Dhanlaxmi Bank

Which are the latest news on Dhanlaxmi Bank?

Why is Dhanlaxmi Bank Ltd falling/rising?

As of 02-Aug, Dhanlaxmi Bank Ltd's stock price is at 32.06, down 0.65%, underperforming the Sensex which rose by 2.68% over the past week. Despite a positive long-term outlook, recent declines in investor participation and short-term weakness suggest caution among investors.

As of 02-Aug, Dhanlaxmi Bank Ltd's stock price is currently at 32.06, reflecting a decrease of 0.21, or 0.65%. The stock has underperformed compared to the broader market, specifically the Sensex, which has risen by 2.68% over the past week while Dhanlaxmi Bank's stock has fallen by 6.53% in the same period. <BR><BR>Despite a positive long-term outlook, including a robust 24.97% compound annual growth rate (CAGR) in net profits and consistent positive quarterly results, the stock's recent performance indicates a decline in investor participation, evidenced by a significant drop in delivery volume by 44.94% compared to the 5-day average. Additionally, while the stock is trading above its 100-day and 200-day moving averages, it is below its 5-day, 20-day, and 50-day moving averages, suggesting a short-term weakness.<BR><BR>The stock's liquidity remains adequate for trading, but the current downward trend in price, coupled with recent underperformance against sector benchmarks, indicates that investors may be cautious, leading to the observed decline in stock price.

Are Dhanlaxmi Bank Ltd latest results good or bad?

Dhanlaxmi Bank Ltd's latest results show strong year-on-year net profit growth of 104.52% and improved asset quality, but a significant 42.72% decline in net profit from the previous quarter raises concerns about earnings sustainability, particularly due to reliance on non-operating income. Investors should approach with caution despite attractive current valuations.

Dhanlaxmi Bank Ltd's latest results present a mixed picture. On one hand, the bank achieved a significant year-on-year net profit growth of 104.52%, reaching ₹24.91 crores, and recorded an all-time high in interest earned at ₹449.36 crores, reflecting strong loan book growth. Additionally, asset quality showed improvement, with gross NPAs declining to 1.82% and net NPAs compressing to 0.47%, indicating better risk management.<BR><BR>However, the sequential performance raises concerns. The net profit saw a sharp decline of 42.72% compared to the previous quarter, primarily due to a significant drop in other income and increased provisions. This decline highlights volatility in earnings and raises questions about the sustainability of profitability, especially given that a substantial portion of profits is derived from non-operating income.<BR><BR>Overall, while the bank has made strides in asset quality and has a strong capital adequacy ratio of 19.19%, the sharp profit drop and reliance on non-operating income suggest caution for investors. The current valuation appears attractive, but the sustainability of earnings and core profitability remains a critical area to watch.

Should I buy, sell or hold Dhanlaxmi Bank Ltd?

When is the next results date for Dhanlaxmi Bank Ltd?

The next results date for Dhanlaxmi Bank Ltd is 29 July 2026.

The next results date for Dhanlaxmi Bank Ltd is scheduled for 29 July 2026.

How big is Dhanlaxmi Bank?

As of 10th June, Dhanlaxmi Bank Ltd has a market capitalization of 1,293.00 Cr, categorized as a Micro Cap, with total assets of 17,940.81 Cr and shareholder's funds of 1,395.29 Cr as of March'25.

As of 10th June, <BR><BR>Market Cap: Dhanlaxmi Bank Ltd has a market capitalization of 1,293.00 Cr, categorizing it as a Micro Cap.<BR><BR>Recent Quarterly Performance: The company reported Net Sales of 0.00 Cr for the latest quarters, with a Net Profit of 102.75 Cr for the latest 4 quarters ending in March'26, December'25, September'25, and June'25.<BR><BR>Balance Sheet Snapshot: The latest annual period for the balance sheet is March'25, with Shareholder's Funds amounting to 1,395.29 Cr and Total Assets valued at 17,940.81 Cr.

Who are in the management team of Dhanlaxmi Bank?

The management team of Dhanlaxmi Bank includes Shivan J K (Managing Director & CEO), K.N Madhusoodanan (Part Time Chairman), and several independent and additional directors, responsible for overseeing the bank's operations and governance.

The management team of Dhanlaxmi Bank includes the following individuals:<BR><BR>1. **Shivan J K** - Managing Director & CEO<BR>2. **K.N Madhusoodanan** - Part Time Chairman<BR>3. **Venkatesh H** - Company Secretary & Compliance Officer<BR>4. **G Rajagopalan Nair** - Independent Director<BR>5. **Sreesankar Radhakrishnan** - Independent Director<BR>6. **Nirmala Padmanabhan** - Independent Director<BR>7. **Ms. Vardhini Kalyanaraman** - Independent Director<BR>8. **D. K. Kashyap** - Additional Director<BR>9. **Jayakumar Yarasi** - Additional Director<BR><BR>This team is responsible for overseeing the bank's operations and governance.

Who are the peers of the Dhanlaxmi Bank?

Dhanlaxmi Bank's peers include Bandhan Bank, Karur Vysya Bank, RBL Bank, and others. RBL Bank leads in 1-year returns at 64.47%, while Dhanlaxmi Bank has a 1-year return of 3.04%, higher than CSB Bank's -7.21%.

Peers: The peers of Dhanlaxmi Bank are Bandhan Bank, Karur Vysya Bank, RBL Bank, City Union Bank, J&K Bank, T N Merc. Bank, South Ind.Bank, Karnataka Bank, CSB Bank, and DCB Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bandhan Bank and Karur Vysya Bank, while Average management risk is found at RBL Bank, T N Merc. Bank, and CSB Bank. Growth is Excellent at Karur Vysya Bank and CSB Bank, while Below Average growth is noted at Bandhan Bank, and Average growth is seen at T N Merc. Bank. Capital Structure is Excellent at Bandhan Bank, Karur Vysya Bank, City Union Bank, South Ind.Bank, and Karnataka Bank, while Average capital structure is found at T N Merc. Bank and Good capital structure is noted at RBL Bank, J&K Bank, DCB Bank, and Dhanlaxmi Bank.<BR><BR>Return Snapshot: RBL Bank has the highest 1-year return at 64.47%, while CSB Bank has the lowest at -7.21%. Dhanlaxmi Bank's 1-year return is 3.04%, which is higher than CSB Bank but lower than most peers. Additionally, CSB Bank and DCB Bank have negative six-month returns.

What does Dhanlaxmi Bank do?

Dhanlaxmi Bank Ltd is a private sector bank established in 1927, with a market cap of INR 1,293 Cr. As of March 2026, it reported net sales of 443.05 Cr and a net profit of 43 Cr, with key metrics including a CAR of 16.11% and a gross NPA of 1.89%.

Overview: <BR>Dhanlaxmi Bank Ltd is a private sector bank operating in the micro cap category.<BR><BR>History: <BR>Dhanlaxmi Bank Limited was incorporated on November 16, 1927, and became a Scheduled Commercial Bank in 1977. The latest quarterly results reported are for March 2026, showing sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 443.05 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 43 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 1,293 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>Industry: Private Sector Bank <BR>Market cap: INR 1,293 Cr (Micro Cap) <BR>Dividend Yield: 0.00% <BR>CAR: 16.11% <BR>Return on Assets: 0.48% <BR>Net NPA: 0.51% <BR>Gross NPA: 1.89%<BR><BR>Contact Details: <BR>Address: PB NO 9 Dhanalakshmi Buildings, Naickanal Thrissur Kerala : 680001 <BR>Tel: 91-487-2335177/04/31/90/6617000 <BR>Email: investors@dhanbank.co.in/share@dhan <BR>Website: http://www.dhanbank.com

Is Dhanlaxmi Bank overvalued or undervalued?

As of December 1, 2025, Dhanlaxmi Bank is considered undervalued with an attractive valuation grade, featuring a PE ratio of 12.55 and a price to book value of 0.75, especially compared to its more expensive peers like HDFC Bank and ICICI Bank, despite a year-to-date underperformance of -14.39% against the Sensex, its five-year return of 114.68% suggests strong potential for recovery and growth.

As of 1 December 2025, the valuation grade for Dhanlaxmi Bank has moved from fair to attractive, indicating a positive shift in its perceived value. The bank is currently considered undervalued, especially when compared to its peers. Key ratios include a PE ratio of 12.55, a price to book value of 0.75, and a PEG ratio of 0.10, all of which suggest that the bank is trading at a significant discount relative to its earnings growth potential.<BR><BR>In comparison, major competitors such as HDFC Bank and ICICI Bank are deemed expensive, with PE ratios of 21.68 and 20.05, respectively. This stark contrast highlights Dhanlaxmi Bank's attractive valuation in the current market landscape. Additionally, while the stock has underperformed the Sensex year-to-date with a return of -14.39% compared to the Sensex's 9.60%, its long-term performance over five years shows a robust return of 114.68%, reinforcing the potential for recovery and growth.

How has been the historical performance of Dhanlaxmi Bank?

Dhanlaxmi Bank has shown growth in interest earned and total income from March 2022 to March 2025, with total assets increasing significantly; however, it has faced challenges in maintaining consistent profitability and managing rising expenditures.

Answer:<BR>The historical performance of Dhanlaxmi Bank shows a mixed trend over the years, with notable fluctuations in key financial metrics.<BR><BR>Breakdown:<BR>Dhanlaxmi Bank's interest earned has increased from 916.64 crore in March 2022 to 1,319.88 crore in March 2025, reflecting a consistent upward trajectory. The bank's total income also rose significantly, from 1,085.76 crore in March 2022 to 1,489.08 crore in March 2025. However, net interest income showed variability, peaking at 483.29 crore in March 2025 after a dip in March 2023. Total expenditure, excluding depreciation, increased from 397.14 crore in March 2022 to 557.39 crore in March 2025, driven by rising employee costs and other operating expenses. Profit before tax improved slightly from 70.48 crore in March 2024 to 71.62 crore in March 2025, while profit after tax also increased from 57.82 crore to 66.64 crore in the same period. The bank's total assets grew from 13,800.14 crore in March 2022 to 17,940.81 crore in March 2025, indicating robust growth in the balance sheet. Cash and cash equivalents rose from 735 crore in March 2023 to 1,079 crore in March 2025, demonstrating improved liquidity. Overall, while Dhanlaxmi Bank has shown growth in income and assets, it has faced challenges in maintaining consistent profitability and managing expenditures effectively.

Is Dhanlaxmi Bank technically bullish or bearish?

As of 20 October 2025, the technical trend is mildly bearish, influenced by daily moving averages and weekly KST indicating bearishness, despite some mildly bullish signals from the weekly MACD and Dow Theory, with overall sentiment remaining cautious due to predominantly bearish monthly indicators and underperformance against the Sensex.

As of 20 October 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish trend and the weekly KST also showing bearishness. While the weekly MACD and Dow Theory suggest a mildly bullish outlook, the overall sentiment remains cautious due to the monthly indicators being predominantly bearish. The stock has underperformed against the Sensex over the past month and year, further supporting the bearish sentiment.

Who are the top shareholders of the Dhanlaxmi Bank?

The top shareholders of Dhanlaxmi Bank include 28 Foreign Institutional Investors (FIIs) with 15.26% of shares, individual investors holding 42.78%, and B Ravindran Pillai as the largest public shareholder with 10%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of Dhanlaxmi Bank include a mix of institutional and individual investors. Notably, 28 Foreign Institutional Investors (FIIs) hold a combined 15.26% of the shares. The highest public shareholder is B Ravindran Pillai, who owns 10%. Additionally, individual investors collectively hold 42.78% of the shares. There are no pledged promoter holdings, and no mutual funds are currently involved with the bank.

Has Dhanlaxmi Bank declared dividend?

Dhanlaxmi Bank has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of June 10, 2011. However, the dividend yield is 0%, and while total returns over the last 2 to 5 years show significant growth, the dividend has not contributed to returns in recent periods.

Dhanlaxmi Bank has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 10 Jun 11<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 Months period, the price return was -15.97%, the dividend return was 0%, resulting in a total return of -15.97%.<BR><BR>In the 1 Year period, the price return was -22.27%, the dividend return was 0%, leading to a total return of -22.27%.<BR><BR>In the 2 Years period, the price return was 86.7%, the dividend return was 0%, which resulted in a total return of 86.7%.<BR><BR>In the 3 Years period, the price return was 165.78%, the dividend return was 0%, culminating in a total return of 165.78%.<BR><BR>In the 4 Years period, the price return was 107.93%, the dividend return was 0%, giving a total return of 107.93%.<BR><BR>In the 5 Years period, the price return was 184.19%, the dividend return was 0%, resulting in a total return of 184.19%.<BR><BR>Overall, while Dhanlaxmi Bank has declared a dividend, the dividend yield is 0%, indicating that the dividend has not significantly contributed to returns in recent periods. The total returns over longer periods show substantial growth, particularly in the 2 to 5-year spans, despite the lack of dividend contributions.