PB Fintech.

Why is PB Fintech Ltd falling/rising?

As of 06-Aug, PB Fintech Ltd's stock price is at 1,597.50, down 1.99%, and has underperformed the sector today. Despite strong long-term fundamentals, the stock's valuation concerns and recent volatility have led to a year-to-date decline of 12.54%, significantly worse than the broader market.

As of 06-Aug, PB Fintech Ltd's stock price is falling, currently at 1,597.50, reflecting a change of -32.5 or -1.99%. The stock has underperformed the sector by 1.74% today, despite opening with a gain of 2.15% and reaching an intraday high of Rs 1665.55. However, it also touched a low of Rs 1578, indicating significant volatility within the trading day.<BR><BR>In terms of performance over different periods, the stock has shown a year-to-date decline of 12.54%, which is worse than the Sensex's decline of 7.35%. Over the past year, PB Fintech Ltd has generated a return of -7.93%, significantly underperforming the broader market, which has seen a return of 4.47%. This underperformance is compounded by a decrease in investor participation, with delivery volume falling by 10.14% against the five-day average.<BR><BR>While the company has demonstrated strong long-term fundamental strength, with a 30.60% CAGR growth in operating profits and positive results for the last 17 consecutive quarters, the stock's valuation remains a concern. It has a return on equity (ROE) of 9.2 and a price-to-book value of 10.1, which is considered expensive. Despite profits rising by 98.8% over the past year, the stock's negative return indicates that it is trading at a discount compared to its peers' average historical valuations.<BR><BR>Overall, the combination of recent price movements, underperformance relative to the market, and concerns over valuation contribute to the stock's current decline.

Which are the latest news on PB Fintech.?

Should I buy, sell or hold PB Fintech Ltd?

What does PB Fintech. do?

PB Fintech Ltd is a Mid Cap company in the Fintech sector, providing financial services and solutions. As of March 2026, it reported net sales of ₹2,061 Cr and a net profit of ₹261 Cr, with a market cap of ₹70,186 Cr.

Overview:<BR>PB Fintech Ltd operates in the Financial Technology (Fintech) sector and is categorized as a Mid Cap company.<BR><BR>History:<BR>PB Fintech Limited was incorporated in 2008 as 'Etechaces Marketing and Consulting Private Limited'. The company underwent several name changes, becoming PB Fintech Private Limited in September 2020 and then PB Fintech Limited following its conversion to a Public Limited Company in June 2021. The most recent quarterly results reported net sales and net profit for March 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 2,061 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 261 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 70,186 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: 104.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.05 <BR>Return on Equity: 9.16% <BR>Price to Book: 9.54 <BR><BR>Contact Details:<BR>Details: No Company Details Available <BR>Registrar Address: Not available.

How big is PB Fintech.?

As of 10th June, PB Fintech Ltd has a market capitalization of 70,186.00 Cr, with recent net sales of 6,794.02 Cr and a net profit of 669.95 Cr.

As of 10th June, PB Fintech Ltd has a market capitalization of 70,186.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, PB Fintech reported Net Sales of 6,794.02 Cr and a Net Profit of 669.95 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 6,432.28 Cr and Total Assets totaling 7,529.41 Cr.

Who are in the management team of PB Fintech.?

The management team of PB Fintech includes Yashish Dahiya (CEO), Alok Bansal (Executive Vice Chairman), and several independent and non-executive directors, bringing diverse expertise to the company.

The management team of PB Fintech includes the following key individuals:<BR><BR>1. **Yashish Dahiya** - Chairman, Executive Director & CEO<BR>2. **Alok Bansal** - Executive Vice Chairman & Whole-Time Director<BR>3. **Kaushik Dutta** - Independent Non-Executive Director<BR>4. **Sarbvir Singh** - Non-Executive & Non-Independent Director<BR>5. **Kitty Agarwal** - Non-Executive & Non-Independent Director<BR>6. **Veena Vikas Mankar** - Independent Non-Executive Director<BR>7. **Nilesh Bhaskar Sathe** - Independent Non-Executive Director<BR>8. **G Srinivasan** - Independent Non-Executive Director<BR>9. **Jessie Paul** - Independent Non-Executive Director<BR><BR>This team brings a diverse range of expertise and leadership to the company.

Who are the peers of the PB Fintech.?

PB Fintech's peers include One 97, AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., AGS Transact, and MOS Utility. In terms of management risk and growth, PB Fintech and a few peers show excellent performance, while One 97 leads in 1-year returns at 7.92%, compared to PB Fintech's -20.00% and AvenuesAI's -42.33%.

Peers: PB Fintech., One 97, AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., AGS Transact, MOS Utility.<BR><BR>Quality Snapshot: Excellent management risk is observed at PB Fintech., AvenuesAI, WSFX Global, and MOS Utility, while Average management risk is found at One 97 and Fino Payments. Below Average management risk is noted for One Mobikwik, AvenuesAI, WSFX Global, Suvidhaa Info., AGS Transact, and the rest. For Growth, Excellent growth is seen at PB Fintech., AvenuesAI, WSFX Global, and MOS Utility, while Good growth is observed at One 97, One Mobikwik, and Fino Payments. Below Average growth is present at Suvidhaa Info. and AGS Transact.<BR><BR>Return Snapshot: The peer with the highest 1-year return is One 97 at 7.92%, while the peer with the lowest is AvenuesAI at -42.33%. PB Fintech.'s own 1-year return is -20.00%, which is significantly lower than One 97's but higher than AvenuesAI's. Additionally, several peers, including AvenuesAI, One Mobikwik, Fino Payments, Suvidhaa Info., AGS Transact, and MOS Utility, have negative six-month returns.

Are PB Fintech Ltd latest results good or bad?

PB Fintech Ltd's latest results are positive, with a 53.87% year-on-year increase in net profit and a 36.70% rise in revenue, indicating strong operational performance. However, the high P/E ratio of 136 compared to the industry average raises concerns about sustainability and future growth.

PB Fintech Ltd's latest results indicate a positive trend overall, showcasing significant improvements in both revenue and profitability. For the quarter ended March 2026, the company reported a net profit of ₹261.11 crores, which marks a remarkable 53.87% increase year-on-year and a 37.88% increase quarter-on-quarter. Revenue also saw substantial growth, reaching ₹2,061.33 crores, reflecting a 36.70% year-on-year increase and a 16.38% sequential rise.<BR><BR>The operating margin, excluding other income, improved to 10.59%, up from 7.43% in the same quarter last year, indicating enhanced operational efficiency. This expansion in margins is a positive sign of the company's ability to leverage its scale effectively.<BR><BR>However, despite these strong results, the company's valuation remains a concern. Trading at a P/E ratio of 136 times trailing earnings, which is significantly higher than the industry average of 22, raises questions about sustainability and future growth expectations. The stock is currently trading 16.65% below its 52-week high, which may reflect some caution among investors regarding its high valuation.<BR><BR>In summary, while PB Fintech's latest results demonstrate strong operational performance and profitability improvements, the elevated valuation could pose risks for investors.

When is the next results date for PB Fintech Ltd?

The next results date for PB Fintech Ltd is 06 May 2026.

The next results date for PB Fintech Ltd is scheduled for 06 May 2026.

Is PB Fintech. technically bullish or bearish?

As of November 28, 2025, PB Fintech shows a bullish trend supported by positive weekly MACD, RSI, and moving averages, despite some mixed signals from monthly indicators and Dow Theory.

As of 28 November 2025, the technical trend for PB Fintech has changed from mildly bullish to bullish. The weekly MACD and RSI are both bullish, supporting the positive momentum. Bollinger Bands also indicate a bullish stance on both weekly and monthly time frames. Daily moving averages confirm a bullish outlook as well. However, the monthly MACD is mildly bearish, and the KST shows a bearish signal on the weekly but bullish on the monthly, indicating some mixed signals. Dow Theory reflects no trend on the weekly and mildly bearish on the monthly, which adds to the complexity. Overall, the current technical stance is bullish with moderate strength, driven primarily by the weekly indicators.

How has been the historical performance of PB Fintech.?

PB Fintech has shown significant growth, with net sales increasing from INR 771.30 crore in March 2020 to INR 4,977.21 crore in March 2025, and achieving a profit after tax of INR 351.96 crore in the latest fiscal year, marking a strong recovery from previous losses. The company also improved its operating profit and cash flow, reflecting enhanced operational efficiency.

Answer:<BR>The historical performance of PB Fintech shows significant growth in net sales and profitability over the years, culminating in a positive profit after tax in the latest fiscal year.<BR><BR>Breakdown:<BR>PB Fintech's net sales have increased consistently from INR 771.30 crore in March 2020 to INR 4,977.21 crore in March 2025. The total operating income followed a similar upward trend, reaching INR 4,977.21 crore in March 2025, compared to INR 771.30 crore in March 2020. The company has seen a shift in operating profit, moving from negative figures in previous years to a positive operating profit of INR 500.47 crore in March 2025, indicating improved operational efficiency. Profit before tax also turned positive, rising to INR 386.42 crore in March 2025 from a loss of INR 833.35 crore in March 2022. Consequently, profit after tax reached INR 351.96 crore in March 2025, a significant recovery from losses in earlier years. The company's total assets increased to INR 7,529.41 crore in March 2025, while total liabilities also rose to INR 7,529.41 crore, reflecting the company's growth trajectory. Cash flow from operating activities showed a negative trend in earlier years but improved to a net cash inflow of INR 235 crore in March 2025, indicating a positive cash position. Overall, PB Fintech's financial performance demonstrates a strong recovery and growth in recent years.

Is PB Fintech. overvalued or undervalued?

As of February 1, 2024, PB Fintech is considered very expensive and overvalued with a PE ratio of 276.64 and an EV to EBITDA of 927.88, significantly higher than its peers, despite recent strong stock performance.

As of 1 February 2024, the valuation grade for PB Fintech has moved from risky to very expensive. The company is currently overvalued, as indicated by its high PE ratio of 276.64 and an EV to EBITDA ratio of 927.88, which significantly exceed those of its peers. Notably, the PEG ratio stands at 0.75, suggesting that while growth expectations may be favorable, the current valuation does not align with its earnings potential.<BR><BR>In comparison to its peers, Life Insurance has a PE ratio of 12.54 and an EV to EBITDA of 9.89, while Bajaj Finance Ltd. shows a PE of 35.01 and an EV to EBITDA of 19.51, both of which highlight PB Fintech's substantial premium. The company's recent stock performance has outpaced the Sensex over the past week and month, with returns of 9.89% and 19.75%, respectively, but this does not mitigate the concerns regarding its overall valuation.

Who are the top shareholders of the PB Fintech.?

The top shareholders of PB Fintech include Foreign Institutional Investors (FIIs) with 45.93%, mutual funds with 15.87%, and Makesense Technologies Limited as the largest public shareholder at 13.04%. Individual investors own 4.27%, and there are no pledged promoter holdings.

The top shareholders of PB Fintech include a significant presence of Foreign Institutional Investors (FIIs), who hold 45.93% of the company's shares. Additionally, mutual funds are represented by 33 schemes, accounting for 15.87% of the holdings. The highest public shareholder is Makesense Technologies Limited, which holds 13.04%. Individual investors collectively own 4.27% of the company. Notably, there are no pledged promoter holdings, and there is no specific promoter with the highest holding mentioned.

Has PB Fintech. declared dividend?

No Dividend History Available