ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Finward Bancorp ?
1
Weak Long Term Fundamental Strength with Tier 1 Capital Adeqacy Ratio of 11.24%
- Poor long term growth as Net profit has grown by an annual rate of -13.39%
- A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans
2
With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26
- The company has declared positive results for the last 3 consecutive quarters
- PRE-TAX PROFIT(Q) At USD 2.67 MM has Grown at 332.63%
- NET PROFIT(Q) At USD 2.24 MM has Grown at 392.75%
- NII(Q) Highest at USD 15.07 MM
3
With ROA of 0.23%, it has a fair valuation with a 0.87 Price to Book Value
- Over the past year, while the stock has generated a return of 19.25%, its profits have fallen by -33.3%
4
High Institutional Holdings at 50.66%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 2.93% over the previous quarter.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Finward Bancorp should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Finward Bancorp for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Finward Bancorp
19.25%
1.43
28.29%
S&P 500
25.41%
1.92
13.25%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.19%
EBIT Growth (5y)
-22.39%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
19.11%
Pledged Shares
0
Institutional Holding
50.66%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
19
Industry P/E
Price to Book Value
0.87
EV to EBIT
56.33
EV to EBITDA
13.32
EV to Capital Employed
0.83
EV to Sales
1.18
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
1.48%
ROE (Latest)
4.63%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend15What is working for the Company
PRE-TAX PROFIT(Q)
At USD 2.67 MM has Grown at 332.63%
NET PROFIT(Q)
At USD 2.24 MM has Grown at 392.75%
NII(Q)
Highest at USD 15.07 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Finward Bancorp
Pre-Tax Profit
At USD 2.67 MM has Grown at 332.63%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 2.24 MM has Grown at 392.75%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
NII
Highest at USD 15.07 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
CASA
Highest at 12.03%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
