First National Financial Corp. (Ontario) (FN) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

First National Financial Corp. (Ontario)

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Why is First National Financial Corp. (Ontario) ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 31.17%

With ROE of 25.10%, it has a very attractive valuation with a 3.87 Price to Book Value

The stock is trading at a fair value compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 24.05%, its profits have fallen by -19.2%

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to First National Financial Corp. (Ontario) should be less than 10%
Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is First National Financial Corp. (Ontario) for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

First National Financial Corp. (Ontario)

-100.0%

2.59

21.34%

S&P/TSX 60

19.1%

1.54

14.62%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

15.07%

EBIT Growth (5y)

8.04%

EBIT to Interest (avg)

4.57

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

26.35%

Dividend Payout Ratio

73.90%

Pledged Shares

Institutional Holding

0.03%

ROCE (avg)

767.20%

ROE (avg)

31.17%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.85

EV to EBIT

4.14

EV to EBITDA

4.03

EV to Capital Employed

-4.68

EV to Sales

0.69

PEG Ratio

Dividend Yield

0.17%

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

25.10%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

Bearish

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

OPERATING CASH FLOW(Y)

Highest at CAD 548.53 MM

DIVIDEND PER SHARE(HY)

Highest at CAD 10.17

INTEREST COVERAGE RATIO(Q)

Highest at 320.69

CASH AND EQV(HY)

Highest at CAD 2,092.21 MM

DEBTORS TURNOVER RATIO(HY)

Highest at 10.17%

PRE-TAX PROFIT(Q)

Highest at CAD 86.19 MM

NET PROFIT(Q)

Highest at CAD 63.35 MM

EPS(Q)

Highest at CAD 1.04

-5What is not working for the Company

ROCE(HY)

Lowest at 24.57%

DEBT-EQUITY RATIO (HY)

Highest at 6,971.41 %

RAW MATERIAL COST(Y)

Grown by 13.97% (YoY

Here's what is working for First National Financial Corp. (Ontario)

Interest Coverage Ratio

Highest at 320.69

in the last five periods

MOJO Watch

The company's ability to manage interest payments is improving

Operating Profit to Interest

Dividend per share

Highest at CAD 10.17 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (CAD)

Operating Cash Flow

Highest at CAD 548.53 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (CAD MM)

Pre-Tax Profit

Highest at CAD 86.19 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (CAD MM)

Net Profit

Highest at CAD 63.35 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (CAD MM)

EPS

Highest at CAD 1.04

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (CAD)

Cash and Eqv

Highest at CAD 2,092.21 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Debtors Turnover Ratio

Highest at 10.17%

in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Here's what is not working for First National Financial Corp. (Ontario)

Debt-Equity Ratio

Highest at 6,971.41 % and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Raw Material Cost

Grown by 13.97% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales