Go Digit General

Why is Go Digit General Insurance Ltd falling/rising?

As of 19-Jun, Go Digit General Insurance Ltd's stock price is rising to 305.70, reflecting a 1.41% increase. This upward trend is supported by strong investor interest, positive trading momentum, and solid long-term growth potential, despite some recent challenges.

As of 19-Jun, Go Digit General Insurance Ltd's stock price is rising, currently at 305.70, with a change of 4.25 (1.41%) upwards. This increase can be attributed to several factors. Firstly, the stock has outperformed its sector by 1.95% today and has shown a consecutive gain over the last two days, rising by 4.47% during this period. Additionally, the stock reached an intraday high of Rs 308.95, reflecting positive trading momentum.<BR><BR>Investor participation has also increased, with a delivery volume of 4.86 lacs on June 18, which is a significant rise of 286.71% compared to the 5-day average delivery volume. This indicates growing interest and confidence among investors. Furthermore, the stock is currently trading above its 5-day and 20-day moving averages, suggesting a short-term bullish trend.<BR><BR>On a fundamental level, Go Digit General Insurance Ltd has demonstrated strong long-term growth potential, with an impressive 86.47% compound annual growth rate (CAGR) in operating profits. The high institutional holdings at 22.64% indicate that knowledgeable investors are backing the stock, which can further bolster confidence among retail investors.<BR><BR>However, it is important to note that despite the recent rise, the stock has faced challenges, including flat results in March and a negative return of -9.48% over the past year. Nonetheless, the current upward movement in stock price reflects a positive sentiment in the short term, driven by increased trading activity and strong fundamental growth prospects.

Which are the latest news on Go Digit General?

What does Go Digit General do?

Go Digit General Insurance Ltd, a small-cap company established in 2016, operates in the insurance sector and reported net sales of ₹2,301 Cr and a net profit of ₹149 Cr for the quarter ending March 2026. Key financial metrics include a P/E ratio of 51.00 and a market cap of ₹27,908 Cr.

Overview:<BR>Go Digit General Insurance Ltd operates in the insurance industry and is categorized as a small-cap company.<BR><BR>History:<BR>The company was incorporated in 2016 as Oben General Insurance Limited and later renamed Go Digit General Insurance Limited in June 2017. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 2,301 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 149 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 27,908 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 51.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.08 <BR>Return on Equity: 11.67% <BR>Price to Book: 5.99 <BR><BR>Contact Details:<BR>Registrar Address: Not available. <BR>Phone: N/A <BR>Email: N/A <BR>Website: N/A

How big is Go Digit General?

As of 10th June, Go Digit General Insurance Ltd has a market capitalization of 27,908.00 Cr, with recent net sales of 8,414.34 Cr and a net profit of 544.35 Cr.

As of 10th June, Go Digit General Insurance Ltd has a market capitalization of 27,908.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, Go Digit General reported Net Sales of 8,414.34 Cr and a Net Profit of 544.35 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 4,612.40 Cr and Total Assets of 21,460.94 Cr.

Who are the peers of the Go Digit General?

Go Digit General's peers include HDFC Life Insurance, ICICI Lombard, ICICI Prudential Life, Max Financial, Star Health Insurance, New India Assurance, Niva Bupa Health, and Medi Assist Services. Go Digit General has good management risk and growth, with a 1-year return of -14.54%, better than New India Assurance but lower than Star Health Insurance's 12.98%.

Peers: The peers of Go Digit General are HDFC Life Insur., ICICI Lombard, ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, New India Assura, Niva Bupa Health, Medi Assist Ser.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard, while Good management risk is found at Go Digit General and Medi Assist Ser. Average management risk is found at HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, and Niva Bupa Health, and the rest. Growth is rated as Good for Go Digit General and Niva Bupa Health, while Average growth is seen at HDFC Life Insur., ICICI Lombard, General Insuranc, and the rest, and Below Average growth is noted for ICICI Pru Life, Max Financial, and Star Health Insu. All peers maintain an Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Star Health Insu at 12.98%, while the lowest is New India Assura at -25.60%. Go Digit General's 1-year return is -14.54%, which is higher than New India Assura but lower than Star Health Insu. Additionally, the six-month return is negative for HDFC Life Insur., ICICI Pru Life, Max Financial, New India Assura, and Medi Assist Ser.

Are Go Digit General Insurance Ltd latest results good or bad?

Go Digit General Insurance Ltd's latest results show a net profit increase to ₹149.42 crores and sales growth, but a deteriorating operating margin at -12.93% indicates struggles in core operations, raising concerns about the sustainability of profitability. Investors should be cautious given the reliance on non-operating income.

Go Digit General Insurance Ltd's latest results present a mixed picture. On one hand, the company reported a net profit of ₹149.42 crores for Q4 FY26, which reflects a significant year-on-year increase of 29.24% and a quarter-on-quarter growth of 6.66%. Additionally, net sales reached ₹2,301.02 crores, marking a 2.41% increase year-on-year and a 6.52% rise from the previous quarter.<BR><BR>However, the underlying operational performance raises concerns. The operating margin, excluding other income, deteriorated to -12.93%, worsening from -9.31% in the same quarter last year. This indicates that the core insurance business is struggling to generate profits, with the reported profitability heavily reliant on non-operating income, which surged to ₹469.95 crores in Q4 FY26.<BR><BR>Overall, while the headline figures for net profit and sales growth appear positive, the significant losses from core operations and the reliance on non-operating income suggest that the results are not as strong as they might seem. Investors may need to be cautious, as the sustainability of this profitability is in question.

Should I buy, sell or hold Go Digit General Insurance Ltd?

When is the next results date for Go Digit General Insurance Ltd?

The next results date for Go Digit General Insurance Ltd is January 22, 2026.

The next results date for Go Digit General Insurance Ltd is scheduled for January 22, 2026.

Is Go Digit General technically bullish or bearish?

As of December 4, 2025, the market trend is neutral with weak bullish signals from daily moving averages, while weekly indicators show mild bearishness, indicating a lack of strong momentum in either direction.

As of 4 December 2025, the technical trend has changed from mildly bullish to sideways. The current technical stance is neutral, with weak bullish signals primarily from the daily moving averages. However, the weekly MACD and KST are mildly bearish, and the Bollinger Bands indicate a bearish trend on the weekly timeframe. The RSI shows no signals on both weekly and monthly timeframes, and the Dow Theory indicates no trend in either timeframe. Overall, the indicators suggest a lack of strong momentum in either direction, leading to a neutral stance.

How has been the historical performance of Go Digit General?

Go Digit General has shown significant growth in net sales and profitability, with total operating income rising to 9,370.72 Cr in Mar'25 and a recovery in profit before tax to 424.94 Cr, compared to losses in previous years. Total assets increased to 21,460.94 Cr, reflecting a strong recovery and growth trajectory.

Answer:<BR>The historical performance of Go Digit General shows significant growth in net sales and profitability over the past few years.<BR><BR>Breakdown:<BR>Go Digit General has demonstrated a strong upward trend in net sales, increasing from 3,840.96 Cr in Mar'22 to 8,045.96 Cr in Mar'25. Other operating income also saw growth, reaching 1,324.76 Cr in Mar'25, contributing to a total operating income of 9,370.72 Cr for the same period. The company's total expenditure, excluding depreciation, rose to 9,270.61 Cr in Mar'25, but operating profit (PBDIT) improved significantly to 424.94 Cr, compared to a loss of 286.38 Cr in Mar'24. Profit before tax and profit after tax both stood at 424.94 Cr in Mar'25, marking a substantial recovery from previous years, including a loss of 295.86 Cr in Mar'22. The earnings per share (EPS) also increased to 4.6 in Mar'25 from a negative EPS of -3.44 in Mar'22. On the balance sheet, total assets grew to 21,460.94 Cr in Mar'25, up from 10,047.73 Cr in Mar'22, while total liabilities also increased to 21,460.94 Cr. Cash flow from operating activities was 1,604.00 Cr in Mar'25, although cash flow from investing activities was negative at -2,837.00 Cr, resulting in a net cash outflow of -141.00 Cr. Overall, Go Digit General's financial performance reflects a strong recovery and growth trajectory over the past few years.

Who are the top shareholders of the Go Digit General?

The top shareholders of Go Digit General include Go Digit Infoworks Services Private Limited with 73.11%, mutual funds at 6.75%, foreign institutional investors at 7.85%, and individual investors holding 2.23%. The largest public shareholder is Mirae Asset Large & Midcap Fund with a 4.74% stake.

The top shareholders of Go Digit General include the promoters, with Go Digit Infoworks Services Private Limited holding the largest stake at 73.11%. Additionally, mutual funds collectively hold 6.75% through 17 schemes, while foreign institutional investors (FIIs) own 7.85% across 94 entities. The highest public shareholder is Mirae Asset Large & Midcap Fund, which has a stake of 4.74%. Individual investors account for 2.23% of the holdings.

Is Go Digit General overvalued or undervalued?

As of June 2, 2024, Go Digit General is considered very expensive and overvalued with a PE ratio of 76.36 and low financial performance metrics, despite a recent short-term stock outperformance compared to the Sensex.

As of 2 June 2024, the valuation grade for Go Digit General has moved from does not qualify to very expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued based on its high ratios, including a PE ratio of 76.36, an EV to EBIT of 325.24, and an EV to EBITDA of 325.24. These figures starkly contrast with its peers, such as Life Insurance with a PE of 12.54 and Bajaj Finance Ltd. with a PE of 35.01, highlighting the disparity in valuation within the industry.<BR><BR>In comparison to its peers, Go Digit General's valuation metrics suggest that it is not only overvalued but also lacks the financial performance to justify such high multiples, evidenced by a ROE of 9.27% and a ROCE of just 2.13%. Furthermore, while the company's stock has outperformed the Sensex in the short term, with a 1-month return of 20.34% compared to the Sensex's 3.82%, this does not mitigate the overall overvaluation concern.

Has Go Digit General declared dividend?

No Dividend History Available