First National Financial Corp. (Ontario) (FN) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

88.42 k

Shareholding (Mar 2022)

FII

0.03%

Held by 1 FIIs

DII

99.97%

Held by 0 DIIs

Promoter

0.00%

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 31.17%

With ROE of 25.10%, it has a very attractive valuation with a 3.87 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

CAD 2,877 Million (Small Cap)

P/E

15.00

Industry P/E

Dividend Yield

0.17%

Debt Equity

-999,999.00

Return on Equity

25.10%

Price to Book

3.85

Revenue and Profits:

Net Sales:

613 Million

(Quarterly Results - Jun 2025)

Net Profit:

63 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

109.34%

6 Months

173.03%

1 Year

54.97%

2 Years

119.09%

3 Years

126.21%

4 Years

120.4%

5 Years

228.27%

First National Financial Corp. (Ontario) for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

15.07%

EBIT Growth (5y)

8.04%

EBIT to Interest (avg)

4.57

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

26.35%

Dividend Payout Ratio

73.90%

Pledged Shares

Institutional Holding

0.03%

ROCE (avg)

767.20%

ROE (avg)

31.17%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.85

EV to EBIT

4.14

EV to EBITDA

4.03

EV to Capital Employed

-4.68

EV to Sales

0.69

PEG Ratio

Dividend Yield

0.17%

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

25.10%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

Bearish

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2022

Shareholding Compare (%holding)

Majority shareholders

Foreign Institutions

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 1 Foreign Institutions (0.03%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "chgp": "6.09%",
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          "val1": "129.40",
          "val2": "75.00",
          "chgp": "72.53%",
          "chgp_class": "positive"
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        {
          "field": "Interest",
          "val1": "40.30",
          "val2": "39.10",
          "chgp": "3.07%",
          "chgp_class": "negative"
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          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "val1": "63.40",
          "val2": "24.60",
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          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "124.80%",
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          "val1": "161.70",
          "val2": "153.40",
          "chgp": "5.41%",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

613.10

577.90

6.09%

Operating Profit (PBDIT) excl Other Income

129.40

75.00

72.53%

Interest

40.30

39.10

3.07%

Exceptional Items

0.00

Consolidate Net Profit

63.40

24.60

157.72%

Operating Profit Margin (Excl OI)

206.40%

124.80%

8.16%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is 6.09% vs -30.35% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 157.72% vs -60.95% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

2,354.00

2,070.00

13.72%

Operating Profit (PBDIT) excl Other Income

453.30

511.50

-11.38%

Interest

161.70

153.40

5.41%

Exceptional Items

0.00

Consolidate Net Profit

203.40

252.80

-19.54%

Operating Profit Margin (Excl OI)

186.20%

240.20%

-5.40%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 13.72% vs 48.27% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -19.54% vs 27.87% in Dec 2023

All Annual Results

Company CV

About First National Financial Corp. (Ontario)

First National Financial Corp. (Ontario)

Finance

First National Financial Corporation is a Canada-based parent company of First National Financial LP (FNFLP), which is an originator, underwriter and servicer of prime residential (single-family and multi-unit) and commercial mortgages. The Company operates through two segments: Residential (which includes single-family residential mortgages) and Commercial (which includes multi-unit residential and commercial mortgages). The Company provides mortgage-financing solutions to the mortgage market in Canada. The Company also invests in short-term mortgages, usually for six- to 18-month terms. The Company provides underwriting and fulfilment processing services to a mortgage originator using the mortgage broker distribution channel. The Company's subsidiaries include First National Financial GP Corporation, FNFC Trust, First National Asset Management Inc., First National Mortgage Corporation, First National Mortgage Investment Fund and FN Mortgage Investment Trust.

Company Coordinates

Company Details

North Tower, 100 University Ave Suite 700 TORONTO ON : M5J 1V6

Tel: 1 416 5931100

https://www.firstnational.ca/

Registrar Details