Why is Go Digit General Insurance Ltd ?
1
Flat results in Mar 26
- PBDIT(Q) Lowest at Rs -297.43 cr.
- OPERATING PROFIT TO NET SALES (Q) Lowest at -10.97%
- PBT LESS OI(Q) Lowest at Rs -297.43 cr.
2
With ROE of 11.7, it has a Very Expensive valuation with a 6 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 5.91%, its profits have risen by 28.1% ; the PEG ratio of the company is 1.9
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Go Digit General for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Go Digit General
5.91%
0.22
26.58%
Sensex
-3.33%
-0.25
13.43%
Valuation Key Factors 
Factor
Value
P/E Ratio
52
Industry P/E
21
Price to Book Value
6.03
EV to EBIT
177.60
EV to EBITDA
177.61
EV to Capital Employed
5.90
EV to Sales
2.82
PEG Ratio
1.85
Dividend Yield
NA
ROCE (Latest)
3.32%
ROE (Latest)
11.67%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Movement
7What is working for the Company
NET SALES(Q)
Highest at Rs 2,710.87 cr
PAT(Q)
Highest at Rs 149.42 cr.
EPS(Q)
Highest at Rs 1.62
-7What is not working for the Company
PBDIT(Q)
Lowest at Rs -297.43 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at -10.97%
PBT LESS OI(Q)
Lowest at Rs -297.43 cr.
NON-OPERATING INCOME(Q)
is 272.40 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Go Digit General
Net Sales - Quarterly
Highest at Rs 2,710.87 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 149.42 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 1.62
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Go Digit General
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs -297.43 cr has Fallen at -581.0% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 61.83 CrMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs -297.43 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at -10.97%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs -297.43 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Non Operating Income - Quarterly
is 272.40 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT






