First National Corp. (Virginia)

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US32106V1070
USD
24.63
0.33 (1.36%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

23.2 k

Shareholding (Mar 2025)

FII

1.55%

Held by 13 FIIs

DII

91.26%

Held by 7 DIIs

Promoter

1.03%

How big is First National Corp. (Virginia)?

22-Jun-2025

As of Jun 18, First National Corp. (Virginia) has a market capitalization of 166.61 million, with total assets of 2,010.28 million and shareholder's funds of 166.53 million.

As of Jun 18, First National Corp. (Virginia) has a market capitalization of 166.61 million, categorizing it as a Micro Cap company.<BR><BR>As of the latest four quarters, the company reported a sum of interest earned of 84.00 million and a net profit of 5.36 million.<BR><BR>As of Dec'24, the balance sheet shows shareholder's funds of 166.53 million and total assets amounting to 2,010.28 million.

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What does First National Corp. (Virginia) do?

22-Jun-2025

First National Corporation is a bank holding company that operates First Bank, offering various banking services. As of March 2025, it reported net sales of $24 million and a net profit of $2 million, with a market cap of $166.61 million.

Overview:<BR>First National Corporation is a bank holding company that operates First Bank, providing a range of banking services in the Regional Banks industry.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 24 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 2 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 166.61 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 25.00 <BR>Dividend Yield: 2.63% <BR>Debt Equity: 0.00 <BR>Return on Equity: 4.14% <BR>Price to Book: 0.99 <BR><BR>Contact Details:<BR>Address: 112 W King St, STRASBURG VA: 22657-2220 <BR>Tel: 1 540 4659121

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Should I buy, sell or hold First National Corp. (Virginia)?

22-Jun-2025

Who are in the management team of First National Corp. (Virginia)?

22-Jun-2025

As of March 2022, the management team of First National Corp. (Virginia) includes President and CEO Scott Harvard, along with independent directors Jason Aikens, Emily Beck, Boyce Brannock, Elizabeth Cottrell, and W. Michael Funk. This team combines executive leadership with independent oversight for effective governance.

As of March 2022, the management team of First National Corp. (Virginia) includes the following individuals:<BR><BR>- Mr. Scott Harvard, who serves as the President, Chief Executive Officer, and Director of the Company and Bank.<BR>- Mr. Jason Aikens, who is an Independent Director.<BR>- Mrs. Emily Beck, who is an Independent Director of the Company and the Bank.<BR>- Mr. Boyce Brannock, who is an Independent Director.<BR>- Mrs. Elizabeth Cottrell, who is an Independent Director.<BR>- Mr. W. Michael Funk, who is also an Independent Director. <BR><BR>This team comprises both executive leadership and independent directors, contributing to the governance of the company.

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Is First National Corp. (Virginia) technically bullish or bearish?

20-Sep-2025

As of September 12, 2025, First National Corp. (Virginia) shows a neutral trend with mixed technical signals, being mildly bullish on some indicators while lagging behind the S&P 500 in long-term performance.

As of 12 September 2025, the technical trend for First National Corp. (Virginia) has changed from mildly bullish to sideways. The current stance is neutral, with mixed signals across different indicators. The MACD is bullish on both weekly and monthly timeframes, while the RSI shows a bearish signal on the weekly and no signal on the monthly. Bollinger Bands and KST are bullish on both timeframes, but the Dow Theory indicates a mildly bullish stance on both weekly and monthly. The daily moving averages are bullish, but the OBV is mildly bearish on the weekly and shows no trend on the monthly.<BR><BR>In terms of performance, the stock has outperformed the S&P 500 over the past week and month, but has lagged significantly over the longer-term periods, particularly in the 3-year, 5-year, and 10-year comparisons.

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Is First National Corp. (Virginia) overvalued or undervalued?

21-Oct-2025

As of October 17, 2025, First National Corp. (Virginia) is considered overvalued with a P/E ratio of 25, a Price to Book Value of 1.05, and a modest ROE of 4.14%, while underperforming the S&P 500 with a year-to-date return of -4.61%.

As of 17 October 2025, the valuation grade for First National Corp. (Virginia) has moved from very expensive to expensive, indicating a slight improvement in its valuation outlook. Based on the current metrics, the company appears to be overvalued. The P/E ratio stands at 25, significantly higher than peers like LINKBANCORP, Inc. at 7.19 and Hawthorn Bancshares, Inc. at 11.27. Additionally, the Price to Book Value is 1.05, and the ROE is a modest 4.14%, which further supports the overvaluation conclusion.<BR><BR>In comparison to the broader market, First National Corp. has underperformed relative to the S&P 500, with a year-to-date return of -4.61% versus the index's 13.30%. This trend continues over longer periods, with a 3-year return of 47.32% compared to the S&P 500's 81.19%. Overall, the combination of high valuation ratios and underwhelming performance relative to peers and the market suggests that First National Corp. is currently overvalued.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard
1

High Profitability with a Net Interest Margin of 18.41%

 
2

With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25

3

High Institutional Holdings at 40.5%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 211 Million (Micro Cap)

stock-summary
P/E

25.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

2.29%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

5.54%

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Price to Book

1.21

Revenue and Profits:
Net Sales:
25 Million
(Quarterly Results - Jun 2025)
Net Profit:
5 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
6.99%
0%
6.99%
6 Months
25.82%
0%
25.82%
1 Year
-1.16%
0%
-1.16%
2 Years
32.42%
0%
32.42%
3 Years
33.14%
0%
33.14%
4 Years
9.86%
0%
9.86%
5 Years
57.58%
0%
57.58%

First National Corp. (Virginia) for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
22.74%
EBIT Growth (5y)
6.09%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
60.54%
Pledged Shares
0
Institutional Holding
40.50%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
25
Industry P/E
Price to Book Value
1.05
EV to EBIT
-1.11
EV to EBITDA
-0.73
EV to Capital Employed
0.41
EV to Sales
-0.07
PEG Ratio
NA
Dividend Yield
2.47%
ROCE (Latest)
-36.88%
ROE (Latest)
4.14%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 6 Schemes (6.16%)

Foreign Institutions

Held by 13 Foreign Institutions (1.55%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About First National Corp. (Virginia) stock-summary
stock-summary
First National Corp. (Virginia)
Regional Banks
First National Corporation is a bank holding company of First Bank (the Bank). The Bank is a commercial bank, which provides loan, deposit, wealth management and other products and services in the Shenandoah Valley and central regions of Virginia. Loan products and services include personal loans, residential mortgages, home equity loans and commercial loans. Deposit products and services include checking, savings, negotiable order of withdrawal (NOW) accounts, money market accounts, individual retirement accounts, certificates of deposit and cash management accounts. The Bank offers other services, including Internet banking, mobile banking, remote deposit capture and other traditional banking services.
Company Coordinates stock-summary
Company Details
112 W King St , STRASBURG VA : 22657-2220
stock-summary
Tel: 1 540 4659121
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stock-summary
Registrar Details