PB Fintech.

Why is PB Fintech Ltd falling/rising?

As of 30-Aug, PB Fintech Ltd's stock price is at 1,815.20, down 0.81% recently, but it has shown positive long-term growth with a 14.59% rise over the past month. Despite short-term declines, investor interest is increasing, supported by strong fundamentals and consistent operational performance.

As of 30-Aug, PB Fintech Ltd's stock price is currently at 1,815.20, reflecting a decrease of 14.8 points or 0.81%. The stock has been underperforming in the short term, having fallen consecutively for the last two days, resulting in a total decline of 1.35% during this period. Additionally, the stock's performance today has lagged behind its sector by 0.66%. <BR><BR>Despite these short-term declines, the stock has shown positive performance over longer periods, with a 1-week increase of 1.35% and a notable 14.59% rise over the past month. However, year-to-date, the stock is down 0.62%, contrasting with a more significant decline in the benchmark Sensex, which has fallen by 9.34% during the same timeframe. <BR><BR>Investor participation appears to be increasing, as evidenced by a 104.05% rise in delivery volume on 27 August compared to the 5-day average. This suggests that while the stock is currently experiencing a decline, there is growing interest from investors. Furthermore, PB Fintech Ltd maintains strong long-term fundamentals, with a compound annual growth rate (CAGR) of 30.71% in operating profits and a 44.28% annual growth rate in net sales. The company has also reported positive results for the last 17 consecutive quarters, indicating robust operational performance.<BR><BR>In summary, the current decline in PB Fintech Ltd's stock price can be attributed to short-term market fluctuations and recent underperformance, despite strong long-term fundamentals and increasing investor interest.

Which are the latest news on PB Fintech.?

Should I buy, sell or hold PB Fintech Ltd?

Who are in the management team of PB Fintech.?

The management team of PB Fintech includes Yashish Dahiya (CEO), Alok Bansal (Executive Vice Chairman), and several independent and non-executive directors, such as Kaushik Dutta and Veena Vikas Mankar, who collectively guide the company's strategy and operations.

The management team of PB Fintech includes the following key members:<BR><BR>1. **Yashish Dahiya** - Chairman, Executive Director & CEO<BR>2. **Alok Bansal** - Executive Vice Chairman & Whole Time Director<BR>3. **Kaushik Dutta** - Independent Non-Executive Director<BR>4. **Sarbvir Singh** - Non-Executive & Non-Independent Director<BR>5. **Kitty Agarwal** - Non-Executive & Non-Independent Director<BR>6. **Veena Vikas Mankar** - Independent Non-Executive Director<BR>7. **Nilesh Bhaskar Sathe** - Independent Non-Executive Director<BR>8. **G Srinivasan** - Independent Non-Executive Director<BR>9. **Jessie Paul** - Independent Non-Executive Director<BR><BR>This team plays a crucial role in guiding the company's strategy and operations.

What does PB Fintech. do?

PB Fintech Ltd is a mid-cap company in the Fintech industry, primarily involved in financial technology services. As of June 2026, it reported net sales of ₹1,888 Cr and a net profit of ₹163 Cr, with a market capitalization of ₹80,215 Cr.

Overview:<BR>PB Fintech Ltd operates in the Financial Technology (Fintech) industry and is categorized as a Mid Cap company.<BR><BR>History:<BR>PB Fintech Limited was incorporated in 2008 as 'Etechaces Marketing and Consulting Private Limited'. The company underwent several name changes, becoming PB Fintech Private Limited in September 2020 and then PB Fintech Limited in June 2021 after converting to a Public Limited Company. The latest quarterly results reported net sales and profit for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1,888 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 163 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 80,215 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: 108.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.05 <BR>Return on Equity: 9.16% <BR>Price to Book: 10.92 <BR><BR>Contact Details:<BR>Details: No Company Details Available <BR>Registrar Address: Not available.

Who are the peers of the PB Fintech.?

PB Fintech's peers include One 97, AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., AGS Transact, and MOS Utility. In terms of performance, One 97 leads with a 1-year return of 42.60%, while PB Fintech has a return of -6.17%.

Peers: The peers of PB Fintech are One 97, AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., AGS Transact, and MOS Utility.<BR><BR>Quality Snapshot: Excellent management risk is observed at One 97, PB Fintech, and MOS Utility, while Average management risk is found at PB Fintech and One 97. Below Average management risk is noted for AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., AGS Transact, and the rest. Growth is Excellent for PB Fintech, AvenuesAI, WSFX Global, and MOS Utility, while Good growth is seen at One 97, One Mobikwik, and Fino Payments. Below Average growth is reported for Suvidhaa Info. and AGS Transact. In terms of Capital Structure, Excellent ratings are given to One 97, PB Fintech, AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, while Below Average ratings are assigned to Suvidhaa Info. and AGS Transact.<BR><BR>Return Snapshot: The peer with the highest 1-year return is One 97 at 42.60%, while the lowest is AGS Transact at -60.04%. PB Fintech's own 1-year return is -6.17%, which is higher than AGS Transact but lower than One 97. Additionally, Fino Payments, Suvidhaa Info., AGS Transact, and MOS Utility all report negative six-month returns.

How big is PB Fintech.?

As of 14th August, PB Fintech Ltd has a market capitalization of 80,633.83 Cr, with recent net sales of 7,334.31 Cr and a net profit of 748.24 Cr.

As of 14th August, PB Fintech Ltd has a market capitalization of 80,633.83 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, PB Fintech reported Net Sales of 7,334.31 Cr and a Net Profit of 748.24 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 6,432.28 Cr and Total Assets of 7,529.41 Cr.

Are PB Fintech Ltd latest results good or bad?

PB Fintech Ltd's latest results are positive, with a 53.87% year-on-year increase in net profit and a 36.70% rise in revenue, indicating strong operational performance. However, the high P/E ratio of 136 compared to the industry average raises concerns about sustainability and future growth.

PB Fintech Ltd's latest results indicate a positive trend overall, showcasing significant improvements in both revenue and profitability. For the quarter ended March 2026, the company reported a net profit of ₹261.11 crores, which marks a remarkable 53.87% increase year-on-year and a 37.88% increase quarter-on-quarter. Revenue also saw substantial growth, reaching ₹2,061.33 crores, reflecting a 36.70% year-on-year increase and a 16.38% sequential rise.<BR><BR>The operating margin, excluding other income, improved to 10.59%, up from 7.43% in the same quarter last year, indicating enhanced operational efficiency. This expansion in margins is a positive sign of the company's ability to leverage its scale effectively.<BR><BR>However, despite these strong results, the company's valuation remains a concern. Trading at a P/E ratio of 136 times trailing earnings, which is significantly higher than the industry average of 22, raises questions about sustainability and future growth expectations. The stock is currently trading 16.65% below its 52-week high, which may reflect some caution among investors regarding its high valuation.<BR><BR>In summary, while PB Fintech's latest results demonstrate strong operational performance and profitability improvements, the elevated valuation could pose risks for investors.

When is the next results date for PB Fintech Ltd?

The next results date for PB Fintech Ltd is 06 May 2026.

The next results date for PB Fintech Ltd is scheduled for 06 May 2026.

Is PB Fintech. technically bullish or bearish?

As of November 28, 2025, PB Fintech shows a bullish trend supported by positive weekly MACD, RSI, and moving averages, despite some mixed signals from monthly indicators and Dow Theory.

As of 28 November 2025, the technical trend for PB Fintech has changed from mildly bullish to bullish. The weekly MACD and RSI are both bullish, supporting the positive momentum. Bollinger Bands also indicate a bullish stance on both weekly and monthly time frames. Daily moving averages confirm a bullish outlook as well. However, the monthly MACD is mildly bearish, and the KST shows a bearish signal on the weekly but bullish on the monthly, indicating some mixed signals. Dow Theory reflects no trend on the weekly and mildly bearish on the monthly, which adds to the complexity. Overall, the current technical stance is bullish with moderate strength, driven primarily by the weekly indicators.

How has been the historical performance of PB Fintech.?

PB Fintech has shown significant growth, with net sales increasing from INR 771.30 crore in March 2020 to INR 4,977.21 crore in March 2025, and achieving a profit after tax of INR 351.96 crore in the latest fiscal year, marking a strong recovery from previous losses. The company also improved its operating profit and cash flow, reflecting enhanced operational efficiency.

Answer:<BR>The historical performance of PB Fintech shows significant growth in net sales and profitability over the years, culminating in a positive profit after tax in the latest fiscal year.<BR><BR>Breakdown:<BR>PB Fintech's net sales have increased consistently from INR 771.30 crore in March 2020 to INR 4,977.21 crore in March 2025. The total operating income followed a similar upward trend, reaching INR 4,977.21 crore in March 2025, compared to INR 771.30 crore in March 2020. The company has seen a shift in operating profit, moving from negative figures in previous years to a positive operating profit of INR 500.47 crore in March 2025, indicating improved operational efficiency. Profit before tax also turned positive, rising to INR 386.42 crore in March 2025 from a loss of INR 833.35 crore in March 2022. Consequently, profit after tax reached INR 351.96 crore in March 2025, a significant recovery from losses in earlier years. The company's total assets increased to INR 7,529.41 crore in March 2025, while total liabilities also rose to INR 7,529.41 crore, reflecting the company's growth trajectory. Cash flow from operating activities showed a negative trend in earlier years but improved to a net cash inflow of INR 235 crore in March 2025, indicating a positive cash position. Overall, PB Fintech's financial performance demonstrates a strong recovery and growth in recent years.

Is PB Fintech. overvalued or undervalued?

As of February 1, 2024, PB Fintech is considered very expensive and overvalued with a PE ratio of 276.64 and an EV to EBITDA of 927.88, significantly higher than its peers, despite recent strong stock performance.

As of 1 February 2024, the valuation grade for PB Fintech has moved from risky to very expensive. The company is currently overvalued, as indicated by its high PE ratio of 276.64 and an EV to EBITDA ratio of 927.88, which significantly exceed those of its peers. Notably, the PEG ratio stands at 0.75, suggesting that while growth expectations may be favorable, the current valuation does not align with its earnings potential.<BR><BR>In comparison to its peers, Life Insurance has a PE ratio of 12.54 and an EV to EBITDA of 9.89, while Bajaj Finance Ltd. shows a PE of 35.01 and an EV to EBITDA of 19.51, both of which highlight PB Fintech's substantial premium. The company's recent stock performance has outpaced the Sensex over the past week and month, with returns of 9.89% and 19.75%, respectively, but this does not mitigate the concerns regarding its overall valuation.

Who are the top shareholders of the PB Fintech.?

The top shareholders of PB Fintech include Foreign Institutional Investors (FIIs) with 45.93%, mutual funds with 15.87%, and Makesense Technologies Limited as the largest public shareholder at 13.04%. Individual investors own 4.27%, and there are no pledged promoter holdings.

The top shareholders of PB Fintech include a significant presence of Foreign Institutional Investors (FIIs), who hold 45.93% of the company's shares. Additionally, mutual funds are represented by 33 schemes, accounting for 15.87% of the holdings. The highest public shareholder is Makesense Technologies Limited, which holds 13.04%. Individual investors collectively own 4.27% of the company. Notably, there are no pledged promoter holdings, and there is no specific promoter with the highest holding mentioned.

Has PB Fintech. declared dividend?

No Dividend History Available