Fino Payments Bank Ltd Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Sep'24

Quarterly Analysis Highlights - QoQ

Net Sales

QoQ Growth in quarter ended Mar 2026 is 1.81% vs 4.74% in Dec 2025

Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is -41.86% vs -5.99% in Dec 2025

Operating Profit (PBDIT) excl Other Income

QoQ Growth in quarter ended Mar 2026 is 13.00% vs 2.45% in Dec 2025

Interest

QoQ Growth in quarter ended Mar 2026 is -1.80% vs 6.48% in Dec 2025

Operating Profit Margin (Excl OI)

QoQ Growth in quarter ended Mar 2026 has improved from Dec 2025

Compare Quarterly Results Of Fino Payments With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Net Sales

64.10

286.26

-222.16

-77.61%

Other Operating Income

0.00

Total Operating income

64.10

286.26

-222.16

-77.61%

Raw Material Cost

0.00

Purchase of Finished goods

0.00

(Increase) / Decrease In Stocks

0.00

Employee Cost

53.32

39.68

13.64

34.38%

Power Cost

0.00

Manufacturing Expenses

252.39

155.82

96.57

61.98%

Selling and Distribution Expenses

0.00

Other Expenses

-0.00

82.88

-82.88

-100.00%

Total Expenditure (Excl Depreciation)

305.71

278.38

27.33

9.82%

Operating Profit (PBDIT) excl Other Income

-241.61

7.88

-249.49

-3,166.12%

Other Income

275.88

10.62

265.26

2,497.74%

Operating Profit (PBDIT)

5.39

18.50

-13.11

-70.86%

Interest

28.88

8.13

20.75

255.23%

Exceptional Items

0.00

Gross Profit (PBDT)

0.00

10.37

-10.37

-100.00%

Depreciation

0.00

3.69

-3.69

-100.00%

Profit Before Tax

4.10

6.68

-2.58

-38.62%

Tax

-3.00

0.00

-3.00

Provisions and contingencies

0.00

Profit After Tax

7.10

6.68

0.42

6.29%

Extraordinary Items

-1.29

0.00

-1.29

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

8.39

6.68

1.71

25.60%

Equity Capital

83.22

15.73

67.49

429.05%

Face Value

10.00

2.00

0.00

Reserves

0.00

Earnings per share (EPS)

0.85

0.00

Diluted Earnings per share

0.85

0.00

Operating Profit Margin (Excl OI)

-378.94%

2.75%

0.00

-381.69%

Gross Profit Margin

6.40%

3.62%

0.00

2.78%

PAT Margin

11.08%

2.33%

0.00

8.75%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Quarterly - Net Sales

Net Sales 64.10 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 1.81% vs 4.74% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 21.45% vs 27.49% in Mar 2025

Quarterly - Standalone Net Profit

Standalone Net Profit 8.39 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is -41.86% vs -5.99% in Dec 2025

YoY Growth in quarter ended Mar 2026 is -65.04% vs -4.80% in Mar 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) -270.49 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 13.00% vs 2.45% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 34.19% vs -22.83% in Mar 2025

Quarterly - Interest

Interest 28.88 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is -1.80% vs 6.48% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 11.12% vs 13.05% in Mar 2025

Quarterly - Operating Profit Margin (Excl OI)

Operating Profit Margin (Excl OI) -378.94%

in Mar 2026

Figures in %

QoQ Growth in quarter ended Mar 2026 has improved from Dec 2025

YoY Growth in quarter ended Mar 2026 has improved from Mar 2025