Mibanco - Banco de la Micro Empresa SA

  • Market Cap: N/A
  • Industry: Major Banks
  • ISIN: PEP133001003
PEN
1.85
-0.15 (-7.63%)
  • Price Points
  • Score
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stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Million
Standalone Quarterly Results
Jun'23
Mar'23
Dec'22
Sep'22
Jun'22
Mar'22
Dec'21
Interest Earned
790.73
718.70
698.48
729.44
687.07
619.00
534.18
Income On Investments
22.14
21.68
19.37
21.20
14.98
8.71
2.82
Interest On Balances With Rbi Other Inter Bank Funds
11.54
10.19
11.01
8.23
7.09
4.92
1.06
Interest / Discount On Advances / Bills
753.86
683.23
664.42
696.30
661.35
601.85
526.69
Others
3.18
3.60
3.69
3.70
3.65
3.52
3.61
Other Income
59.53
39.82
86.27
41.71
38.01
38.62
78.13
Total Income
850.25
758.52
784.75
771.15
725.08
657.62
612.31
Interest Expended
217.66
198.46
182.99
161.30
126.97
88.83
65.99
Net Interest Income
573.06
520.23
515.49
568.14
560.10
530.16
468.19
Total Expenditure (Excl Depreciation)
350.42
324.46
340.31
314.02
320.83
321.56
322.59
Employee Cost
289.03
288.39
291.16
269.16
279.37
271.51
288.35
Other Operating Expenses
61.39
36.06
49.15
44.86
41.40
50.05
34.24
Operating Profit Before Provisions and Contingencies
282.17
235.59
261.44
295.83
277.34
247.23
223.73
Exceptional Items
0.01
0.63
0.34
0.55
-0.15
-0.42
0.14
Provisions and contingencies
210.15
158.71
164.00
148.51
89.98
85.68
132.86
Profit Before Tax
72.02
76.89
97.44
147.33
187.30
161.54
90.88
Tax
1.76
16.99
27.45
40.39
37.32
50.10
30.41
Profit After Tax
70.26
59.90
69.99
106.94
149.99
111.44
60.47
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
70.26
59.90
69.99
106.94
149.99
111.44
60.47
Face Value
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Reserves
914.65
849.74
793.30
719.99
742.11
607.50
497.72
Earnings per share (EPS)
0.04
0.03
0.04
0.06
0.09
0.07
0.04
Diluted Earnings per share
0.04
0.03
0.04
0.06
0.09
0.07
0.04
Operating Profit Margin (Excl OI)
35.68%
32.78%
37.43%
40.56%
40.36%
39.94%
41.88%
Gross Profit Margin
9.11%
10.7%
13.95%
20.2%
27.26%
26.1%
17.01%
PAT Margin
8.89%
8.33%
10.02%
14.66%
21.83%
18.0%
11.32%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Amount of Net NPAs
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% of Net NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
% of Gross NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Quarterly Analysis Highlights - QoQ
stock-summary

Interest Earned

QoQ Growth in quarter ended Jun 2023 is 10.02% vs 2.89% in Mar 2023

stock-summary

Net Profit

QoQ Growth in quarter ended Jun 2023 is 17.36% vs -14.43% in Mar 2023

stock-summary

Operating Profit (PBDIT)

QoQ Growth in quarter ended Jun 2023 is 19.78% vs -9.87% in Mar 2023

stock-summary

% of Net NPAs

QoQ Growth in quarter ended Jun 2023 is 0.00% vs 0.00% in Mar 2023

stock-summary

% of Gross NPAs

QoQ Growth in quarter ended Jun 2023 is 0.00% vs 0.00% in Mar 2023

Compare Quarterly Results Of Mibanco - Banco de la Micro Empresa SA With
Markets Mojo
Figures in Million
Consolidate Quarterly Results
Markets Mojo
Markets Mojo
Change(PEN)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Quarterly - Interest Earned
Interest Earned 79.07 Million
in Jun 2023

Figures in Million
stock-summary

QoQ Growth in quarter ended Jun 2023 is 10.02% vs 2.89% in Mar 2023

stock-summary

YoY Growth in quarter ended Jun 2023 is 15.08% vs 37.37% in Jun 2022

Quarterly - Net Profit
Net Profit 7.03 Million
in Jun 2023

Figures in Million
stock-summary

QoQ Growth in quarter ended Jun 2023 is 17.36% vs -14.43% in Mar 2023

stock-summary

YoY Growth in quarter ended Jun 2023 is -53.13% vs 188.46% in Jun 2022

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 28.22 Million
in Jun 2023

Figures in Million
stock-summary

QoQ Growth in quarter ended Jun 2023 is 19.78% vs -9.87% in Mar 2023

stock-summary

YoY Growth in quarter ended Jun 2023 is 1.77% vs 71.60% in Jun 2022

Quarterly - % of Net NPAs
Markets Mojo
No % of Net NPAs in the last few periods
Quarterly - % of Gross NPAs
Markets Mojo
No % of Gross NPAs in the last few periods