.84%
CASA Amount
0.00
31,882.00
-31,882.00
-100.0%
Capital Adequacy Ratio (Total)
20.99%
20.84%
0.15
0.15%
Capital Adequacy Ratio (Tier 1)
19.19%
19.30%
-0.11
-0.11%
Provision Coverage Ratio (%)
84.14%
81.05%
3.09
3.09%
Amount of Gross NPAs
628.75
2,453.10
-1,824.35
-74.37%
Amount of Net NPAs
178.46
975.96
-797.50
-81.71%
% of Net NPAs
0.52%
1.35%
-0.83
-0.83%
% of Gross NPAs
1.81%
3.33%
-1.52
-1.52%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
810.00
1,488.00
-678.00
-45.56%
Number of Branches
838.00
955.00
-117.00
-12.25%
Quarterly - Interest Earned
Interest Earned 1109.16 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 6.55% vs 6.12% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 28.25% vs 25.83% in Sep 2024

Quarterly - Net Profit
Net Profit 160.33 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 35.19% vs -37.72% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 15.84% vs 3.93% in Sep 2024

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 279.30 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 26.78% vs -30.45% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 39.41% vs 14.73% in Sep 2024

Quarterly - % of Net NPAs
% of Net NPAs 0.52%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 is -0.14% vs 0.14% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -0.17% vs 0.36% in Sep 2024

Quarterly - % of Gross NPAs
% of Gross NPAs 1.81%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 is -0.03% vs 0.27% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 0.13% vs 0.41% in Sep 2024