Guj. State Fin.

Which are the latest news on Guj. State Fin.?

Why is Gujarat State Financial Corporation falling/rising?

As of 05-Sep, the stock price of Gujarat State Financial Corporation is at 9.82, down 0.51% and on a six-day downward trend with a total decline of 4.94%. The stock has underperformed the sector and is significantly below its moving averages, indicating a bearish trend and decreased investor confidence.

As of 05-Sep, the stock price of Gujarat State Financial Corporation is falling, currently at 9.82, reflecting a decrease of 0.05 (-0.51%). The stock has been on a downward trend, having lost value for the last six consecutive days, resulting in a total decline of 4.94% during this period. Additionally, the stock has underperformed compared to the sector by 1.69% today.<BR><BR>Over the past week, the stock has decreased by 2.68%, while over the past month, it has fallen by 5.58%. Year-to-date, the stock is down 16.43%, and it has experienced a significant decline of 34.75% over the past year, contrasting sharply with the Sensex, which has only decreased by 5.21% in the same timeframe. <BR><BR>The stock is currently trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. Furthermore, there has been a notable decrease in investor participation, with delivery volume dropping by 46.92% compared to the 5-day average. This decline in trading activity suggests a lack of confidence among investors, contributing to the stock's falling price.

Who are in the management team of Guj. State Fin.?

The management team of Guj. State Fin. includes Raveendran Nair (Company Secretary), Sanjay Gupta and Akash Pawar (Nominees from SIDBI), Ankita R Christian and Leena Katdare (Government Nominees), Sanjeev Mehta (Nominee from LIC), and Sandip J Sagale (Managing Director).

The management team of Guj. State Fin. includes the following individuals:<BR><BR>1. **Raveendran Nair** - Company Secretary & Compliance Officer<BR>2. **Ankita R Christian** - Nominee (Government)<BR>3. **Sanjay Gupta** - Nominee (SIDBI)<BR>4. **Leena Katdare** - Nominee (Government)<BR>5. **Sanjeev Mehta** - Nominee (LIC)<BR>6. **Akash Pawar** - Nominee (SIDBI)<BR>7. **Sandip J Sagale** - Managing Director<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does Guj. State Fin. do?

Gujarat State Financial Corporation (GSFC) provides financial assistance to small and medium enterprises in Gujarat and was established in 1960. As of June 2026, it has a market cap of INR 89 Cr and reported a net profit of -20 Cr.

Overview: <BR>Gujarat State Financial Corporation (GSFC) provides financial assistance to small and medium scale industrial and service sector units in Gujarat and operates within the finance industry as a micro-cap company.<BR><BR>History: <BR>GSFC was established on 1st May, 1960, and is recognized as the second state-level developmental institution to go public, following Haryana Financial Corporation. The latest quarterly results reported are for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: N/A <BR>Most recent Net Profit: -20 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 89 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: -0.21 <BR>Return on Equity: 3.62% <BR>Price to Book: -0.03<BR><BR>Contact Details: <BR>Address: Sector-11 GH 4 Udyog Bhavan, 1st Floor Block No 10 Gandhinagar Gujarat : 382011 <BR>Phone: 91-79-23256761-66/23256772-74 <BR>Email: webmaster-gsfc@gujarat.gov.in <BR>Website: http://www.gsfc.gujarat.gov.in

Who are the peers of the Guj. State Fin.?

Peers of Guj. State Fin. include HUDCO, Indian Renewable, IFCI, and others, with varying management risks and growth ratings. Tour. Fin. Corp. leads in 1-year returns at 131.99%, while Guj. State Fin. has a return of -34.29%.

Peers: The peers of Guj. State Fin. are HUDCO, Indian Renewable, IFCI, CreditAcc. Gram., Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, Satin Creditcare, Spandana Sphoort.<BR><BR>Quality Snapshot: Excellent management risk is observed at CreditAcc. Gram., while Average management risk is found at HUDCO, Indian Renewable, Muthoot Microfin, Fusion Finance, and Spandana Sphoort, and the rest. Below Average management risk is noted for IFCI, Tour. Fin. Corp., Satin Creditcare, and the rest. Growth is rated as Good for Indian Renewable, CreditAcc. Gram., and Satin Creditcare, while Average growth is seen at HUDCO, IFCI, and the rest. Below Average growth is noted for Muthoot Microfin, Fusion Finance, Spandana Sphoort, and the rest. Capital Structure is rated as Excellent for IFCI, CreditAcc. Gram., Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, Satin Creditcare, and the rest, while Good capital structure is observed at HUDCO and Average capital structure is noted for Indian Renewable.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Tour. Fin. Corp. at 131.99%, while the lowest is Indian Renewable at -17.94%. Guj. State Fin. has a 1-year return of -34.29%, which is significantly lower than both extremes. Additionally, peers such as Spandana Sphoort and Indian Renewable have negative six-month returns.

How big is Guj. State Fin.?

As of 31st August, Gujarat State Financial Corporation has a market capitalization of 89.00 Cr and reported Net Sales of 4.13 Cr, with a Net Profit loss of 115.95 Cr over the latest four quarters. Shareholder's Funds showed a loss of 3,188.23 Cr against Total Assets of 233.61 Cr.

As of 31st August, Gujarat State Financial Corporation has a market capitalization of 89.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 4.13 Cr. However, it faced a loss of 115.95 Cr in Net Profit during the same period.<BR><BR>The latest annual period for the balance sheet is March 2026. Shareholder's Funds reported a loss of 3,188.23 Cr, while Total Assets stood at 233.61 Cr.

Should I buy, sell or hold Gujarat State Financial Corporation?

When is the next results date for Gujarat State Financial Corporation?

The next results date for Gujarat State Financial Corporation is 10 August 2026.

The next results date for Gujarat State Financial Corporation is scheduled for 10 August 2026.

Are Gujarat State Financial Corporation latest results good or bad?

The latest results for Gujarat State Financial Corporation are concerning, showing a net loss of ₹31.93 crores and zero net sales, indicating severe financial distress. With a significant interest burden and a shareholder deficit exceeding ₹3,060 crores, the outlook for the company appears bleak.

The latest results for Gujarat State Financial Corporation (GSFC) are quite concerning. In Q3 FY26, the company reported a net loss of ₹31.93 crores, which is only a slight improvement from the previous quarter but still reflects ongoing financial distress. Notably, net sales have dropped to zero, indicating a complete cessation of operational activities. This is a catastrophic decline from the minimal sales recorded in previous quarters.<BR><BR>The interest burden remains significant at ₹35.65 crores, far exceeding any operational income, leading to a very low interest coverage ratio. Additionally, the company's balance sheet shows a staggering shareholder deficit of over ₹3,060 crores, which highlights the severe erosion of equity.<BR><BR>Overall, GSFC's financial performance indicates a downward spiral with no clear path to recovery. The stock has been under severe pressure, declining 38.19% over the past year, and it currently trades below all key moving averages, reflecting a bearish technical trend. Given these factors, the results can be characterized as bad, and the outlook for the company appears bleak.

Is Guj. State Fin. overvalued or undervalued?

As of December 4, 2025, Guj. State Fin. is considered undervalued with an attractive valuation grade despite negative key ratios, having underperformed the Sensex by 50.60% over the past year.

As of 4 December 2025, the valuation grade for Guj. State Fin. has moved from risky to attractive. Based on the analysis, the company appears to be undervalued. Key ratios include a PE ratio of -0.78, an EV to EBIT of -215.92, and an EV to Sales of -760.02, which indicate significant challenges in profitability and valuation metrics.<BR><BR>When compared to peers, Guj. State Fin. stands out with its attractive valuation despite negative ratios, while Bajaj Finance is classified as very expensive with a PE ratio of 34.9, and Life Insurance is very attractive with a PE ratio of 10.85. The recent stock performance shows that Guj. State Fin. has underperformed the Sensex over the past year, with a decline of 50.60% compared to the Sensex's 5.32% gain, reinforcing the notion of its undervaluation in the current market context.

How has been the historical performance of Guj. State Fin.?

Guj. State Fin. has experienced a significant decline in net sales, dropping from 4.66 Cr in March 2024 to 0.14 Cr in March 2025, alongside increasing losses, with a profit after tax of -125.34 Cr in March 2025. The company's financial metrics indicate a challenging operational environment, marked by rising expenditures and negative cash flow.

Answer:<BR>The historical performance of Guj. State Fin. shows a declining trend in net sales and increasing losses over the years.<BR><BR>Breakdown:<BR>Guj. State Fin. reported net sales of 0.14 Cr in March 2025, a significant drop from 4.66 Cr in March 2024 and 0.55 Cr in March 2023. The total operating income mirrored this decline, falling to 0.14 Cr in March 2025 from 4.66 Cr in the previous year. Total expenditure, excluding depreciation, increased to 142.59 Cr in March 2025 from 140.70 Cr in March 2024, contributing to an operating profit (PBDIT) of -127.24 Cr in March 2025, worsening from -122.97 Cr in March 2024. Interest expenses also rose to 139.34 Cr in March 2025, up from 137.48 Cr in March 2024. Consequently, the profit before tax was -125.34 Cr in March 2025, compared to -119.21 Cr in March 2024, and the profit after tax followed suit at -125.34 Cr. The company's reserves continued to decline, reaching -3,154.31 Cr in March 2025 from -3,028.65 Cr in March 2024. Cash flow from operating activities remained negative at -13.00 Cr in March 2025, while cash and cash equivalents stood at 1.00 Cr, unchanged from the previous year. Overall, the financial metrics indicate a challenging operational environment for Guj. State Fin. with increasing losses and declining revenues.

Who are the top shareholders of the Guj. State Fin.?

The top shareholder of Guj. State Fin. is H.e. The Governor Of Gujarat, holding 55.09%. The Central Bank Of India is the largest public shareholder at 1.12%, with individual investors owning 8.65%.

The top shareholders of Guj. State Fin. are primarily the promoters, with H.e. The Governor Of Gujarat holding the largest stake at 55.09%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares. The highest public shareholder is the Central Bank Of India, which holds 1.12%. Additionally, individual investors collectively own 8.65% of the company.

What is the technical trend for Guj. State Fin.?

As of May 5, 2025, Guj. State Fin. shows a mildly bearish trend overall, with mixed signals from key indicators like MACD, RSI, and Bollinger Bands, suggesting uncertainty in market direction.

As of 5 May 2025, the technical trend for Guj. State Fin. has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD is mildly bearish, suggesting mixed signals. The RSI shows no signal on the weekly chart but is bullish on the monthly, indicating potential upward momentum over a longer time frame. However, the Bollinger Bands are bearish on both weekly and monthly charts, which is a negative indicator. Daily moving averages are mildly bearish, reinforcing the overall cautious outlook. The KST is mildly bullish weekly but mildly bearish monthly, adding to the mixed sentiment. Dow Theory shows a mildly bullish trend on the weekly but no trend on the monthly, indicating uncertainty. Overall, the current technical stance is mildly bearish, with key indicators reflecting a lack of strong conviction in either direction.

Has Guj. State Fin. declared dividend?

No Dividend History Available