ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is First Capital, Inc. ?
1
High Profitability with a Net Interest Margin of 6.45%
2
With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26
- The company has declared positive results for the last 6 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 23.65 MM
- NII(Q) Highest at USD 11.42 MM
- ROCE(HY) Highest at 1.4%
3
With ROA of 1.29%, it has a fair valuation with a 1.35 Price to Book Value
- Over the past year, while the stock has generated a return of 45.14%, its profits have risen by 37.1% ; the PEG ratio of the company is 0.3
4
High Institutional Holdings at 31.71%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 3.36% over the previous quarter.
5
Market Beating performance in long term as well as near term
- Along with generating 45.14% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to First Capital, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First Capital, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
First Capital, Inc.
45.14%
2.33
47.11%
S&P 500
25.41%
1.92
13.25%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.90%
EBIT Growth (5y)
7.14%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
24.54%
Pledged Shares
0
Institutional Holding
31.71%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.35
EV to EBIT
2.51
EV to EBITDA
2.40
EV to Capital Employed
-47.83
EV to Sales
0.84
PEG Ratio
0.31
Dividend Yield
219.09%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
11.88%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend15What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 23.65 MM
NII(Q)
Highest at USD 11.42 MM
ROCE(HY)
Highest at 1.4%
NET SALES(Q)
Highest at USD 14.92 MM
NET PROFIT(9M)
Higher at USD 13.69 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
-4What is not working for the Company
ROCE(HY)
Lowest at 1.4%
CREDIT DEPOSIT RATIO(HY)
Lowest at 59.37%
Here's what is working for First Capital, Inc.
NII
Highest at USD 11.42 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 23.65 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 14.92 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Net Profit
At USD 13.69 MM has Grown at 45.68%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Profit
Higher at USD 13.69 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Here's what is not working for First Capital, Inc.
Credit Deposit Ratio
Lowest at 59.37% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
