First National Corp. (Virginia)

How big is First National Corp. (Virginia)?

As of Jun 18, First National Corp. (Virginia) has a market capitalization of 166.61 million, with total assets of 2,010.28 million and shareholder's funds of 166.53 million.

As of Jun 18, First National Corp. (Virginia) has a market capitalization of 166.61 million, categorizing it as a Micro Cap company.<BR><BR>As of the latest four quarters, the company reported a sum of interest earned of 84.00 million and a net profit of 5.36 million.<BR><BR>As of Dec'24, the balance sheet shows shareholder's funds of 166.53 million and total assets amounting to 2,010.28 million.

What does First National Corp. (Virginia) do?

First National Corporation is a bank holding company that operates First Bank, offering various banking services. As of March 2025, it reported net sales of $24 million and a net profit of $2 million, with a market cap of $166.61 million.

Overview:<BR>First National Corporation is a bank holding company that operates First Bank, providing a range of banking services in the Regional Banks industry.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 24 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 2 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 166.61 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 25.00 <BR>Dividend Yield: 2.63% <BR>Debt Equity: 0.00 <BR>Return on Equity: 4.14% <BR>Price to Book: 0.99 <BR><BR>Contact Details:<BR>Address: 112 W King St, STRASBURG VA: 22657-2220 <BR>Tel: 1 540 4659121

Should I buy, sell or hold First National Corp. (Virginia)?

Who are in the management team of First National Corp. (Virginia)?

As of March 2022, the management team of First National Corp. (Virginia) includes President and CEO Scott Harvard, along with independent directors Jason Aikens, Emily Beck, Boyce Brannock, Elizabeth Cottrell, and W. Michael Funk. This team combines executive leadership with independent oversight for effective governance.

As of March 2022, the management team of First National Corp. (Virginia) includes the following individuals:<BR><BR>- Mr. Scott Harvard, who serves as the President, Chief Executive Officer, and Director of the Company and Bank.<BR>- Mr. Jason Aikens, who is an Independent Director.<BR>- Mrs. Emily Beck, who is an Independent Director of the Company and the Bank.<BR>- Mr. Boyce Brannock, who is an Independent Director.<BR>- Mrs. Elizabeth Cottrell, who is an Independent Director.<BR>- Mr. W. Michael Funk, who is also an Independent Director. <BR><BR>This team comprises both executive leadership and independent directors, contributing to the governance of the company.

Is First National Corp. (Virginia) technically bullish or bearish?

As of September 12, 2025, First National Corp. (Virginia) shows a neutral trend with mixed technical signals, being mildly bullish on some indicators while lagging behind the S&P 500 in long-term performance.

As of 12 September 2025, the technical trend for First National Corp. (Virginia) has changed from mildly bullish to sideways. The current stance is neutral, with mixed signals across different indicators. The MACD is bullish on both weekly and monthly timeframes, while the RSI shows a bearish signal on the weekly and no signal on the monthly. Bollinger Bands and KST are bullish on both timeframes, but the Dow Theory indicates a mildly bullish stance on both weekly and monthly. The daily moving averages are bullish, but the OBV is mildly bearish on the weekly and shows no trend on the monthly.<BR><BR>In terms of performance, the stock has outperformed the S&P 500 over the past week and month, but has lagged significantly over the longer-term periods, particularly in the 3-year, 5-year, and 10-year comparisons.

Is First National Corp. (Virginia) overvalued or undervalued?

As of October 17, 2025, First National Corp. (Virginia) is considered overvalued with a P/E ratio of 25, a Price to Book Value of 1.05, and a modest ROE of 4.14%, while underperforming the S&P 500 with a year-to-date return of -4.61%.

As of 17 October 2025, the valuation grade for First National Corp. (Virginia) has moved from very expensive to expensive, indicating a slight improvement in its valuation outlook. Based on the current metrics, the company appears to be overvalued. The P/E ratio stands at 25, significantly higher than peers like LINKBANCORP, Inc. at 7.19 and Hawthorn Bancshares, Inc. at 11.27. Additionally, the Price to Book Value is 1.05, and the ROE is a modest 4.14%, which further supports the overvaluation conclusion.<BR><BR>In comparison to the broader market, First National Corp. has underperformed relative to the S&P 500, with a year-to-date return of -4.61% versus the index's 13.30%. This trend continues over longer periods, with a 3-year return of 47.32% compared to the S&P 500's 81.19%. Overall, the combination of high valuation ratios and underwhelming performance relative to peers and the market suggests that First National Corp. is currently overvalued.