PINELABS Share Price | Pine Labs Ltd Stock Analysis & Recommendation

Q: Why is Pine Labs Ltd falling/rising?

As of 13-Jul, Pine Labs Ltd's stock price is rising, currently at 155.35, reflecting a change of 10.0 or 6.88% increase. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 3.24% today and has experienced consecutive gains over the last three days, accumulating a total return of 9.4% during this period. Additionally, the stock reached an intraday high of Rs 156.6, indicating strong buying interest.In terms of performance relative to the benchmark, Pine Labs has shown positive returns over the past week and month, with increases of 2.81% and 3.19%, respectively, while the Sensex has declined by 0.85% and increased by only 2.77% in the same periods. This suggests that investor sentiment towards Pine Labs is more favorable compared to the broader market.Moreover, the company has reported healthy financial metrics, including a significant growth in net profit of 18.82% and a remarkable increase in profit before tax (PBT) of 252.5% compared to the previous four-quarter average. The net sales for the latest six months have also grown by 20.37%. These positive financial results contribute to the overall bullish sentiment surrounding the stock.However, it is important to note that there has been a decline in investor participation, with delivery volume falling by 33.23% against the five-day average. Despite this, the liquidity remains sufficient for trading, which may help sustain the stock's upward trajectory.In summary, the combination of strong recent performance, positive financial results, and sector outperformance are key factors driving the rise in Pine Labs Ltd's stock price.

Q: Should I buy, sell or hold Pine Labs Ltd?

Based on the current analysis of Pine Labs Ltd, it would be advisable to hold your position in the company. Here are the key points to consider:1. **Debt-Free Status**: The company is net-debt free, which is a positive indicator of financial health and stability.2. **Growth Metrics**: Pine Labs has shown healthy long-term growth, with an impressive net profit increase of 18.82% and significant growth in net sales at 20.37% over the latest six months.3. **Operating Profit**: The operating profit has also demonstrated strong performance, with a notable increase in PBT (Profit Before Tax) of 252.5% compared to the previous four-quarter average.4. **Shareholder Composition**: The majority of shareholders are non-institutional, which may indicate a different risk profile and investment strategy.However, there are some concerns to keep in mind:1. **Management Efficiency**: The company has reported poor management efficiency, reflected in a low return on equity (ROE) of 0%. This suggests that the company may not be utilizing its equity effectively.2. **Valuation Concerns**: With a price-to-book value of 2.9, the stock appears to be expensive relative to its book value, which could be a red flag for potential investors.In summary, while Pine Labs Ltd shows promising growth and a strong balance sheet, the low ROE and high valuation suggest that it may be prudent to hold your investment for now, rather than buying or selling. Monitoring the company's performance and management efficiency in the future will be key to making a more informed decision.

Q: What does Pine Labs do?

Overview:Pine Labs Ltd is a financial technology (fintech) company operating in the small-cap market segment.History:Pine Labs Limited was incorporated in 1998 as Pine Labs Private Limited in New Delhi, India. The company later converted to a public limited company and changed its name to Pine Labs Limited in 2025. The most recent quarterly results reported net sales and net profit for March 2026.Financial Snapshot:Most recent Net Sales: 701 Cr (Quarterly Results - Mar 2026) Most recent Net Profit: 59 Cr (Quarterly Results - Mar 2026) Market-cap value: INR 17,695 Cr (Small Cap)Key Metrics:P/E: 152.00 Industry P/E: 20 Dividend Yield: 0.00% Debt-Equity: -1.32 Return on Equity: 1.95% Price to Book: 2.96 Contact Details:Registrar Address: Not available. Phone: N/A Email: N/A Website: N/A

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

1.73 cr (7.31%) Volume

Shareholding (Mar 2026)

FII

4.80%

Held by 49 FIIs

DII

11.80%

Held by 35 DIIs

Promoter

0.00%

Why is Pine Labs Ltd falling/rising?

14-Jul-2026

As of 13-Jul, Pine Labs Ltd's stock price is rising to 155.35, reflecting a 6.88% increase due to strong recent performance, positive financial results, and outperformance relative to its sector. Despite a decline in investor participation, the stock's upward trend is supported by sufficient liquidity.

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Which are the latest news on Pine Labs?

14-Jul-2026

Pine Labs Ltd Technical Momentum Shifts Amid Sideways Trend
Pine Labs Ltd Surges 7.02% to Day's High of Rs 156.15 — Outperforms Sector by 5.43 Percentage Points

Should I buy, sell or hold Pine Labs Ltd?

16-Jun-2026

What does Pine Labs do?

11-Jun-2026

Pine Labs Ltd is a fintech company based in India, incorporated in 1998, specializing in payment solutions. As of March 2026, it reported net sales of 701 Cr and a net profit of 59 Cr, with a market cap of INR 17,695 Cr.

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How big is Pine Labs?

11-Jun-2026

As of 10th June, Pine Labs Ltd has a market capitalization of 17,695.00 Cr, with net sales of 2,710.59 Cr and a net profit of 112.51 Cr over the latest four quarters. The company's shareholder's funds are 3,506.15 Cr, and total assets amount to 10,558.20 Cr.

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Who are the peers of the Pine Labs?

11-Jun-2026

Pine Labs' peers include PB Fintech, One 97, AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info, AGS Transact, and MOS Utility. Management and growth risks vary among peers, with One 97 showing the highest 1-year return at 7.82% and AvenuesAI the lowest at -42.37%.

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When is the next results date for Pine Labs?

21-Jan-2026

The next results date for Pine Labs is 28 January 2026.

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Compare Pine Labs with Similar Stocks

PB Fintech.AvenuesAI One 97

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Poor Management Efficiency with a low ROE of 0%

The company has reported losses. Due to this company has reported negative ROE

The company is Net-Debt Free

Healthy long term growth as Operating profit has grown by an annual rate 0%

With a growth in Net Profit of 18.82%, the company declared Very Positive results in Mar 26

With ROE of 2, it has a Very Expensive valuation with a 3 Price to Book Value

Majority shareholders : Non Institution

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Financial Technology (Fintech)

Market cap

INR 18,109 Cr (Small Cap)

P/E

159.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-1.32

Return on Equity

1.95%

Price to Book

3.04

Revenue and Profits:

Net Sales:

701 Cr

(Quarterly Results - Mar 2026)

Net Profit:

59 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-12.34%

6 Months

-30.59%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Pine Labs for the last several years.

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Pine Labs Ltd Technical Momentum Shifts Amid Sideways Trend

Pine Labs Ltd, a key player in the Financial Technology sector, has experienced a notable shift in its technical momentum, moving from a mildly bullish stance to a sideways trend. This transition is underscored by mixed signals from key technical indicators such as MACD, RSI, and moving averages, reflecting a period of consolidation after recent price gains. Investors and analysts are closely monitoring these developments as the stock attempts to stabilise following a strong day change of 6.88%.

Read full news article

Pine Labs Ltd Surges 7.02% to Day's High of Rs 156.15 — Outperforms Sector by 5.43 Percentage Points

The Sensex declined by 0.25% on 13 Jul 2026, while Pine Labs Ltd surged 7.02%, marking a 5.43 percentage-point outperformance over its Financial Technology sector peers. This sharp single-session gain rewrites the short-term narrative for the stock, which has been on a three-day winning streak, raising the question of whether this is a genuine breakout or a technical bounce within a broader downtrend.

Read full news article

Pine Labs Ltd Sees Robust Trading Activity Amid Positive Momentum

Pine Labs Ltd, a prominent player in the Financial Technology sector, has emerged as one of the most actively traded stocks by value on 13 July 2026, reflecting strong investor interest and significant institutional participation. The stock outperformed its sector and broader market indices, supported by a notable increase in traded volume and value, alongside a recent upgrade in its mojo grade signalling improving fundamentals.

Read full news article

Announcements

No announcement available

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

No Dividend history available

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

EBIT Growth (5y)

EBIT to Interest (avg)

-1.97

Debt to EBITDA (avg)

2.58

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

0.46

Tax Ratio

18.02%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

16.61%

ROCE (avg)

0.13%

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

159

Industry P/E

Price to Book Value

3.04

EV to EBIT

114.77

EV to EBITDA

28.29

EV to Capital Employed

-5.37

EV to Sales

3.74

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

1.95%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Sideways

KST

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 22 Schemes (8.88%)

FIIs

Held by 49 FIIs (4.8%)

Promoter with highest holding

None

Highest Public shareholder

Peak Xv Partners Pine Investment Holdings (16.81%)

Individual Investors Holdings

7.41%

Financial

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Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ

Mar'26

Dec'25

Change(%)

Net Sales

515.42

548.40

-6.01%

Operating Profit (PBDIT) excl Other Income

89.34

103.67

-13.82%

Interest

13.52

19.83

-31.82%

Exceptional Items

8.52

-10.82

178.74%

Standalone Net Profit

67.29

56.63

18.82%

Operating Profit Margin (Excl OI)

17.33%

18.90%

-1.57%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2026 is -6.01% vs 26.07% in Dec 2025

Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 18.82% vs 2,674.09% in Dec 2025

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

862.27

750.09

14.96%

Operating Profit (PBDIT) excl Other Income

78.37

55.99

39.97%

Interest

37.04

31.85

16.30%

Exceptional Items

0.00

Standalone Net Profit

26.50

-24.92

206.34%

Operating Profit Margin (Excl OI)

9.09%

7.46%

1.63%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'25

Dec'25

Mar'25

Change(%)

Net Sales

1,410.67

1,165.71

21.01%

Operating Profit (PBDIT) excl Other Income

182.04

107.01

70.11%

Interest

56.87

51.03

11.44%

Exceptional Items

-10.82

0.00

Standalone Net Profit

83.13

12.79

549.96%

Operating Profit Margin (Excl OI)

12.90%

9.18%

3.72%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

All Nine Monthly Results

Annual Results Snapshot (Consolidated) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

2,710.59

2,274.27

19.19%

Operating Profit (PBDIT) excl Other Income

358.48

218.41

64.13%

Interest

84.13

78.96

6.55%

Exceptional Items

-3.29

-36.57

91.00%

Consolidate Net Profit

112.51

-145.49

177.33%

Operating Profit Margin (Excl OI)

13.23%

9.60%

3.63%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 19.19% vs 28.52% in Mar 2025

Consolidated Net Profit

YoY Growth in year ended Mar 2026 is 177.33% vs 57.45% in Mar 2025

All Annual Results

Company CV

About Pine Labs Ltd

Pine Labs Ltd

Small Cap

Financial Technology (Fintech)

Pine Labs Limited was incorporated as `Pine Labs Private Limited' at New Delhi, India as a private limited company, pursuant to a certificate of incorporation dated May 18, 1998 issued by the Registrar of Companies, Delhi and Haryana at New Delhi. Subsequently, Company was converted to a public limited company and the name was changed to `Pine Labs Limited' via certificate dated June 6, 2025 issued by the RoC.

Company Coordinates

No Company Details Available