Equitas Sma. Fin

  • Market Cap: Small Cap
  • Industry: Other Bank
  • ISIN: INE063P01018
  • NSEID: EQUITASBNK
  • BSEID: 543243
INR
60.77
-1.51 (-2.42%)
BSENSE

Dec 05

BSE+NSE Vol: 38.93 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Cr
Standalone Quarterly Results
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Mar'24
Interest Earned
1,617.35
1,648.86
1,643.97
1,611.93
1,554.87
1,500.95
1,444.65
Income On Investments
162.85
161.24
159.43
163.74
169.97
154.25
156.56
Interest On Balances With Rbi Other Inter Bank Funds
44.09
53.65
36.86
23.19
18.92
22.05
8.67
Interest / Discount On Advances / Bills
1,410.40
1,433.97
1,447.69
1,425.00
1,365.98
1,324.66
1,279.43
Others
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
228.95
291.69
225.45
238.41
238.93
208.70
240.45
Total Income
1,846.29
1,940.55
1,869.42
1,850.34
1,793.80
1,709.66
1,685.11
Interest Expended
843.67
863.12
814.55
793.54
752.56
699.47
658.76
Net Interest Income
773.68
785.74
829.42
818.39
802.31
801.48
785.89
Total Expenditure (Excl Depreciation)
762.06
762.66
743.57
723.95
691.52
669.79
651.59
Employee Cost
473.69
460.01
418.43
425.48
402.42
374.67
363.40
Other Operating Expenses
288.37
302.65
325.14
298.47
289.10
295.12
288.19
Operating Profit Before Provisions and Contingencies
240.56
314.77
311.30
332.85
349.72
340.40
374.75
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
207.02
612.25
258.01
243.11
329.66
304.64
106.60
Profit Before Tax
33.54
-297.48
53.29
89.74
20.06
35.76
268.15
Tax
9.40
-73.72
11.18
23.44
7.18
10.00
60.53
Profit After Tax
24.14
-223.76
42.11
66.30
12.88
25.76
207.62
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
24.14
-223.76
42.11
66.30
12.88
25.76
207.62
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
0.21
-1.96
0.37
0.58
0.11
0.23
1.83
Diluted Earnings per share
0.21
-1.96
0.37
0.58
0.11
0.22
1.81
Operating Profit Margin (Excl OI)
40.08%
16.61%
39.07%
40.01%
34.32%
35.08%
47.52%
Gross Profit Margin
2.07%
-18.04%
3.24%
5.57%
1.29%
2.38%
18.56%
PAT Margin
1.49%
-13.57%
2.56%
4.11%
0.83%
1.72%
14.37%
Net Interest Margin
6.29%
6.55%
7.13%
7.39%
7.69%
7.97%
8.17%
Return on Assets
0.04%
-0.41%
0.08%
0.13%
0.03%
0.06%
0.47%
CASA (%)
31.0%
29.0%
29.0%
0.0%
30.0%
31.0%
32.0%
CASA Amount
13,622.00
13,019.00
12,410.00
11,668.00
12,079.00
11,724.00
11,552.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
66.93%
67.03%
66.83%
68.28%
67.71%
70.29%
56.06%
Amount of Gross NPAs
1,081.87
1,035.99
1,067.73
1,071.87
1,022.82
889.04
821.28
Amount of Net NPAs
357.82
341.59
354.20
340.05
330.29
264.13
360.90
% of Net NPAs
0.98%
0.98%
0.98%
0.96%
0.97%
0.83%
1.17%
% of Gross NPAs
2.92%
2.92%
2.89%
2.97%
2.95%
2.73%
2.61%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
382.0
376.0
375.0
375.0
370.0
370.0
365.0
Number of Branches
1042.0
1035.0
994.0
994.0
987.0
969.0
964.0
Quarterly Analysis Highlights - QoQ
stock-summary

Interest Earned

QoQ Growth in quarter ended Sep 2025 is -1.91% vs 0.3% in Jun 2025

stock-summary

Net Profit

QoQ Growth in quarter ended Sep 2025 is 110.79% vs -631.37% in Jun 2025

stock-summary

Operating Profit (PBDIT)

QoQ Growth in quarter ended Sep 2025 is -23.58% vs 1.11% in Jun 2025

stock-summary

% of Net NPAs

QoQ Growth in quarter ended Sep 2025 is 0.00% vs 0.00% in Jun 2025

stock-summary

% of Gross NPAs

QoQ Growth in quarter ended Sep 2025 is 0.00% vs 0.03% in Jun 2025

Compare Quarterly Results Of Equitas Sma. Fin With
Markets Mojo
Figures in Cr
Standalone Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
1,617.35
1,682.31
-64.96
-3.86%
Income On Investments
162.85
203.01
-40.16
-19.78%
Interest On Balances With Rbi Other Inter Bank Funds
44.09
4.57
39.52
864.77%
Interest / Discount On Advances / Bills
1,410.40
1,472.70
-62.30
-4.23%
Others
0.00
2.03
-2.03
-100.0%
Other Income
228.95
256.35
-27.40
-10.69%
Total Income
1,846.29
1,938.66
-92.37
-4.76%
Interest Expended
843.67
760.63
83.04
10.92%
Net Interest Income
773.68
921.68
-148.00
-16.06%
Total Expenditure (Excl Depreciation)
762.06
782.79
-20.73
-2.65%
Employee Cost
473.69
435.46
38.23
8.78%
Other Operating Expenses
288.37
347.33
-58.96
-16.98%
Operating Profit Before Provisions and Contingencies
240.56
395.24
-154.68
-39.14%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
207.02
234.96
-27.94
-11.89%
Profit Before Tax
33.54
160.28
-126.74
-79.07%
Tax
9.40
38.56
-29.16
-75.62%
Profit After Tax
24.14
121.72
-97.58
-80.17%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
24.14
121.72
-97.58
-80.17%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
0.21
0.63
-0.42
-66.67%
Diluted Earnings per share
0.21
0.62
-0.41
-66.13%
Operating Profit Margin (Excl OI)
40.08%
39.50%
0.00
0.58%
Gross Profit Margin
2.07%
9.53%
0.00
-7.46%
PAT Margin
1.49%
7.24%
0.00
-5.75%
Net Interest Margin
6.29%
7.90%
-1.61
-1.61%
Return on Assets
0.04%
0.25%
-0.21
-0.21%
CASA (%)
31.00%
27.00%
4.00
4.00%
CASA Amount
13,622.00
10,783.00
2,839.00
26.33%
Capital Adequacy Ratio (Total)
0.00%
0.00%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0.00%
0.00%
0.00
0.00%
Provision Coverage Ratio (%)
66.93%
73.00%
-6.07
-6.07%
Amount of Gross NPAs
1,081.87
843.11
238.76
28.32%
Amount of Net NPAs
357.82
225.00
132.82
59.03%
% of Net NPAs
0.98%
0.67%
0.31
0.31%
% of Gross NPAs
2.92%
2.45%
0.47
0.47%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
382.00
613.00
-231.00
-37.68%
Number of Branches
1,042.00
766.00
276.00
36.03%
Quarterly - Interest Earned
Interest Earned 1617.35 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is -1.91% vs 0.3% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 4.02% vs 14.41% in Sep 2024

Quarterly - Net Profit
Net Profit 24.14 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 110.79% vs -631.37% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 87.42% vs -93.50% in Sep 2024

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 240.56 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is -23.58% vs 1.11% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -31.21% vs 5.91% in Sep 2024

Quarterly - % of Net NPAs
% of Net NPAs 0.98%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 is 0.00% vs 0.00% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 0.01% vs 0.00% in Sep 2024

Quarterly - % of Gross NPAs
% of Gross NPAs 2.92%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 is 0.00% vs 0.03% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -0.03% vs 0.68% in Sep 2024