First National Corp. (Virginia) (FXNC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

First National Corp. (Virginia)

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First Financial Northwest, Inc.

First Guaranty Bancshares, Inc.

Why is First National Corp. (Virginia) ?

High Profitability with a Net Interest Margin of 18.41%

With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25

NII(Q) Highest at USD 18.55 MM
CASH AND EQV(HY) Highest at USD 61.87 MM
DIVIDEND PER SHARE(HY) Highest at USD 0

High Institutional Holdings at 40.5%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 3.58% over the previous quarter.

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to First National Corp. (Virginia) should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is First National Corp. (Virginia) for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

First National Corp. (Virginia)

-1.16%

2.20

26.88%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

22.74%

EBIT Growth (5y)

6.09%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

60.54%

Pledged Shares

Institutional Holding

40.50%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.05

EV to EBIT

-1.11

EV to EBITDA

-0.73

EV to Capital Employed

0.41

EV to Sales

-0.07

PEG Ratio

Dividend Yield

2.47%

ROCE (Latest)

-36.88%

ROE (Latest)

4.14%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bullish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

25What is working for the Company

NII(Q)

Highest at USD 18.55 MM

CASH AND EQV(HY)

Highest at USD 61.87 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

NET SALES(Q)

At USD 25.16 MM has Grown at 47.55%

OPERATING PROFIT(Q)

Highest at USD 6.35 MM

OPERATING PROFIT MARGIN(Q)

Highest at 25.25 %

PRE-TAX PROFIT(Q)

Highest at USD 6.35 MM

NET PROFIT(Q)

Highest at USD 5.06 MM

EPS(Q)

Highest at USD 0.56

-5What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD -22.31 MM

INTEREST(9M)

At USD 20.31 MM has Grown at 30.98%

Here's what is working for First National Corp. (Virginia)

Pre-Tax Profit

At USD 6.35 MM has Grown at 103.36%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 5.06 MM has Grown at 107.23%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

NII

Highest at USD 18.55 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Net Sales

At USD 25.16 MM has Grown at 47.55%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Operating Profit

Highest at USD 6.35 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 25.25 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 6.35 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 5.06 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.56

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv

Highest at USD 61.87 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Depreciation

Highest at USD 1.12 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (USD MM)

Here's what is not working for First National Corp. (Virginia)

Operating Cash Flow

Lowest at USD -22.31 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Interest

At USD 20.31 MM has Grown at 30.98%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)