Shanghai Pudong Development Bank Co., Ltd. (600000) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Shanghai Pudong Development Bank Co., Ltd.

Why is Shanghai Pudong Development Bank Co., Ltd. ?

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.79% signifying inadequate buffers against its risk based assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -6.80%
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.79% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.36% signifying low profitability per unit of total assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -6.80%

Flat results in Sep 25

ROCE(HY) Lowest at 0.51%
CASH AND EQV(HY) Lowest at CNY 702,516 MM
NET SALES(Q) Lowest at CNY 66,177 MM

With ROA of 0.28%, it has a fair valuation with a 0.54 Price to Book Value

Over the past year, while the stock has generated a return of -4.14%, its profits have risen by 26% ; the PEG ratio of the company is 0.3
At the current price, the company has a high dividend yield of 3.2

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Shanghai Pudong Development Bank Co., Ltd. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Shanghai Pudong Development Bank Co., Ltd. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Shanghai Pudong Development Bank Co., Ltd.

-4.11%

0.67

25.66%

China Shanghai Composite

13.33%

1.58

14.20%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-0.70%

EBIT Growth (5y)

-9.35%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

30.16%

Pledged Shares

Institutional Holding

0.00%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.54

EV to EBIT

75.02

EV to EBITDA

64.26

EV to Capital Employed

0.91

EV to Sales

10.34

PEG Ratio

0.34

Dividend Yield

3.25%

ROCE (Latest)

1.21%

ROE (Latest)

6.09%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

10What is working for the Company

GROSS NPA (%)

NII(Q)

Highest at CNY 31,299 MM

ROCE(HY)

Highest at 0.51%

-5What is not working for the Company

ROCE(HY)

Lowest at 0.51%

CASH AND EQV(HY)

Lowest at CNY 702,516 MM

NET SALES(Q)

Lowest at CNY 66,177 MM

PRE-TAX PROFIT(Q)

At CNY 8,878 MM has Fallen at -30.67%

Here's what is working for Shanghai Pudong Development Bank Co., Ltd.

Non Performing Loans (%)

Lowest at 1.17% and Fallen

In each half year in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

NII

Highest at CNY 31,299 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

CASA

Highest at 10.56%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Shanghai Pudong Development Bank Co., Ltd.

Net Sales

Lowest at CNY 66,177 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (CNY MM)

Pre-Tax Profit

At CNY 8,878 MM has Fallen at -30.67%

over average net sales of the previous four periods of CNY 12,804.5 MM

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (CNY MM)

Cash and Eqv

Lowest at CNY 702,516 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents