PB Fintech.

  • Market Cap: Mid Cap
  • Industry: Financial Technology (Fintech)
  • ISIN: INE417T01026
  • NSEID: POLICYBZR
  • BSEID: 543390
INR
1,562.35
-55.65 (-3.44%)
BSENSE

Feb 02

BSE+NSE Vol: 25.15 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Cr
Consolidate Quarterly Results
Dec'25
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Net Sales
1,771.15
1,613.55
1,347.99
1,507.87
1,291.62
1,167.23
1,010.49
Other Operating Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Operating income
1,771.15
1,613.55
1,347.99
1,507.87
1,291.62
1,167.23
1,010.49
Raw Material Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
0.00
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Employee Cost
606.70
600.01
559.86
508.21
487.43
507.57
455.46
Power Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Manufacturing Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Selling and Distribution Expenses
361.81
323.23
295.73
313.79
326.36
312.22
276.81
Other Expenses
643.86
592.49
458.01
572.83
450.21
355.25
317.47
Total Expenditure (Excl Depreciation)
1,612.37
1,515.73
1,313.60
1,394.83
1,264.00
1,175.04
1,049.74
Operating Profit (PBDIT) excl Other Income
158.78
97.82
34.39
113.04
27.62
-7.81
-39.25
Other Income
84.85
84.51
98.76
101.09
100.40
106.02
100.26
Operating Profit (PBDIT)
243.63
182.33
133.15
214.13
128.02
98.21
61.01
Interest
9.31
9.23
8.77
9.17
9.31
8.98
6.37
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
41.05
Gross Profit (PBDT)
234.32
173.10
124.38
204.96
118.71
89.23
95.69
Depreciation
33.76
33.86
33.48
33.29
33.57
29.39
25.02
Profit Before Tax
201.07
142.06
92.35
171.45
85.08
60.25
70.80
Tax
11.64
7.17
7.69
0.79
13.58
9.27
10.82
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Profit After Tax
188.92
132.07
83.21
170.88
71.56
50.57
59.85
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
188.92
132.07
83.21
170.88
71.56
50.57
59.85
Share in Profit of Associates
0.51
2.82
1.45
-0.22
-0.06
0.41
0.13
Minority Interest
0.05
0.03
0.06
0.04
0.00
0.31
-0.20
Other related items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
189.38
134.86
84.60
170.62
71.50
50.67
60.18
Equity Capital
92.53
91.86
91.85
91.85
91.84
91.23
91.21
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
4.09
2.94
1.84
3.72
1.56
1.11
1.32
Diluted Earnings per share
4.08
2.89
1.82
3.67
1.55
1.09
1.31
Operating Profit Margin (Excl OI)
8.96%
6.06%
2.55%
7.5%
2.14%
-0.67%
-3.88%
Gross Profit Margin
13.23%
10.73%
9.23%
13.59%
9.19%
7.64%
9.47%
PAT Margin
10.7%
8.36%
6.28%
11.32%
5.54%
4.37%
5.94%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Quarterly Analysis Highlights - QoQ
stock-summary

Net Sales

QoQ Growth in quarter ended Dec 2025 is 9.77% vs 19.70% in Sep 2025

stock-summary

Consolidate Net Profit

QoQ Growth in quarter ended Dec 2025 is 40.43% vs 59.41% in Sep 2025

stock-summary

Operating Profit (PBDIT) excl Other Income

QoQ Growth in quarter ended Dec 2025 is 62.32% vs 184.44% in Sep 2025

stock-summary

Interest

QoQ Growth in quarter ended Dec 2025 is 0.87% vs 5.25% in Sep 2025

stock-summary

Operating Profit Margin (Excl OI)

QoQ Growth in quarter ended Dec 2025 has improved from Sep 2025

Compare Quarterly Results Of PB Fintech. With
Markets Mojo
Figures in Cr
Consolidate Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Net Sales
1,771.15
2,194.00
-422.85
-19.27%
Other Operating Income
0.00
0.00
0.00
Total Operating income
1,771.15
2,194.00
-422.85
-19.27%
Raw Material Cost
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
Employee Cost
606.70
721.00
-114.30
-15.85%
Power Cost
0.00
0.00
0.00
Manufacturing Expenses
0.00
671.00
-671.00
-100.00%
Selling and Distribution Expenses
361.81
146.00
215.81
147.82%
Other Expenses
643.86
500.00
143.86
28.77%
Total Expenditure (Excl Depreciation)
1,612.37
2,038.00
-425.63
-20.88%
Operating Profit (PBDIT) excl Other Income
158.78
156.00
2.78
1.78%
Other Income
84.85
212.00
-127.15
-59.98%
Operating Profit (PBDIT)
243.63
368.00
-124.37
-33.80%
Interest
9.31
4.00
5.31
132.75%
Exceptional Items
0.00
0.00
0.00
Gross Profit (PBDT)
234.32
364.00
-129.68
-35.63%
Depreciation
33.76
133.00
-99.24
-74.62%
Profit Before Tax
201.07
230.00
-28.93
-12.58%
Tax
11.64
5.00
6.64
132.80%
Provisions and contingencies
0.00
0.00
0.00
Profit After Tax
188.92
226.00
-37.08
-16.41%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
188.92
226.00
-37.08
-16.41%
Share in Profit of Associates
0.51
-1.00
1.51
151.00%
Minority Interest
0.05
0.00
0.05
Other related items
0.00
0.00
0.00
Consolidated Net Profit
189.38
225.00
-35.62
-15.83%
Equity Capital
92.53
64.00
28.53
44.58%
Face Value
2.00
1.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
4.09
3.52
0.57
16.19%
Diluted Earnings per share
4.08
3.52
0.56
15.91%
Operating Profit Margin (Excl OI)
8.96%
7.11%
0.00
1.85%
Gross Profit Margin
13.23%
16.59%
0.00
-3.36%
PAT Margin
10.70%
10.26%
0.00
0.44%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Quarterly - Net Sales
Net Sales 1,771.15 Cr
in Dec 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Dec 2025 is 9.77% vs 19.70% in Sep 2025

stock-summary

YoY Growth in quarter ended Dec 2025 is 37.13% vs 48.31% in Dec 2024

Quarterly - Consolidate Net Profit
Consolidate Net Profit 189.38 Cr
in Dec 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Dec 2025 is 40.43% vs 59.41% in Sep 2025

stock-summary

YoY Growth in quarter ended Dec 2025 is 164.87% vs 87.91% in Dec 2024

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 158.78 Cr
in Dec 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Dec 2025 is 62.32% vs 184.44% in Sep 2025

stock-summary

YoY Growth in quarter ended Dec 2025 is 474.87% vs 208.31% in Dec 2024

Quarterly - Interest
Interest 9.31 Cr
in Dec 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Dec 2025 is 0.87% vs 5.25% in Sep 2025

stock-summary

YoY Growth in quarter ended Dec 2025 is 0.00% vs 44.57% in Dec 2024

Quarterly - Operating Profit Margin (Excl OI)
Operating Profit Margin (Excl OI) 8.96%
in Dec 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Dec 2025 has improved from Sep 2025

stock-summary

YoY Growth in quarter ended Dec 2025 has improved from Dec 2024