Dhanlaxmi Bank Ltd Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Jun'26

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Interest Earned

449.36

443.05

407.06

383.61

367.76

350.62

334.59

Income On Investments

72.46

68.11

71.72

72.27

64.06

60.25

49.83

Interest On Balances With Rbi Other Inter Bank Funds

2.62

2.90

1.90

1.78

1.99

4.72

6.72

Interest / Discount On Advances / Bills

373.21

365.37

332.04

307.96

299.98

283.99

275.89

Others

1.07

6.67

1.40

1.60

1.73

1.66

2.15

Other Income

34.89

69.29

49.25

34.55

39.30

43.09

42.20

Total Income

484.25

512.34

456.31

418.16

407.06

393.71

376.79

Interest Expended

271.74

256.00

252.84

241.65

228.66

216.39

206.25

Net Interest Income

177.62

187.05

154.22

141.96

139.10

134.23

128.34

Total Expenditure (Excl Depreciation)

161.06

142.67

162.33

148.32

145.12

138.64

143.96

Employee Cost

92.98

71.04

87.22

85.04

83.67

71.05

82.37

Other Operating Expenses

68.08

71.63

75.11

63.28

61.45

67.59

61.59

Operating Profit Before Provisions and Contingencies

51.45

113.67

41.14

28.19

33.28

38.68

26.58

Exceptional Items

0.00

Provisions and contingencies

15.91

34.71

17.26

4.99

21.10

11.50

6.70

Profit Before Tax

35.54

78.96

23.88

23.20

12.18

27.18

19.88

Tax

10.63

35.47

0.00

-1.80

0.03

Profit After Tax

24.91

43.49

23.88

23.20

12.18

28.98

19.85

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

24.91

43.49

23.88

23.20

12.18

28.98

19.85

Face Value

10.0

Reserves

0.00

Earnings per share (EPS)

0.63

1.1

0.61

0.59

0.31

0.73

0.78

Diluted Earnings per share

0.63

1.1

0.61

0.59

0.31

0.85

0.76

Operating Profit Margin (Excl OI)

60.62%

59.96%

55.88%

60.03%

54.8%

57.18%

54.97%

Gross Profit Margin

7.91%

17.82%

5.87%

6.05%

3.31%

7.75%

5.94%

PAT Margin

5.54%

9.82%

5.87%

6.05%

3.31%

8.27%

5.93%

Net Interest Margin

0.0%

3.98%

3.43%

3.33%

3.39%

3.46%

3.4%

Return on Assets

0.0%

CASA (%)

0.0%

28.86%

28.13%

28.87%

28.21%

29.02%

30.54%

CASA Amount

0.00

5,380.00

5,018.00

4,938.00

4,675.00

4,647.00

4,602.00

Capital Adequacy Ratio (Total)

19.19%

18.92%

17.19%

17.81%

18.26%

16.12%

12.79%

Capital Adequacy Ratio (Tier 1)

0.0%

16.11%

14.47%

15.04%

15.47%

15.25%

11.83%

Provision Coverage Ratio (%)

0.0%

92.46%

86.08%

86.94%

87.31%

88.84%

90.96%

Amount of Gross NPAs

286.57

286.38

332.40

404.34

401.95

364.11

401.11

Amount of Net NPAs

72.61

75.40

154.13

142.85

138.62

117.94

95.06

% of Net NPAs

0.47%

0.51%

1.11%

1.12%

1.13%

0.99%

0.86%

% of Gross NPAs

1.82%

1.89%

2.36%

3.1%

3.22%

2.98%

3.53%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

0.0

285.0

284.0

282.0

Number of Branches

0.0

264.0

261.0

Quarterly Analysis Highlights - YoY

Interest Earned

YoY Growth in quarter ended Jun 2026 is 22.19% vs 20.25% in Jun 2025

Net Profit

YoY Growth in quarter ended Jun 2026 is 104.52% vs 252.25% in Jun 2025

Operating Profit (PBDIT)

YoY Growth in quarter ended Jun 2026 is 54.60% vs 1,111.55% in Jun 2025

% of Net NPAs

YoY Growth in quarter ended Jun 2026 is -0.66% vs -0.13% in Jun 2025

% of Gross NPAs

YoY Growth in quarter ended Jun 2026 is -1.40% vs -0.82% in Jun 2025

Compare Quarterly Results Of Dhanlaxmi Bank With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Interest Earned

449.36

1,287.32

-837.96

-65.09%

Income On Investments

72.46

204.34

-131.88

-64.54%

Interest On Balances With Rbi Other Inter Bank Funds

2.62

7.29

-4.67

-64.06%

Interest / Discount On Advances / Bills

373.21

1,072.31

-699.10

-65.2%

Others

1.07

3.38

-2.31

-68.34%

Other Income

34.89

228.75

-193.86

-84.75%

Total Income

484.25

1,516.07

-1,031.82

-68.06%

Interest Expended

271.74

808.66

-536.92

-66.4%

Net Interest Income

177.62

478.66

-301.04

-62.89%

Total Expenditure (Excl Depreciation)

161.06

456.64

-295.58

-64.73%

Employee Cost

92.98

252.56

-159.58

-63.18%

Other Operating Expenses

68.08

204.08

-136.00

-66.64%

Operating Profit Before Provisions and Contingencies

51.45

250.77

-199.32

-79.48%

Exceptional Items

0.00

Provisions and contingencies

15.91

49.03

-33.12

-67.55%

Profit Before Tax

35.54

201.74

-166.20

-82.38%

Tax

10.63

51.70

-41.07

-79.44%

Profit After Tax

24.91

150.04

-125.13

-83.4%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

24.91

150.04

-125.13

-83.4%

Face Value

10.00

0.00

Reserves

0.00

Earnings per share (EPS)

0.63

8.65

-8.02

-92.72%

Diluted Earnings per share

0.63

8.65

-8.02

-92.72%

Operating Profit Margin (Excl OI)

60.62%

60.72%

0.00

-0.10%

Gross Profit Margin

7.91%

15.67%

0.00

-7.76%

PAT Margin

5.54%

11.66%

0.00

-6.12%

Net Interest Margin

0.00%

3.66%

-3.66

-3.66%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

0.00%

19.41%

-19.41

-19.41%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

19.19%

19.96%

-0.77

-0.77%

Capital Adequacy Ratio (Tier 1)

0.00%

18.96%

-18.96

-18.96%

Provision Coverage Ratio (%)

0.00%

86.83%

-86.83

-86.83%

Amount of Gross NPAs

286.57

715.42

-428.85

-59.94%

Amount of Net NPAs

72.61

157.68

-85.07

-53.95%

% of Net NPAs

0.47%

0.39%

0.08

0.08%

% of Gross NPAs

1.82%

1.75%

0.07

0.07%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

0.00

835.00

-835.00

-100.0%

Number of Branches

0.00

868.00

-868.00

-100.0%

Quarterly - Interest Earned

Interest Earned 449.36 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 1.42% vs 8.84% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 22.19% vs 20.25% in Jun 2025

Quarterly - Net Profit

Net Profit 24.91 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is -42.72% vs 82.12% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 104.52% vs 252.25% in Jun 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 51.45 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is -54.74% vs 176.30% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 54.60% vs 1,111.55% in Jun 2025

Quarterly - % of Net NPAs

% of Net NPAs 0.47%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 is -0.04% vs -0.60% in Mar 2026

YoY Growth in quarter ended Jun 2026 is -0.66% vs -0.13% in Jun 2025

Quarterly - % of Gross NPAs

% of Gross NPAs 1.82%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 is -0.07% vs -0.47% in Mar 2026

YoY Growth in quarter ended Jun 2026 is -1.40% vs -0.82% in Jun 2025