PB Fintech.

  • Market Cap: Mid Cap
  • Industry: Financial Technology (Fintech)
  • ISIN: INE417T01026
  • NSEID: POLICYBZR
  • BSEID: 543390
INR
1,563.30
-55.8 (-3.45%)
BSENSE

Feb 02

BSE+NSE Vol: 25.15 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationNine Monthly Results
Results Snapshot
Figures in Cr
Consolidate Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Net Sales
4,732.69
3,469.34
2,348.10
1,688.75
884.59
Other Operating Income
0.00
0.00
0.00
0.00
0.00
Total Operating income
4,732.69
3,469.34
2,348.10
1,688.75
884.59
Raw Material Cost
0.00
0.00
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
0.00
0.00
Employee Cost
1,766.57
1,450.46
1,204.49
1,148.43
881.24
Power Cost
0.00
0.00
0.00
0.00
0.00
Manufacturing Expenses
0.00
0.00
0.00
0.00
0.00
Selling and Distribution Expenses
980.77
915.39
745.66
971.97
555.73
Other Expenses
1,694.37
1,122.93
589.65
161.90
94.94
Total Expenditure (Excl Depreciation)
4,441.71
3,488.78
2,539.80
2,282.30
1,531.91
Operating Profit (PBDIT) excl Other Income
290.98
-19.44
-191.70
-593.55
-647.32
Other Income
268.12
306.70
282.27
176.75
74.51
Operating Profit (PBDIT)
559.10
287.26
90.57
-416.80
-572.81
Interest
27.31
24.66
19.89
15.19
9.66
Exceptional Items
0.00
41.05
0.00
0.00
0.00
Gross Profit (PBDT)
531.79
303.65
70.68
-431.99
-582.47
Depreciation
101.10
87.98
64.92
46.33
30.79
Profit Before Tax
431.20
215.61
4.41
-478.54
-613.27
Tax
26.50
33.67
0.00
0.01
0.02
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
Profit After Tax
404.19
182.00
5.77
-478.32
-613.29
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
Net Profit
404.19
182.00
5.77
-478.32
-613.29
Share in Profit of Associates
4.78
0.48
-1.55
-0.27
-0.02
Minority Interest
-0.04
-0.11
0.53
0.00
0.00
Other related items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
408.83
182.37
6.39
-478.59
-613.31
Equity Capital
92.53
91.84
90.20
90.02
89.90
Face Value
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
0.00
0.00
0.00
Diluted Earnings per share
4.08
1.55
0.83
-1.96
-7.0
Operating Profit Margin (Excl OI)
6.15%
-0.56%
-8.16%
-35.15%
-73.18%
Gross Profit Margin
11.24%
8.75%
3.01%
-25.58%
-65.85%
PAT Margin
8.54%
5.25%
0.25%
-28.32%
-69.33%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Nine Monthly Analysis Highlights
stock-summary

Net Sales

YoY Growth in nine months ended Dec 2025 is 36.41% vs 47.75% in Dec 2024

stock-summary

Consolidate Net Profit

YoY Growth in nine months ended Dec 2025 is 124.18% vs 2,753.99% in Dec 2024

stock-summary

Operating Profit (PBDIT) excl Other Income

YoY Growth in nine months ended Dec 2025 is 1,596.81% vs 89.86% in Dec 2024

stock-summary

Interest

YoY Growth in nine months ended Dec 2025 is 10.75% vs 23.98% in Dec 2024

stock-summary

Operating Profit Margin (Excl OI)

YoY Growth in nine months ended Dec 2025 has improved from Dec 2024

Compare Nine Monthly Results Of PB Fintech. With
Markets Mojo
Figures in Cr
Consolidate Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Net Sales
4,732.69
6,173.00
-1,440.31
-23.33%
Other Operating Income
0.00
0.00
0.00
Total Operating income
4,732.69
6,173.00
-1,440.31
-23.33%
Raw Material Cost
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
Employee Cost
1,766.57
2,026.00
-259.43
-12.81%
Power Cost
0.00
0.00
0.00
Manufacturing Expenses
0.00
1,881.00
-1,881.00
-100.00%
Selling and Distribution Expenses
980.77
368.00
612.77
166.51%
Other Expenses
1,694.37
1,529.00
165.37
10.82%
Total Expenditure (Excl Depreciation)
4,441.71
5,804.00
-1,362.29
-23.47%
Operating Profit (PBDIT) excl Other Income
290.98
369.00
-78.02
-21.14%
Other Income
268.12
675.00
-406.88
-60.28%
Operating Profit (PBDIT)
559.10
1,044.00
-484.90
-46.45%
Interest
27.31
13.00
14.31
110.08%
Exceptional Items
0.00
-207.00
207.00
100.00%
Gross Profit (PBDT)
531.79
824.00
-292.21
-35.46%
Depreciation
101.10
436.00
-334.90
-76.81%
Profit Before Tax
431.20
387.00
44.20
11.42%
Tax
26.50
17.00
9.50
55.88%
Provisions and contingencies
0.00
0.00
0.00
Profit After Tax
404.19
371.00
33.19
8.95%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
404.19
371.00
33.19
8.95%
Share in Profit of Associates
4.78
-2.00
6.78
339.00%
Minority Interest
-0.04
0.00
-0.04
Other related items
0.00
0.00
0.00
Consolidated Net Profit
408.83
369.00
39.83
10.79%
Equity Capital
92.53
64.00
28.53
44.58%
Face Value
2.00
1.00
0.00
Reserves
0.00
0.00
0.00
Gross Profit Margin
11.24%
13.35%
0.00
-2.11%
PAT Margin
8.54%
6.01%
0.00
2.53%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Nine Monthly - Net Sales
Net Sales 4,732.69 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 36.41% vs 47.75% in Dec 2024

Nine Monthly - Consolidate Net Profit
Consolidate Net Profit 408.83 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 124.18% vs 2,753.99% in Dec 2024

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 290.98 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 1,596.81% vs 89.86% in Dec 2024

Nine Monthly - Interest
Interest 27.31 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 10.75% vs 23.98% in Dec 2024

Nine Monthly - Operating Profit Margin (Excl OI)
Operating Profit Margin (Excl OI) 6.15%
in Dec 2025

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2025 has improved from Dec 2024