First Capital, Inc.

How big is First Capital, Inc.?

As of Jun 18, First Capital, Inc. has a market capitalization of 164.74 million, with shareholder's funds at 114.60 million and total assets of 1,187.52 million.

As of Jun 18, First Capital, Inc. has a market capitalization of 164.74 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 51.98 million and a net profit of 12.22 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 114.60 million and total assets at 1,187.52 million.

What does First Capital, Inc. do?

First Capital, Inc. is a micro-cap savings and loan holding company with a market cap of $164.74 million, reporting net sales of $13 million and a net profit of $3 million for Q1 2025. Key metrics include a P/E ratio of 14.00 and a dividend yield of 176.98%.

Overview:<BR>First Capital, Inc. is a savings and loan holding company operating in the Savings Banks industry, with a market cap in the micro-cap bracket.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 13 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 3 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 164.74 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 14.00<BR>Dividend Yield: 176.98%<BR>Debt Equity: 0.00<BR>Return on Equity: 10.18%<BR>Price to Book: 1.37<BR><BR>Contact Details:<BR>Address: 220 Federal Dr NW, CORYDON IN: 47112-2077<BR>Tel: 1 812 7382198<BR>Fax: 1 812 7382202

Should I buy, sell or hold First Capital, Inc.?

Who are in the management team of First Capital, Inc.?

As of March 2022, the management team of First Capital, Inc. includes Mr. Michael Shireman (Independent Chairman), Mr. William Harrod (President & CEO), Mr. Michael Frederick (CFO), and several independent directors, including Ms. Jill Saegesser and Mr. Christopher Byrd. This team provides governance and strategic direction for the company.

As of March 2022, the management team of First Capital, Inc. includes the following individuals:<BR><BR>- Mr. Michael Shireman, Independent Chairman of the Board<BR>- Mr. William Harrod, President, Chief Executive Officer, Director<BR>- Mr. Michael Frederick, Chief Financial Officer, Executive Vice President, Treasurer, Director<BR>- Ms. Jill Saegesser, Director<BR>- Mr. Christopher Byrd, Independent Director<BR>- Ms. Kathryn Ernstberger, Independent Director<BR>- Mr. Robert Guilfoyle, Independent Director<BR>- Ms. Dana Huber, Independent Director<BR><BR>This team comprises a mix of executive leadership and independent directors, contributing to the governance and strategic direction of the company.

Is First Capital, Inc. overvalued or undervalued?

As of September 5, 2025, First Capital, Inc. is rated as attractive with a fair valuation, showing a P/E ratio of 14 and a recent one-month return of 22.99%, but its long-term performance has been volatile with a 5-year return of -22.53% compared to the S&P 500's 96.61%.

As of 5 September 2025, the valuation grade for First Capital, Inc. has moved from very attractive to attractive. The company appears to be fairly valued based on its current metrics. Key ratios include a P/E ratio of 14, a Price to Book Value of 1.41, and an EV to EBITDA of 2.90. In comparison, Western New England Bancorp, Inc. is considered expensive with a P/E of 20.74, while Riverview Bancorp, Inc. is attractive with a P/E of 20.49.<BR><BR>In terms of recent performance, First Capital, Inc. has outperformed the S&P 500 over the past month with a return of 22.99% compared to the index's 2.33%. However, over the longer term, the company's 5-year return of -22.53% significantly lags behind the S&P 500's 96.61%, indicating volatility and potential concerns about sustained growth.

Is First Capital, Inc. technically bullish or bearish?

As of September 12, 2025, First Capital, Inc. shows a mildly bullish trend with mixed technical signals, including a bullish MACD and Bollinger Bands, but a bearish KST, while outperforming the S&P 500 significantly over the past month and year-to-date.

As of 12 September 2025, the technical trend for First Capital, Inc. has changed from bullish to mildly bullish. The weekly MACD is bullish, supported by bullish signals from both the Bollinger Bands and daily moving averages. However, the KST shows a bearish signal on the weekly timeframe, while Dow Theory indicates a mildly bullish stance on the weekly and mildly bearish on the monthly. The stock has outperformed the S&P 500 over the past month with a return of 22.99% compared to 2.33%, and a year-to-date return of 40.53% versus 12.22%. Overall, the current technical stance is mildly bullish, with mixed signals from various indicators.