Go Digit General

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: INE03JT01014
  • NSEID: GODIGIT
  • BSEID: 544179
INR
328.65
-1.05 (-0.32%)
BSENSE

Mar 20

BSE+NSE Vol: 15.02 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Go Digit General
Star Health Insu
ICICI Pru Life
ICICI Lombard
General Insuranc
Max Financial
New India Assura
Niva Bupa Health
HDFC Life Insur.
Medi Assist Ser.
Canara HSBC

Why is Go Digit General Insurance Ltd ?

1
Strong Long Term Fundamental Strength with a 50.90% CAGR growth in Operating Profits
2
Healthy long term growth as Net Sales has grown by an annual rate of 34.60% and Operating profit at 50.90%
3
The company has declared Positive results for the last 7 consecutive quarters
  • PBDIT(Q) Highest at Rs 162.28 cr.
  • PBT LESS OI(Q) Highest at Rs 162.28 cr.
  • PAT(Q) Highest at Rs 140.09 cr.
4
With ROE of 11, it has a Very Expensive valuation with a 6.5 Price to Book Value
  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 9.92%, its profits have risen by 134%
5
High Institutional Holdings at 22.6%
  • These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Go Digit General should be less than 10%
  2. Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Go Digit General for you?

Medium Risk, High Return

Absolute
Risk Adjusted
Volatility
Go Digit General
9.92%
0.35
28.30%
Sensex
-2.38%
-0.19
12.70%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
34.60%
EBIT Growth (5y)
50.90%
Net Debt to Equity (avg)
0.08
Institutional Holding
22.60%
ROE (avg)
10.55%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
59
Industry P/E
20
Price to Book Value
6.45
EV to EBIT
121.65
EV to EBITDA
121.65
EV to Capital Employed
6.22
EV to Sales
3.04
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
4.21%
ROE (Latest)
11.02%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bullish
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company
PBDIT(Q)

Highest at Rs 162.28 cr.

PBT LESS OI(Q)

Highest at Rs 162.28 cr.

PAT(Q)

Highest at Rs 140.09 cr.

EPS(Q)

Highest at Rs 1.52

0What is not working for the Company
Icon
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...

Here's what is working for Go Digit General

Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 162.28 cr has Grown at 218.7% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 50.93 Cr
MOJO Watch
Near term PBT trend is very positive

PBT less Other Income (Rs Cr)

Operating Profit (PBDIT) - Quarterly
Highest at Rs 162.28 cr.
in the last five quarters
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 162.28 cr.
in the last five quarters
MOJO Watch
Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
Highest at Rs 140.09 cr.
in the last five quarters
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly
Highest at Rs 1.52
in the last five quarters
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)