Shanghai Pudong Development Bank Co., Ltd. Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Million

Standalone Quarterly Results

Sep'08

Jun'08

Mar'08

Dec'07

Sep'07

Jun'07

Mar'07

Interest Earned

15,280.97

14,454.25

13,079.97

11,256.47

10,045.95

9,213.16

7,926.94

Income On Investments

0.00

Interest On Balances With Rbi Other Inter Bank Funds

0.00

Interest / Discount On Advances / Bills

0.00

Others

15,280.97

14,454.25

13,079.97

11,256.47

10,045.95

9,213.16

7,926.94

Other Income

859.39

1,120.63

611.68

738.78

621.53

545.44

295.17

Total Income

16,140.35

15,574.88

13,691.66

11,995.25

10,667.48

9,758.60

8,222.11

Interest Expended

7,013.67

6,782.65

5,530.03

4,258.65

3,826.68

3,324.23

2,852.98

Net Interest Income

8,267.29

7,671.60

7,549.94

6,997.82

6,219.27

5,888.93

5,073.95

Total Expenditure (Excl Depreciation)

4,118.05

3,879.89

3,467.93

4,218.85

3,256.14

2,412.54

2,260.69

Employee Cost

0.00

Other Operating Expenses

4,118.05

3,879.89

3,467.93

4,218.85

3,256.14

2,412.54

2,260.69

Operating Profit Before Provisions and Contingencies

5,008.63

4,912.33

4,693.69

3,517.75

3,584.66

4,021.82

3,108.44

Exceptional Items

0.00

Provisions and contingencies

458.45

207.65

1,003.04

848.46

992.55

212.29

1,421.07

Profit Before Tax

4,550.18

4,704.68

3,690.65

2,669.30

2,592.11

3,809.53

1,687.36

Tax

1,081.00

1,141.52

879.03

1,093.63

1,222.80

2,236.92

706.18

Profit After Tax

3,469.18

3,563.16

2,811.63

1,575.67

1,369.31

1,572.61

981.19

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

3,469.18

3,563.16

2,811.63

1,575.67

1,369.31

1,572.61

981.19

Face Value

0.0

Reserves

32,435.84

28,945.72

27,064.15

23,942.99

23,053.27

21,756.42

21,332.17

Earnings per share (EPS)

0.18

0.19

0.15

0.08

0.07

0.08

0.05

Diluted Earnings per share

0.18

0.19

0.15

0.08

0.07

0.08

0.05

Operating Profit Margin (Excl OI)

0.0%

Gross Profit Margin

29.78%

32.55%

28.22%

23.71%

25.8%

41.35%

21.29%

PAT Margin

22.7%

24.65%

21.5%

14.0%

13.63%

17.07%

12.38%

Net Interest Margin

0.0%

Return on Assets

0.0%

CASA (%)

0.0%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

8.47%

8.66%

9.04%

9.15%

8.24%

8.46%

9.15%

Capital Adequacy Ratio (Tier 1)

5.17%

4.95%

5.14%

5.01%

0.0%

5.03%

0.0%

Provision Coverage Ratio (%)

0.0%

Amount of Gross NPAs

7,663.90

7,614.48

0.00

8,023.04

0.00

Amount of Net NPAs

7,663.90

7,614.48

0.00

8,023.04

0.00

% of Net NPAs

1.22%

1.26%

0.0%

1.5%

0.0%

% of Gross NPAs

1.22%

1.26%

0.0%

1.5%

0.0%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

0.0

Number of Branches

0.0

Quarterly Analysis Highlights - QoQ

Interest Earned

QoQ Growth in quarter ended Sep 2008 is 5.72% vs 10.51% in Jun 2008

Net Profit

QoQ Growth in quarter ended Sep 2008 is -2.64% vs 26.73% in Jun 2008

Operating Profit (PBDIT)

QoQ Growth in quarter ended Sep 2008 is 1.96% vs 4.66% in Jun 2008

% of Net NPAs

QoQ Growth in quarter ended Sep 2008 is -0.04% vs 1.26% in Jun 2008

% of Gross NPAs

QoQ Growth in quarter ended Sep 2008 is -0.04% vs 1.26% in Jun 2008

Compare Quarterly Results Of Shanghai Pudong Development Bank Co., Ltd. With

Select Peers

Figures in Million

Consolidate Quarterly Results

Change(CNY)

Change(%)

Interest Earned

0.00

Income On Investments

0.00

Interest On Balances With Rbi Other Inter Bank Funds

0.00

Interest / Discount On Advances / Bills

0.00

Others

0.00

Other Income

0.00

Total Income

0.00

Interest Expended

0.00

Net Interest Income

0.00

Total Expenditure (Excl Depreciation)

0.00

Employee Cost

0.00

Other Operating Expenses

0.00

Operating Profit Before Provisions and Contingencies

0.00

Exceptional Items

0.00

Provisions and contingencies

0.00

Profit Before Tax

0.00

Tax

0.00

Profit After Tax

0.00

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

0.00

Face Value

0.00

Reserves

0.00

Earnings per share (EPS)

0.00

Diluted Earnings per share

0.00

Operating Profit Margin (Excl OI)

0.00

0.00%

Gross Profit Margin

0.00

0.00%

PAT Margin

0.00

0.00%

Net Interest Margin

0.00

0.00%

Return on Assets

0.00

0.00%

CASA (%)

0.00

0.00%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

0.00

0.00%

Capital Adequacy Ratio (Tier 1)

0.00

0.00%

Provision Coverage Ratio (%)

0.00

0.00%

Amount of Gross NPAs

0.00

Amount of Net NPAs

0.00

% of Net NPAs

0.00

0.00%

% of Gross NPAs

0.00

0.00%

Public Share Holdings (%)

0.00

0.00%

Pledged Promotor Holding (%)

0.00

0.00%

Pledged Capital (%)

0.00

0.00%

Number of ATMs

0.00

Number of Branches

0.00

Quarterly - Interest Earned

Interest Earned 1528.1 Million

in Sep 2008

Figures in Million

QoQ Growth in quarter ended Sep 2008 is 5.72% vs 10.51% in Jun 2008

YoY Growth in quarter ended Sep 2008 is 52.11% vs 37.32% in Sep 2007

Quarterly - Net Profit

Net Profit 346.92 Million

in Sep 2008

Figures in Million

QoQ Growth in quarter ended Sep 2008 is -2.64% vs 26.73% in Jun 2008

YoY Growth in quarter ended Sep 2008 is 153.36% vs 59.80% in Sep 2007

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 500.86 Million

in Sep 2008

Figures in Million

QoQ Growth in quarter ended Sep 2008 is 1.96% vs 4.66% in Jun 2008

YoY Growth in quarter ended Sep 2008 is 39.72% vs 34.05% in Sep 2007

Quarterly - % of Net NPAs

% of Net NPAs 1.22%

in Sep 2008

Figures in %

QoQ Growth in quarter ended Sep 2008 is -0.04% vs 1.26% in Jun 2008

YoY Growth in quarter ended Sep 2008 is 1.22% vs 0.00% in Sep 2007

Quarterly - % of Gross NPAs

% of Gross NPAs 1.22%

in Sep 2008

Figures in %

QoQ Growth in quarter ended Sep 2008 is -0.04% vs 1.26% in Jun 2008

YoY Growth in quarter ended Sep 2008 is 1.22% vs 0.00% in Sep 2007