First Habib Modaraba

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: PK0029901011
PKR
23.16
0.16 (0.7%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Strong Long Term Fundamental Strength with a 44.82% CAGR growth in Net Sales

 
2

Flat results in Mar 25

3

With ROE of 12.4, it has a expensive valuation with a 0.4 Price to Book Value

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Finance

stock-summary
Market cap

PKR 3,269 Million (Small Cap)

stock-summary
P/E

4.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

7.63%

stock-summary
Debt Equity

-2.13

stock-summary
Return on Equity

13.73%

stock-summary
Price to Book

0.55

Revenue and Profits:
Net Sales:
1,232 Million
(Quarterly Results - Dec 2025)
Net Profit:
196 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
10.5%
0%
10.5%
6 Months
21.77%
0%
21.77%
1 Year
44.75%
0%
44.75%
2 Years
215.1%
0%
215.1%
3 Years
137.78%
0%
137.78%
4 Years
138.76%
0%
138.76%
5 Years
144.3%
0%
144.3%

First Habib Modaraba for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
48.39%
EBIT Growth (5y)
37.19%
EBIT to Interest (avg)
1.47
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.97
Tax Ratio
44.36%
Dividend Payout Ratio
27.66%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
75.17%
ROE (avg)
11.39%

Valuation key factors

Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.64
EV to EBIT
-1.64
EV to EBITDA
-1.63
EV to Capital Employed
1.38
EV to Sales
-1.49
PEG Ratio
0.13
Dividend Yield
6.79%
ROCE (Latest)
-83.92%
ROE (Latest)
15.57%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2025 is -7.05% vs -0.93% in Dec 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2025 is -29.64% vs -2.76% in Dec 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,232.00",
          "val2": "1,325.40",
          "chgp": "-7.05%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,128.90",
          "val2": "1,226.30",
          "chgp": "-7.94%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "817.60",
          "val2": "833.60",
          "chgp": "-1.92%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "195.80",
          "val2": "278.30",
          "chgp": "-29.64%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "909.80%",
          "val2": "925.20%",
          "chgp": "-1.54%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Jun'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Jun 2025 is -4.17% vs 48.79% in Jun 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Jun 2025 is 30.61% vs 32.83% in Jun 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "4,989.50",
          "val2": "5,206.40",
          "chgp": "-4.17%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4,534.90",
          "val2": "4,779.40",
          "chgp": "-5.12%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "3,322.40",
          "val2": "3,505.30",
          "chgp": "-5.22%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "1.30",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "901.50",
          "val2": "690.20",
          "chgp": "30.61%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "903.10%",
          "val2": "914.50%",
          "chgp": "-1.14%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Dec'25 - YoYstock-summary

Dec'25
Dec'24
Change(%)
Net Sales
1,232.00
1,325.40
-7.05%
Operating Profit (PBDIT) excl Other Income
1,128.90
1,226.30
-7.94%
Interest
817.60
833.60
-1.92%
Exceptional Items
0.00
0.00
Consolidate Net Profit
195.80
278.30
-29.64%
Operating Profit Margin (Excl OI)
909.80%
925.20%
-1.54%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2025 is -7.05% vs -0.93% in Dec 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is -29.64% vs -2.76% in Dec 2024

Annual Results Snapshot (Consolidated) - Jun'25stock-summary

Jun'25
Jun'24
Change(%)
Net Sales
4,989.50
5,206.40
-4.17%
Operating Profit (PBDIT) excl Other Income
4,534.90
4,779.40
-5.12%
Interest
3,322.40
3,505.30
-5.22%
Exceptional Items
1.30
0.00
Consolidate Net Profit
901.50
690.20
30.61%
Operating Profit Margin (Excl OI)
903.10%
914.50%
-1.14%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Jun 2025 is -4.17% vs 48.79% in Jun 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Jun 2025 is 30.61% vs 32.83% in Jun 2024

stock-summaryCompany CV
About First Habib Modaraba stock-summary
stock-summary
First Habib Modaraba
Finance
First Habib Modaraba is a Pakistan-based financial services institution within non-banking financial sector. The Company is engaged in the business of leasing (Ijarah), Musharaka, Murabaha financing and other related business. Its products include financial services and deposit scheme. Its financial services products include Ijarah (lease financing), Diminishing Musharaka, Consumer Car Ijarah, Murabaha, Salam and Istisna. Its deposits of scheme include Certificate of Musharaka. Ijarah is a contract of renting/hiring/leasing for usufruct of the assets under which the Company arranges finances for moveable fixed assets. Diminishing Musharaka is a Musharaka with an additional feature of decreasing ownership of approximately one party. It also offers car lease-financing scheme for corporate employees and self-employed persons. Murabaha is a non-participatory mode of Islamic financing. Istisna'a is a sale contract between the Company as the seller and the customer as the purchaser.
Company Coordinates stock-summary
Company Details
6th Floor, HBZ Plaza, I. I. Chundrigar Road, KARACHI None : 74000
Registrar Details