ScoreComparison
Why is The Howa Bank Ltd. ?
Unrated Stock - No Analysis Available
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The Howa Bank Ltd. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
1.80%
EBIT Growth (5y)
32.85%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
14.45%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
3
Industry P/E
Price to Book Value
0.10
EV to EBIT
-38.95
EV to EBITDA
-28.68
EV to Capital Employed
2.56
EV to Sales
-4.77
PEG Ratio
0.15
Dividend Yield
NA
ROCE (Latest)
-6.56%
ROE (Latest)
3.78%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend20What is working for the Company
PRE-TAX PROFIT(Q)
At JPY 429 MM has Grown at 273.04%
NET PROFIT(Q)
At JPY 360.36 MM has Grown at 415.28%
NII(Q)
Highest at JPY 2,253 MM
NET SALES(Q)
Highest at JPY 2,662 MM
OPERATING PROFIT(Q)
Highest at JPY 575 MM
OPERATING PROFIT MARGIN(Q)
Highest at 21.6 %
-6What is not working for the Company
INTEREST(9M)
At JPY 1,023 MM has Grown at 106.25%
GROSS NPA (%)
(Q
Here's what is working for The Howa Bank Ltd.
Pre-Tax Profit
At JPY 429 MM has Grown at 273.04%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (JPY MM)
Net Profit
At JPY 360.36 MM has Grown at 415.28%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (JPY MM)
NII
Highest at JPY 2,253 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
Highest at JPY 2,662 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 575 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Operating Profit Margin
Highest at 21.6 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Here's what is not working for The Howa Bank Ltd.
Interest
At JPY 1,023 MM has Grown at 106.25%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Non Performing Loans (%)
Highest at 5.47%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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