First Finance Co. (FFCO) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

76.15 k

Shareholding (Jun 2023)

FII

0.00%

Held by 0 FIIs

DII

Held by 0 DIIs

Promoter

76.25%

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.06%

Poor long term growth as Net Sales has grown by an annual rate of 0.22% and Operating profit at 9.44%
The company has been able to generate a Return on Equity (avg) of 2.06% signifying low profitability per unit of shareholders funds

Poor long term growth as Net Sales has grown by an annual rate of 0.22% and Operating profit at 9.44%

Negative results in Dec 24

Mojo Parameters

Stock DNA

Industry

Finance/Rental/Leasing

Market cap

JOD 21 Million (Micro Cap)

P/E

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

2.19%

Price to Book

0.44

Revenue and Profits:

Net Sales:

1 Million

(Quarterly Results - Dec 2024)

Net Profit:

0 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

18.52%

6 Months

45.45%

1 Year

42.22%

2 Years

25.49%

3 Years

12.28%

4 Years

6.67%

5 Years

36.17%

First Finance Co. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

0.22%

EBIT Growth (5y)

9.44%

EBIT to Interest (avg)

1.07

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

96.62%

Pledged Shares

Institutional Holding

ROCE (avg)

2.39%

ROE (avg)

2.06%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

EV to EBIT

-0.75

EV to EBITDA

-0.65

EV to Capital Employed

-0.02

EV to Sales

-0.35

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

2.63%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

Bearish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Jun 2023

Shareholding Compare (%holding)

Majority shareholders

Strategic Entities

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 0 Foreign Institutions (0%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQ",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 0.00% vs 16.67% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -66.67% vs 50.00% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.70",
          "val2": "0.70",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "0.20",
          "val2": "0.40",
          "chgp": "-50.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "0.10",
          "val2": "0.30",
          "chgp": "-66.67%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "197.90%",
          "val2": "477.90%",
          "chgp": "-28.00%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is -22.58% vs -13.89% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is -36.36% vs -26.67% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
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          "val2": "3.10",
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          "chgp_class": "negative"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.10",
          "val2": "1.30",
          "chgp": "-15.38%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.10",
          "chgp": "-100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "-0.00",
          "val2": "-0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Consolidate Net Profit",
          "val1": "0.70",
          "val2": "1.10",
          "chgp": "-36.36%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "364.40%",
          "val2": "335.00%",
          "chgp": "2.94%",
          "chgp_class": "positive"
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]

Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQ

Dec'24

Sep'24

Change(%)

Net Sales

0.70

Operating Profit (PBDIT) excl Other Income

0.20

0.40

-50.00%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

0.10

0.30

-66.67%

Operating Profit Margin (Excl OI)

197.90%

477.90%

-28.00%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2024 is 0.00% vs 16.67% in Sep 2024

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2024 is -66.67% vs 50.00% in Sep 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

2.40

3.10

-22.58%

Operating Profit (PBDIT) excl Other Income

1.10

1.30

-15.38%

Interest

0.00

0.10

-100.00%

Exceptional Items

-0.00

Consolidate Net Profit

0.70

1.10

-36.36%

Operating Profit Margin (Excl OI)

364.40%

335.00%

2.94%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is -22.58% vs -13.89% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -36.36% vs -26.67% in Dec 2023

All Annual Results

Company CV

About First Finance Co.

First Finance Co.

Finance/Rental/Leasing

First Finance Company PSC is a Jordan-based public shareholding company primarily engaged in the provision of consumer financial services. The Company is organized into two business segments: the Finance activity segment offers funds, and the Investment activity segment is involved in the investment in different financial instruments. The Company focuses on carrying out Islamic financing for individuals, real estate, and private and public project development; mediating between banks and lending institutions, local funding, funds, and international and regional development banks, and the money, property and real estate management, among others.

Company Coordinates

Company Details

Building Number 172, King Abdullah 2nd Street, Khaldah Area,, P.O.Box 144596, AMMAN None : 11814

Tel: 962 6 5506740

http://www.ffc.jo

Registrar Details