First IBL Modaraba (FIBLM) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.84%

Poor long term growth as Net Sales has grown by an annual rate of 11.75%
The company has been able to generate a Return on Equity (avg) of 3.84% signifying low profitability per unit of shareholders funds

Poor long term growth as Net Sales has grown by an annual rate of 11.75%

Positive results in Mar 25

With ROE of 7.4, it has a very expensive valuation with a 0.3 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

PKR 261 Million (Micro Cap)

P/E

14.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-0.77

Return on Equity

7.41%

Price to Book

1.14

Revenue and Profits:

Net Sales:

13 Million

(Quarterly Results - Mar 2025)

Net Profit:

11 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

56.12%

6 Months

29.55%

1 Year

44.67%

2 Years

80.83%

3 Years

4.58%

4 Years

45.64%

5 Years

117.0%

First IBL Modaraba for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

11.75%

EBIT Growth (5y)

34.77%

EBIT to Interest (avg)

7.14

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

0.21

Tax Ratio

22.44%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

11.25%

ROE (avg)

3.84%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.05

EV to EBIT

2.96

EV to EBITDA

1.77

EV to Capital Employed

1.20

EV to Sales

1.26

PEG Ratio

8.16

Dividend Yield

ROCE (Latest)

40.70%

ROE (Latest)

7.41%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Mar 2025 is 4.76% vs 0.00% in Dec 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2025 is 319.23% vs -50.94% in Dec 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "13.20",
          "val2": "12.60",
          "chgp": "4.76%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "9.90",
          "val2": "8.00",
          "chgp": "23.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "10.90",
          "val2": "2.60",
          "chgp": "319.23%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "615.70%",
          "val2": "257.60%",
          "chgp": "35.81%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Jun'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Jun 2024 is 45.25% vs 25.17% in Jun 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Jun 2024 is 15.00% vs 600.00% in Jun 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'24",
        "Jun'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "52.00",
          "val2": "35.80",
          "chgp": "45.25%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "37.80",
          "val2": "27.50",
          "chgp": "37.45%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.40",
          "chgp": "-100.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "11.50",
          "val2": "10.00",
          "chgp": "15.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "411.80%",
          "val2": "362.40%",
          "chgp": "4.94%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ

Mar'25

Dec'24

Change(%)

Net Sales

13.20

12.60

4.76%

Operating Profit (PBDIT) excl Other Income

9.90

8.00

23.75%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

10.90

2.60

319.23%

Operating Profit Margin (Excl OI)

615.70%

257.60%

35.81%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2025 is 4.76% vs 0.00% in Dec 2024

Consolidated Net Profit

QoQ Growth in quarter ended Mar 2025 is 319.23% vs -50.94% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Jun'24

Jun'24

Jun'23

Change(%)

Net Sales

52.00

35.80

45.25%

Operating Profit (PBDIT) excl Other Income

37.80

27.50

37.45%

Interest

0.00

Exceptional Items

0.00

0.40

-100.00%

Consolidate Net Profit

11.50

10.00

15.00%

Operating Profit Margin (Excl OI)

411.80%

362.40%

4.94%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Jun 2024 is 45.25% vs 25.17% in Jun 2023

Consolidated Net Profit

YoY Growth in year ended Jun 2024 is 15.00% vs 600.00% in Jun 2023

All Annual Results

Company CV

About First IBL Modaraba

First IBL Modaraba

Finance

First IBL Modaraba is a Pakistan-based financial institution. The Company is engaged in various Islamic modes of financing and operations, including Ijarah, Musharaka and Murabaha arrangements. The Company's segments include Murabaha receivable, Musharaka receivable, Ijarah receivable and Investment in ijarah under Islamic Financial Accounting Standard-2 (IFAS-2). The Company is engaged investing in Shari'ah compliant securities. It provides Islamic Financial products to the corporate sector, as well as individual consumers. Its clientele ranges from the construction and engineering companies, textile companies, power generation companies, cement manufacturing companies, educational sector, universities and group companies to individuals. It offers working capital for a business, house loans and term leases for vehicles and machinery. Its products include Musharakah (Islamic lending/personal lending), Ijarah (lease for vehicles/machineries) and Murabaha (working capital).

Company Coordinates

Company Details

Room #1, 87 Aurangzeb Block, New Garden Town LAHORE None : 74000

Tel: 92 42 35952148

http://www.firstibl.com/

Registrar Details