Finward Bancorp

Is Finward Bancorp overvalued or undervalued?

As of October 17, 2025, Finward Bancorp is considered overvalued with a high P/E ratio of 39 compared to the peer average of 26.38, despite a year-to-date return of 15.12%, while its long-term performance has lagged behind the S&P 500.

As of 17 October 2025, the valuation grade for Finward Bancorp moved from very expensive to expensive. The company appears to be overvalued based on its current P/E ratio of 39, which is significantly higher than the peer average of 26.38, and its EV to EBITDA ratio of 37.75, indicating a premium valuation compared to peers like Western New England Bancorp, which has a P/E of 20.74, and ESSA Bancorp, which stands at 23.54. Additionally, the Price to Book Value of 0.85 suggests that the stock is priced below its book value, but the negative ROCE of -2.01% raises concerns about profitability.<BR><BR>In terms of recent performance, Finward Bancorp has shown a 15.12% return year-to-date, slightly outperforming the S&P 500's 13.30%. However, over longer periods, the stock has underperformed, with a 3-year return of -2.53% compared to the S&P 500's 81.19%. Overall, while there are some positive short-term returns, the valuation metrics suggest that Finward Bancorp is overvalued relative to its peers and the broader market.

Is Finward Bancorp technically bullish or bearish?

As of September 11, 2025, Finward Bancorp's technical trend is bullish, supported by positive MACD and Bollinger Bands, despite mixed signals from KST and OBV, and it has outperformed the S&P 500 recently, though it has underperformed over the long term.

As of 11 September 2025, the technical trend for Finward Bancorp has changed from mildly bullish to bullish. The MACD is bullish on both weekly and monthly time frames, and Bollinger Bands also indicate a bullish stance on both time frames. Daily moving averages are bullish, supporting the overall positive outlook. However, the KST is bullish weekly but mildly bearish monthly, and the OBV shows a mildly bearish weekly trend with no trend monthly. <BR><BR>In terms of performance, Finward Bancorp has outperformed the S&P 500 over the past week and month, with returns of 2.02% and 10.09% respectively, while the S&P 500 returned 1.05% and 2.33%. However, over the longer term, the stock has underperformed the S&P 500 on a 1-year, 3-year, 5-year, and 10-year basis. Overall, the current technical stance is bullish, with a strong emphasis on the positive indicators from MACD and Bollinger Bands.

How big is Finward Bancorp?

As of Jun 18, Finward Bancorp has a market capitalization of 123.41 million, with total assets of 2,067.71 million and shareholder's funds of 151.41 million.

Market Cap: As of Jun 18, Finward Bancorp has a market capitalization of 123.41 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Finward Bancorp reported a sum of interest earned of 89.53 million and a net profit of 3.31 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 151.41 million and total assets of 2,067.71 million.

What does Finward Bancorp do?

Finward Bancorp is a micro-cap company in the savings banks industry, with a market cap of $123.41 million, net sales of $22 million, and a net profit of $0 as of March 2025. Key metrics include a P/E ratio of 39.00 and a return on equity of 2.18%.

Overview:<BR>Finward Bancorp operates in the savings banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 22 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 0 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 123.41 Million<BR><BR>Key Metrics:<BR>- P/E: 39.00<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 2.18%<BR>- Price to Book: 0.81<BR><BR>Contact Details:<BR>Details: No Company Details Available<BR>Registrar Address: Not available.

Should I buy, sell or hold Finward Bancorp?