PB Fintech.

Who are the top shareholders of the PB Fintech.?

The top shareholders of PB Fintech include Foreign Institutional Investors (FIIs) with 45.93%, mutual funds with 15.87%, and Makesense Technologies Limited as the largest public shareholder at 13.04%. Individual investors own 4.27%, and there are no pledged promoter holdings.

The top shareholders of PB Fintech include a significant presence of Foreign Institutional Investors (FIIs), who hold 45.93% of the company's shares. Additionally, mutual funds are represented by 33 schemes, accounting for 15.87% of the holdings. The highest public shareholder is Makesense Technologies Limited, which holds 13.04%. Individual investors collectively own 4.27% of the company. Notably, there are no pledged promoter holdings, and there is no specific promoter with the highest holding mentioned.

how big is PB Fintech.?

As of Jun 06, PB Fintech Ltd has a market capitalization of 86,685.00 Cr, with consolidated Net Sales of 4,977.21 Cr and a Net Profit of 353.01 Cr for the latest four quarters. Shareholder's Funds are 5,871.03 Cr, and Total Assets are 6,728.51 Cr as of Mar'24.

Market Cap: <BR>As of Jun 06, PB Fintech Ltd has a market capitalization of 86,685.00 Cr, classifying it as a Large Cap company.<BR><BR>Recent Quarterly Performance: <BR>For the latest four quarters, the consolidated Net Sales amount to 4,977.21 Cr, while the consolidated Net Profit stands at 353.01 Cr.<BR><BR>Balance Sheet Snapshot: <BR>This is consolidated data for the latest annual period ending in Mar'24. The Shareholder's Funds are reported at 5,871.03 Cr, and the Total Assets amount to 6,728.51 Cr.

What does PB Fintech. do?

PB Fintech Ltd is a Large Cap company in the Fintech sector, incorporated in 2008 and publicly listed since June 2021, reporting net sales of ₹1,508 Cr and a net profit of ₹171 Cr for the quarter ending March 2025. Key metrics include a P/E ratio of 273.00 and a market cap of ₹87,635 Cr.

Overview:<BR>PB Fintech Ltd operates in the Financial Technology (Fintech) sector and is categorized as a Large Cap company.<BR><BR>History:<BR>PB Fintech Limited was incorporated in 2008 under the name 'Etechaces Marketing and Consulting Private Limited'. The company underwent several name changes, becoming PB Fintech Private Limited in September 2020, and then PB Fintech Limited following its conversion to a Public Limited Company in June 2021. The latest quarterly results reported net sales and profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 1,508 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 171 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 87,635 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 273.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.05 <BR>Return on Equity: 4.95% <BR>Price to Book: 13.51 <BR><BR>Contact Details:<BR>Details: No Company Details Available <BR>Registrar Address: Not available.

Who are in the management team of PB Fintech.?

As of March 2023, the management team of PB Fintech includes Yashish Dahiya (CEO), Alok Bansal (Executive Vice Chairman), and several independent and non-executive directors, ensuring a diverse governance structure.

As of March 2023, the management team of PB Fintech includes the following individuals:<BR><BR>1. Yashish Dahiya - Chairman, Executive Director & CEO<BR>2. Alok Bansal - Executive Vice Chairman & Whole-Time Director<BR>3. Kaushik Dutta - Independent Non-Executive Director<BR>4. Sarbvir Singh - Non-Executive & Non-Independent Director<BR>5. Kitty Agarwal - Non-Executive & Non-Independent Director<BR>6. Veena Vikas Mankar - Independent Non-Executive Director<BR>7. Nilesh Bhaskar Sathe - Independent Non-Executive Director<BR>8. G Srinivasan - Independent Non-Executive Director<BR>9. Jessie Paul - Independent Non-Executive Director<BR><BR>This team comprises a mix of executive and independent directors, contributing to the governance and strategic direction of the company.

Has PB Fintech. declared dividend?

No Dividend History Available

Who are the peers of the PB Fintech.?

PB Fintech's peers include One 97, Infibeam Avenues, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., AGS Transact, and MOS Utility. Among these, One 97 has the highest 1-year return at 147.01%, while AGS Transact has the lowest at -92.23%; PB Fintech's return is 35.64%.

Peers: The peers of PB Fintech are One 97, Infibeam Avenues, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., AGS Transact, and MOS Utility.<BR><BR>Quality Snapshot: Excellent management risk is observed at PB Fintech, Infibeam Avenues, Fino Payments, and MOS Utility, while Average management risk is found at One 97 and the rest. Below Average management risk is present at One Mobikwik, WSFX Global, Suvidhaa Info., AGS Transact. Excellent growth is noted at PB Fintech, Infibeam Avenues, Fino Payments, and MOS Utility, while Average growth is seen at One 97 and One Mobikwik, and the rest. Below Average growth is reported at Suvidhaa Info. and AGS Transact. Excellent capital structure is held by PB Fintech, One 97, Infibeam Avenues, Fino Payments, One Mobikwik, and the rest, while Below Average capital structure is seen at Suvidhaa Info., AGS Transact, and WSFX Global.<BR><BR>Return Snapshot: The peer with the highest 1-year return is One 97 at 147.01%, while the lowest is AGS Transact at -92.23%. PB Fintech's 1-year return of 35.64% is significantly higher than AGS Transact's but lower than One 97's. Additionally, several peers, including Infibeam Avenues, Fino Payments, WSFX Global, Suvidhaa Info., AGS Transact, and MOS Utility, have negative six-month returns.

Is PB Fintech. overvalued or undervalued?

As of February 1, 2024, PB Fintech is considered very expensive and overvalued with a PE ratio of 276.64 and an EV to EBITDA of 927.88, significantly higher than its peers, despite recent strong stock performance.

As of 1 February 2024, the valuation grade for PB Fintech has moved from risky to very expensive. The company is currently overvalued, as indicated by its high PE ratio of 276.64 and an EV to EBITDA ratio of 927.88, which significantly exceed those of its peers. Notably, the PEG ratio stands at 0.75, suggesting that while growth expectations may be favorable, the current valuation does not align with its earnings potential.<BR><BR>In comparison to its peers, Life Insurance has a PE ratio of 12.54 and an EV to EBITDA of 9.89, while Bajaj Finance Ltd. shows a PE of 35.01 and an EV to EBITDA of 19.51, both of which highlight PB Fintech's substantial premium. The company's recent stock performance has outpaced the Sensex over the past week and month, with returns of 9.89% and 19.75%, respectively, but this does not mitigate the concerns regarding its overall valuation.

How has been the historical performance of PB Fintech.?

PB Fintech has shown significant growth, with net sales increasing from INR 771.30 crore in March 2020 to INR 4,977.21 crore in March 2025, and achieving a profit after tax of INR 351.96 crore in the latest fiscal year, marking a strong recovery from previous losses. The company also improved its operating profit and cash flow, reflecting enhanced operational efficiency.

Answer:<BR>The historical performance of PB Fintech shows significant growth in net sales and profitability over the years, culminating in a positive profit after tax in the latest fiscal year.<BR><BR>Breakdown:<BR>PB Fintech's net sales have increased consistently from INR 771.30 crore in March 2020 to INR 4,977.21 crore in March 2025. The total operating income followed a similar upward trend, reaching INR 4,977.21 crore in March 2025, compared to INR 771.30 crore in March 2020. The company has seen a shift in operating profit, moving from negative figures in previous years to a positive operating profit of INR 500.47 crore in March 2025, indicating improved operational efficiency. Profit before tax also turned positive, rising to INR 386.42 crore in March 2025 from a loss of INR 833.35 crore in March 2022. Consequently, profit after tax reached INR 351.96 crore in March 2025, a significant recovery from losses in earlier years. The company's total assets increased to INR 7,529.41 crore in March 2025, while total liabilities also rose to INR 7,529.41 crore, reflecting the company's growth trajectory. Cash flow from operating activities showed a negative trend in earlier years but improved to a net cash inflow of INR 235 crore in March 2025, indicating a positive cash position. Overall, PB Fintech's financial performance demonstrates a strong recovery and growth in recent years.

Is PB Fintech. technically bullish or bearish?

As of November 28, 2025, PB Fintech shows a bullish trend supported by positive weekly MACD, RSI, and moving averages, despite some mixed signals from monthly indicators and Dow Theory.

As of 28 November 2025, the technical trend for PB Fintech has changed from mildly bullish to bullish. The weekly MACD and RSI are both bullish, supporting the positive momentum. Bollinger Bands also indicate a bullish stance on both weekly and monthly time frames. Daily moving averages confirm a bullish outlook as well. However, the monthly MACD is mildly bearish, and the KST shows a bearish signal on the weekly but bullish on the monthly, indicating some mixed signals. Dow Theory reflects no trend on the weekly and mildly bearish on the monthly, which adds to the complexity. Overall, the current technical stance is bullish with moderate strength, driven primarily by the weekly indicators.

When is the next results date for PB Fintech Ltd?

The next results date for PB Fintech Ltd is February 2, 2026.

The next results date for PB Fintech Ltd is scheduled for February 2, 2026.

Are PB Fintech Ltd latest results good or bad?

PB Fintech Ltd's latest results are positive, with a net profit of ₹134.86 crores and a 38.24% revenue growth year-on-year, indicating improved operational efficiency. However, the stock's high valuation at 157 times trailing earnings raises concerns about sustainability, suggesting caution for investors.

PB Fintech Ltd's latest results reflect a significant improvement in financial performance, showcasing a transition from a growth-focused, cash-burning model to a profitable enterprise. In Q3 FY26, the company reported a net profit of ₹134.86 crores, marking a remarkable 166.15% year-on-year increase. Revenue also saw a robust growth of 38.24% year-on-year, reaching ₹1,613.55 crores, with a sequential growth of 19.70% from the previous quarter.<BR><BR>The profit after tax margin expanded to 8.36%, indicating better operational efficiency. Additionally, the operating profit before depreciation, interest, and tax (PBDIT) turned positive, reflecting the company's ability to generate profits from its core operations.<BR><BR>However, despite these positive results, the stock trades at a very high valuation of 157 times trailing earnings, which is considered extremely expensive in the fintech sector. This high valuation raises concerns about the sustainability of growth and profitability moving forward. The stock is currently 21% below its 52-week high, and technical indicators suggest a mildly bearish trend.<BR><BR>In summary, while PB Fintech's financial results show strong operational performance and profitability improvements, the high valuation and recent stock performance indicate caution for investors.

Should I buy, sell or hold PB Fintech Ltd?

Why is PB Fintech Ltd falling/rising?

As of 02-Apr, PB Fintech Ltd's stock price is at 1,421.15, down -0.82%, and has underperformed the Sensex with a year-to-date decline of -22.20%. Despite strong long-term fundamentals, the stock's high valuation and recent bearish trend indicate investor caution.

As of 02-Apr, PB Fintech Ltd's stock price is falling, currently at 1,421.15, reflecting a change of -11.75 (-0.82%). The stock has underperformed against the benchmark Sensex, with a 1-week decline of -3.21% compared to the Sensex's -2.60%. Over the past month, the stock has also decreased by -3.24%, while the Sensex has dropped by -8.62%. Year-to-date, PB Fintech's stock has fallen by -22.20%, significantly worse than the Sensex's -13.96% decline.<BR><BR>Today's performance indicates that the stock has outperformed its sector by 7.62%, but it has touched an intraday low of Rs 1390.65, which is a -2.95% decrease. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. There has also been a notable decline in investor participation, with delivery volume falling by -34.07% against the 5-day average.<BR><BR>Despite strong long-term fundamentals, including a 31.21% CAGR growth in operating profits and consistent positive results over the last 15 quarters, the stock's valuation appears expensive with a ROE of 6.8 and a Price to Book Value of 9.7. This high valuation, combined with a negative return of -10.00% over the past year despite a significant profit increase, suggests that investors may be cautious, contributing to the stock's decline.

Which are the latest news on PB Fintech.?

Which are the latest news on PB Fintech.?