ScoreWhy is First IBL Modaraba ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.84%
- Poor long term growth as Net Sales has grown by an annual rate of 11.75%
- The company has been able to generate a Return on Equity (avg) of 3.84% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Net Sales has grown by an annual rate of 11.75%
3
Positive results in Mar 25
- OPERATING CASH FLOW(Y) Highest at PKR 118.08 MM
- DEBT-EQUITY RATIO (HY) Lowest at -76.52 %
- DEBTORS TURNOVER RATIO(HY) Highest at 0.64%
4
With ROE of 7.4, it has a very expensive valuation with a 0.3 Price to Book Value
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 1.7% ; the PEG ratio of the company is 2.4
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to First IBL Modaraba should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First IBL Modaraba for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
First IBL Modaraba
44.67%
0.41
98.71%
Pakistan KSE 100 Share
26.26%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.08%
EBIT Growth (5y)
56.05%
EBIT to Interest (avg)
7.14
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.22
Tax Ratio
22.44%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
11.25%
ROE (avg)
3.84%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.05
EV to EBIT
2.96
EV to EBITDA
1.77
EV to Capital Employed
1.20
EV to Sales
1.26
PEG Ratio
8.16
Dividend Yield
NA
ROCE (Latest)
40.70%
ROE (Latest)
7.41%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend16What is working for the Company
NET PROFIT(HY)
At PKR 15.34 MM has Grown at 392.69%
ROCE(HY)
Highest at 12.42%
DEBTORS TURNOVER RATIO(HY)
Highest at 1.04 times
RAW MATERIAL COST(Y)
Fallen by -39.5% (YoY
CASH AND EQV(HY)
Highest at PKR 360.95 MM
PRE-TAX PROFIT(Q)
At PKR 7.76 MM has Grown at 77.69%
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for First IBL Modaraba
Net Profit
At PKR 15.34 MM has Grown at 392.69%
Year on Year (YoY)MOJO Watch
Net Profit trend is very positive
Net Profit (PKR MM)
Debtors Turnover Ratio
Highest at 1.04 times and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Pre-Tax Profit
At PKR 7.76 MM has Grown at 77.69%
over average net sales of the previous four periods of PKR 4.37 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (PKR MM)
Cash and Eqv
Highest at PKR 360.95 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Raw Material Cost
Fallen by -39.5% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
