The Howa Bank Ltd.

  • Market Cap: Micro Cap
  • Industry: Major Banks
  • ISIN: JP3840500007
JPY
502.00
35 (7.49%)
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stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Million
Standalone Quarterly Results
Mar'23
Dec'22
Sep'22
Jun'22
Mar'22
Dec'21
Sep'21
Interest Earned
1,987.00
2,074.00
2,008.00
2,064.00
1,998.00
2,055.00
1,981.00
Income On Investments
98.00
156.00
104.00
175.00
103.00
152.00
103.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0.00
0.00
0.00
36.00
43.00
22.00
Interest / Discount On Advances / Bills
1,859.00
1,885.00
1,871.00
1,852.00
1,857.00
1,860.00
1,856.00
Others
30.00
33.00
33.00
37.00
2.00
0.00
0.00
Other Income
360.00
400.00
318.00
311.00
311.00
356.00
346.00
Total Income
2,347.00
2,474.00
2,326.00
2,375.00
2,309.00
2,411.00
2,327.00
Interest Expended
13.00
14.00
15.00
16.00
17.00
18.00
20.00
Net Interest Income
1,974.00
2,060.00
1,993.00
2,048.00
1,981.00
2,037.00
1,961.00
Total Expenditure (Excl Depreciation)
2,021.00
1,994.00
1,995.00
1,950.00
2,125.00
1,937.00
2,037.00
Employee Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Operating Expenses
2,014.00
1,989.00
1,988.00
1,950.00
2,124.00
1,937.00
1,949.00
Operating Profit Before Provisions and Contingencies
308.00
471.00
323.00
409.00
168.00
456.00
358.00
Exceptional Items
5.00
-5.00
-7.00
0.00
-1.00
0.00
-88.00
Provisions and contingencies
-17.00
-131.00
326.00
-124.00
947.00
-261.00
44.00
Profit Before Tax
330.00
597.00
-10.00
533.00
-780.00
717.00
226.00
Tax
39.00
59.00
1.00
48.00
-85.00
55.00
-25.00
Profit After Tax
291.00
538.00
-11.00
485.00
-695.00
662.00
251.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
291.00
538.00
-11.00
485.00
-695.00
662.00
251.00
Face Value
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Reserves
5,253.00
4,352.00
4,628.00
4,869.00
5,105.00
6,272.00
5,702.00
Earnings per share (EPS)
-11.87
11.61
-1.7
10.47
-178.9
14.74
5.57
Diluted Earnings per share
-11.87
11.61
-1.7
10.47
-178.9
14.74
5.57
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
16.61%
28.78%
-0.5%
25.82%
-39.04%
34.89%
11.41%
PAT Margin
14.65%
25.94%
-0.55%
23.5%
-34.78%
32.21%
12.67%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
9.21%
9.29%
9.21%
9.11%
8.93%
9.15%
9.12%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
20,614.00
20,253.00
19,241.00
19,494.00
18,973.00
17,785.00
17,077.00
Amount of Net NPAs
20,614.00
20,253.00
19,241.00
19,494.00
18,973.00
17,785.00
17,077.00
% of Net NPAs
4.96%
4.88%
4.68%
4.73%
4.6%
4.31%
4.18%
% of Gross NPAs
4.96%
4.88%
4.68%
4.73%
4.6%
4.31%
4.18%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Quarterly Analysis Highlights - YoY
stock-summary

Interest Earned

YoY Growth in quarter ended Mar 2023 is -0.55% vs 0.76% in Mar 2022

stock-summary

Net Profit

YoY Growth in quarter ended Mar 2023 is 141.87% vs -98.01% in Mar 2022

stock-summary

Operating Profit (PBDIT)

YoY Growth in quarter ended Mar 2023 is 83.33% vs 149.12% in Mar 2022

stock-summary

% of Net NPAs

YoY Growth in quarter ended Mar 2023 is 0.36% vs 0.18% in Mar 2022

stock-summary

% of Gross NPAs

YoY Growth in quarter ended Mar 2023 is 0.36% vs 0.18% in Mar 2022

Compare Quarterly Results Of The Howa Bank Ltd. With
Markets Mojo
Figures in Million
Consolidate Quarterly Results
Markets Mojo
Markets Mojo
Change(JPY)
Change(%)
Interest Earned
1,987.00
0
1,987.00
Income On Investments
0.00
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0
0.00
Interest / Discount On Advances / Bills
1,859.00
0
1,859.00
Others
128.00
0
128.00
Other Income
271.00
0
271.00
Total Income
271.00
0
271.00
Interest Expended
13.00
0
13.00
Net Interest Income
1,974.00
0
1,974.00
Total Expenditure (Excl Depreciation)
1,957.00
0
1,957.00
Employee Cost
0.00
0
0.00
Other Operating Expenses
1,957.00
0
1,957.00
Operating Profit Before Provisions and Contingencies
305.00
0
305.00
Exceptional Items
-6.00
0
-6.00
Provisions and contingencies
-17.00
0
-17.00
Profit Before Tax
330.00
0
330.00
Tax
39.00
0
39.00
Profit After Tax
291.00
0
291.00
Extraordinary Items
0.00
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
291.00
0
291.00
Face Value
0.00
0
0.00
Reserves
5,161.00
0
5,161.00
Earnings per share (EPS)
-11.87
0
-11.87
Diluted Earnings per share
-11.87
0
-11.87
Operating Profit Margin (Excl OI)
13.51%
0%
0.00
13.51%
Gross Profit Margin
22.50%
0%
0.00
22.50%
PAT Margin
12.89%
0%
0.00
12.89%
Net Interest Margin
1.44%
0%
1.44
1.44%
Return on Assets
0.21%
0%
0.21
0.21%
CASA (%)
555,999.00%
0%
5,55,999.00
555,999.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
9.21%
0%
9.21
9.21%
Capital Adequacy Ratio (Tier 1)
9.21%
0%
9.21
9.21%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
20,615.00
0
20,615.00
Amount of Net NPAs
20,615.00
0
20,615.00
% of Net NPAs
4.17%
0%
4.17
4.17%
% of Gross NPAs
4.17%
0%
4.17
4.17%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Quarterly - Interest Earned
Interest Earned 198.7 Million
in Mar 2023

Figures in Million
stock-summary

QoQ Growth in quarter ended Mar 2023 is -4.19% vs 3.29% in Dec 2022

stock-summary

YoY Growth in quarter ended Mar 2023 is -0.55% vs 0.76% in Mar 2022

Quarterly - Net Profit
Net Profit 29.10 Million
in Mar 2023

Figures in Million
stock-summary

QoQ Growth in quarter ended Mar 2023 is -45.91% vs 4,990.91% in Dec 2022

stock-summary

YoY Growth in quarter ended Mar 2023 is 141.87% vs -98.01% in Mar 2022

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 30.80 Million
in Mar 2023

Figures in Million
stock-summary

QoQ Growth in quarter ended Mar 2023 is -34.61% vs 45.82% in Dec 2022

stock-summary

YoY Growth in quarter ended Mar 2023 is 83.33% vs 149.12% in Mar 2022

Quarterly - % of Net NPAs
% of Net NPAs 4.96%
in Mar 2023

Figures in %
stock-summary

QoQ Growth in quarter ended Mar 2023 is 0.08% vs 0.20% in Dec 2022

stock-summary

YoY Growth in quarter ended Mar 2023 is 0.36% vs 0.18% in Mar 2022

Quarterly - % of Gross NPAs
% of Gross NPAs 4.96%
in Mar 2023

Figures in %
stock-summary

QoQ Growth in quarter ended Mar 2023 is 0.08% vs 0.20% in Dec 2022

stock-summary

YoY Growth in quarter ended Mar 2023 is 0.36% vs 0.18% in Mar 2022