RBL Bank

  • Market Cap: Small Cap
  • Industry: Private Sector Bank
  • ISIN: INE976G01028
  • NSEID: RBLBANK
  • BSEID: 540065
INR
305.05
6.7 (2.25%)
BSENSE

Dec 05

BSE+NSE Vol: 45.89 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
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stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Cr
Standalone Quarterly Results
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Mar'24
Interest Earned
3,507.47
3,441.09
3,475.57
3,536.33
3,530.93
3,496.24
3,339.09
Income On Investments
520.83
548.02
563.65
533.24
527.41
522.98
513.40
Interest On Balances With Rbi Other Inter Bank Funds
63.63
67.94
54.69
87.34
93.11
67.31
58.15
Interest / Discount On Advances / Bills
2,867.83
2,772.45
2,799.45
2,846.09
2,829.05
2,750.17
2,679.25
Others
55.18
52.68
57.78
69.66
81.36
155.78
88.29
Other Income
932.70
1,069.48
1,000.03
1,073.33
927.36
805.46
875.47
Total Income
4,440.17
4,510.57
4,475.60
4,609.66
4,458.29
4,301.70
4,214.56
Interest Expended
1,956.79
1,960.43
1,912.55
1,951.27
1,915.96
1,796.27
1,739.24
Net Interest Income
1,550.68
1,480.66
1,563.02
1,585.06
1,614.97
1,699.97
1,599.85
Total Expenditure (Excl Depreciation)
1,754.99
1,847.19
1,701.86
1,661.76
1,632.44
1,646.35
1,588.29
Employee Cost
484.82
474.64
448.00
453.00
465.43
368.01
377.47
Other Operating Expenses
1,270.17
1,372.55
1,253.86
1,208.76
1,167.01
1,278.34
1,210.82
Operating Profit Before Provisions and Contingencies
728.39
702.95
861.19
996.63
909.89
859.08
887.03
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
499.70
442.32
785.14
1,188.90
618.33
366.29
413.79
Profit Before Tax
228.69
260.63
76.05
-192.27
291.56
492.79
473.24
Tax
50.17
60.30
7.35
-224.90
69.04
121.27
120.60
Profit After Tax
178.52
200.33
68.70
32.63
222.52
371.52
352.64
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
178.52
200.33
68.70
32.63
222.52
371.52
352.64
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
2.91
3.29
1.13
0.54
3.66
6.13
5.83
Diluted Earnings per share
2.88
3.26
1.13
0.53
3.63
6.04
5.73
Operating Profit Margin (Excl OI)
35.72%
33.47%
28.44%
19.39%
36.26%
42.43%
40.04%
Gross Profit Margin
6.52%
7.57%
2.19%
-5.44%
8.26%
14.09%
14.17%
PAT Margin
5.09%
5.82%
1.98%
0.92%
6.3%
10.63%
10.56%
Net Interest Margin
4.51%
4.5%
4.89%
4.9%
5.04%
5.67%
5.45%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
31.9%
32.5%
34.1%
32.8%
33.6%
32.6%
35.2%
CASA Amount
37,169.00
36,614.00
37,886.00
35,022.00
36,224.00
33,003.00
36,449.00
Capital Adequacy Ratio (Total)
14.71%
15.42%
15.54%
14.86%
15.39%
15.23%
16.18%
Capital Adequacy Ratio (Tier 1)
13.51%
14.05%
14.06%
13.68%
14.19%
13.85%
14.38%
Provision Coverage Ratio (%)
75.92%
84.03%
89.02%
82.2%
72.98%
73.13%
72.7%
Amount of Gross NPAs
2,377.56
2,685.86
2,465.47
2,701.00
2,581.08
2,377.82
2,270.97
Amount of Net NPAs
572.41
428.82
270.79
481.64
697.51
638.94
619.30
% of Net NPAs
0.57%
0.45%
0.29%
0.53%
0.79%
0.74%
0.74%
% of Gross NPAs
2.32%
2.78%
2.6%
2.92%
2.88%
2.69%
2.65%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
415.0
415.0
412.0
411.0
406.0
398.0
395.0
Number of Branches
564.0
562.0
561.0
558.0
550.0
545.0
545.0
Quarterly Analysis Highlights - YoY
stock-summary

Interest Earned

YoY Growth in quarter ended Sep 2025 is -0.66% vs 17.39% in Sep 2024

stock-summary

Net Profit

YoY Growth in quarter ended Sep 2025 is -19.77% vs -24.33% in Sep 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in quarter ended Sep 2025 is -19.95% vs 24.48% in Sep 2024

stock-summary

% of Net NPAs

YoY Growth in quarter ended Sep 2025 is -0.22% vs 0.01% in Sep 2024

stock-summary

% of Gross NPAs

YoY Growth in quarter ended Sep 2025 is -0.56% vs -0.24% in Sep 2024

Compare Quarterly Results Of RBL Bank With
Markets Mojo
Figures in Cr
Standalone Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
3,507.47
1,653.13
1,854.34
112.17%
Income On Investments
520.83
287.56
233.27
81.12%
Interest On Balances With Rbi Other Inter Bank Funds
63.63
28.66
34.97
122.02%
Interest / Discount On Advances / Bills
2,867.83
1,331.75
1,536.08
115.34%
Others
55.18
5.16
50.02
969.38%
Other Income
932.70
259.13
673.57
259.94%
Total Income
4,440.17
1,912.26
2,527.91
132.19%
Interest Expended
1,956.79
986.59
970.20
98.34%
Net Interest Income
1,550.68
666.54
884.14
132.65%
Total Expenditure (Excl Depreciation)
1,754.99
455.08
1,299.91
285.64%
Employee Cost
484.82
224.36
260.46
116.09%
Other Operating Expenses
1,270.17
230.72
1,039.45
450.52%
Operating Profit Before Provisions and Contingencies
728.39
470.59
257.80
54.78%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
499.70
57.00
442.70
776.67%
Profit Before Tax
228.69
413.59
-184.90
-44.71%
Tax
50.17
85.00
-34.83
-40.98%
Profit After Tax
178.52
328.59
-150.07
-45.67%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
178.52
328.59
-150.07
-45.67%
Face Value
10.00
1.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
2.91
4.43
-1.52
-34.31%
Diluted Earnings per share
2.88
4.41
-1.53
-34.69%
Operating Profit Margin (Excl OI)
35.72%
69.02%
0.00
-33.30%
Gross Profit Margin
6.52%
25.02%
0.00
-18.50%
PAT Margin
5.09%
19.88%
0.00
-14.79%
Net Interest Margin
4.51%
0.00%
4.51
4.51%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
31.90%
0.00%
31.90
31.90%
CASA Amount
37,169.00
0.00
37,169.00
Capital Adequacy Ratio (Total)
14.71%
21.68%
-6.97
-6.97%
Capital Adequacy Ratio (Tier 1)
13.51%
0.00%
13.51
13.51%
Provision Coverage Ratio (%)
75.92%
0.00%
75.92
75.92%
Amount of Gross NPAs
2,377.56
1,393.22
984.34
70.65%
Amount of Net NPAs
572.41
512.86
59.55
11.61%
% of Net NPAs
0.57%
0.90%
-0.33
-0.33%
% of Gross NPAs
2.32%
2.42%
-0.10
-0.10%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
415.00
0.00
415.00
Number of Branches
564.00
0.00
564.00
Quarterly - Interest Earned
Interest Earned 3507.47 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 1.93% vs -0.99% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -0.66% vs 17.39% in Sep 2024

Quarterly - Net Profit
Net Profit 178.52 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is -10.89% vs 191.60% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -19.77% vs -24.33% in Sep 2024

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 728.39 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 3.62% vs -18.37% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -19.95% vs 24.48% in Sep 2024

Quarterly - % of Net NPAs
% of Net NPAs 0.57%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 is 0.12% vs 0.16% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -0.22% vs 0.01% in Sep 2024

Quarterly - % of Gross NPAs
% of Gross NPAs 2.32%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 is -0.46% vs 0.18% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -0.56% vs -0.24% in Sep 2024