HDFC Life Insur.

Why is HDFC Life Insurance Company Ltd falling/rising?

As of 25-Aug, HDFC Life Insurance Company Ltd's stock price is declining, currently at 547.80, with a significant 30.39% drop over the past year. Despite some positive financial indicators, the overall sentiment remains negative due to underperformance relative to the market and decreasing investor participation.

As of 25-Aug, HDFC Life Insurance Company Ltd's stock price is falling, currently at 547.80, reflecting a decrease of 2.5 (-0.45%). The stock has been underperforming in both the short and long term, with a notable decline of 30.39% over the past year, compared to a much smaller decline of 4.88% in the benchmark Sensex during the same period. <BR><BR>In the last two days, the stock has experienced consecutive falls, totaling a decline of 1.21%. Additionally, it is currently close to its 52-week low, just 3.17% away from Rs 530.45. The stock's performance today has also been disappointing, underperforming its sector by 0.9%. <BR><BR>Investor participation appears to be decreasing, as evidenced by a significant drop in delivery volume, which fell by 30.87% against the 5-day average. Although the stock is liquid enough for trading, the overall sentiment is negative, compounded by its poor performance relative to both its historical returns and the broader market. <BR><BR>While there are some positive factors, such as a strong debt-to-equity ratio and recent positive financial results, these have not been sufficient to counteract the prevailing negative trends in stock performance and investor sentiment.

Which are the latest news on HDFC Life Insur.?

Who are in the management team of HDFC Life Insur.?

The management team of HDFC Life Insurance includes key members such as Deepak Parekh (Chairman), Vibha Padalkar (Managing Director & CEO), and Niraj Shah (CFO), along with several independent directors and other executives, bringing diverse expertise to the company.

The management team of HDFC Life Insurance includes the following key members:<BR><BR>1. **Deepak Parekh** - Chairman (Non-Executive)<BR>2. **Keki Mistry** - Director<BR>3. **VEGULAPARANAN KASI VISWANATHAN** - Independent Director<BR>4. **Prasad Chandran** - Independent Director<BR>5. **Sumit Bose** - Independent Director<BR>6. **Ketan Dalal** - Independent Director<BR>7. **Vibha Padalkar** - Managing Director & CEO<BR>8. **Narendra Gangan** - Company Secretary & Compliance Officer<BR>9. **Suresh Badami** - Deputy Managing Director<BR>10. **Bharti Gupta Ramola** - Independent Director<BR>11. **Bhaskar Ghosh** - Independent Director<BR>12. **Niraj Shah** - Whole Time Director & CFO<BR>13. **Kaizad Bharucha** - Non-Executive Director<BR><BR>This team brings a diverse range of expertise and leadership to the company.

What does HDFC Life Insur. do?

HDFC Life Insurance Company Ltd, established in 2000, offers life insurance products and services, with a market cap of INR 116,542 Cr and a net profit of 611 Cr as of June 2026. Key metrics include a P/E ratio of 59.00 and a dividend yield of 0.39%.

Overview:<BR>HDFC Life Insurance Company Ltd operates in the insurance industry as a large-cap company, providing life insurance products and services.<BR><BR>History:<BR>The company was incorporated in Mumbai on 14th August 2000, originally known as HDFC Standard Life Insurance Company Limited. It obtained the Certificate of Commencement of Business on October 12, 2000. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 33,759 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 611 Cr (Quarterly Results - Jun 2026)<BR>- Market cap: INR 116,542 Cr (Large Cap)<BR><BR>Key Metrics:<BR>- P/E: 59.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.39%<BR>- Debt Equity: 0.12<BR>- Return on Equity: 10.10%<BR>- Price to Book: 5.95<BR><BR>Contact Details:<BR>Address: 13th Floor Lodha Excelus, ApolloMills Compound Mahalaxmi Mumbai Maharashtra : 400011<BR>Tel: 91-22-67516666<BR>Email: investor.service@hdfclife.com<BR>Website: http://www.hdfclife.com

Who are the peers of the HDFC Life Insur.?

HDFC Life Insurance's peers include SBI Life Insurance, ICICI Lombard, ICICI Prudential Life, Max Financial, and others. HDFC Life has average management risk and growth, with a 1-year return of -30.58%, underperforming compared to peers like Star Health Insurance, which has a return of 31.46%.

Peers: The peers of HDFC Life Insur. are Life Insurance, SBI Life Insuran, ICICI Lombard, ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, New India Assura, Go Digit General, and Niva Bupa Health.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard and Go Digit General, while Average management risk is found at Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, Niva Bupa Health, and the rest. Growth is rated as Excellent for Niva Bupa Health, Good for SBI Life Insuran, Average for HDFC Life Insur., General Insuranc, and ICICI Lombard, and Below Average for Life Insurance, ICICI Pru Life, Max Financial, Star Health Insu, New India Assura, and Go Digit General. All peers have an Excellent capital structure.<BR><BR>Return Snapshot: Star Health Insu has the highest 1-year return at 31.46%, while HDFC Life Insur. has the lowest at -30.58%, indicating a significant underperformance compared to its peers. Additionally, ICICI Lombard, ICICI Pru Life, General Insuranc, Max Financial, Go Digit General, and HDFC Life Insur. all have negative six-month returns.

How big is HDFC Life Insur.?

As of 14th August, HDFC Life Insurance Company Ltd has a market capitalization of 116,901.00 Cr and reported net sales of 103726.83 Cr and net profit of 1975.16 Cr over the latest four quarters.

As of 14th August, <BR><BR>Market Cap: HDFC Life Insurance Company Ltd has a market capitalization of 116,901.00 Cr, classified as Large Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 103726.83 Cr, while the sum of Net Profit for the same period is 1975.16 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2026. Shareholder's Funds are valued at 17,749.54 Cr, and Total Assets amount to 3,90,500.09 Cr.

Should I buy, sell or hold HDFC Life Insurance Company Ltd?

Are HDFC Life Insurance Company Ltd latest results good or bad?

HDFC Life Insurance Company's latest results are strong, with a 69.73% increase in net sales and a 22.85% rise in net profit. However, concerns about high valuations and competitive pressures suggest that investors should proceed with caution.

HDFC Life Insurance Company Ltd's latest results can be characterized as good in terms of operational performance, but there are some caveats to consider regarding valuation and market conditions.<BR><BR>In the most recent quarter, the company reported a significant increase in net sales, which surged by 69.73% quarter-on-quarter to ₹33,758.51 crores, and a healthy year-on-year growth of 14.58%. Additionally, net profit reached ₹611.19 crores, reflecting a 22.85% increase from the previous quarter and an 11.46% rise year-on-year. The improvement in profitability metrics is noteworthy, with the profit after tax (PAT) margin expanding to 3.65%, up from 1.91% in the previous quarter.<BR><BR>However, despite these positive results, there are concerns regarding stretched valuations and a competitive market environment. The company's return on equity (ROE) stands at 10.77%, which, while showing some improvement, is still below that of several peers in the insurance sector. The elevated price-to-earnings (P/E) ratio of 64.41x indicates that the stock is trading at a premium compared to the sector average, which raises questions about the sustainability of such valuations.<BR><BR>Overall, while HDFC Life's operational performance is strong, the market's perception of its valuation and competitive pressures may temper the outlook. Investors should be cautious and consider these factors when evaluating the company's future prospects.

When is the next results date for HDFC Life Insurance Company Ltd?

The next results date for HDFC Life Insurance Company Ltd is 15 July 2026.

The next results date for HDFC Life Insurance Company Ltd is scheduled for 15 July 2026.

Is HDFC Life Insur. overvalued or undervalued?

As of November 28, 2025, HDFC Life Insurance is fairly valued with a PE ratio of 87.21 and has outperformed the Sensex with a year-to-date return of 24.1%, while its peers, Bajaj Finance and SBI Life Insurance, are rated as very expensive and very attractive, respectively.

As of 28 November 2025, HDFC Life Insurance has moved from an expensive to a fair valuation grade. The company is currently fairly valued, with a PE ratio of 87.21, an EV to EBITDA ratio of 105.66, and a ROE of 11.16%. In comparison to its peers, Bajaj Finance is rated as very expensive with a PE of 35.28, while SBI Life Insurance is considered very attractive with a PE of 80.42.<BR><BR>The valuation metrics indicate that HDFC Life Insurance is positioned reasonably within the industry, especially when compared to peers like Bajaj Finance and SBI Life Insurance. Despite its fair valuation, the company's recent stock performance has outpaced the Sensex, with a year-to-date return of 24.1% compared to the Sensex's 9.68%. This suggests a positive sentiment towards the stock, reinforcing its current valuation status.

Is HDFC Life Insur. technically bullish or bearish?

As of November 17, 2025, HDFC Life Insurance's trend is mildly bullish, supported by monthly indicators, though mixed signals from weekly metrics suggest a cautious outlook with potential volatility.

As of 17 November 2025, the technical trend for HDFC Life Insurance has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by the monthly MACD and Bollinger Bands indicating bullish conditions, while the weekly MACD and KST show mildly bearish signals. The daily moving averages are bullish, but the weekly Dow Theory indicates no trend. The RSI shows no signal on both weekly and monthly time frames. Overall, the mixed signals suggest a cautious bullish outlook with potential for volatility.

How has been the historical performance of HDFC Life Insur.?

HDFC Life Insurance's historical performance shows fluctuating net sales, peaking at 1,01,481.80 Cr in March 2024 before declining to 96,921.74 Cr in March 2025. However, operating profit and profit after tax increased, with total assets growing to 3,49,411.58 Cr and cash flow from operations improving to 15,597.00 Cr in March 2025, indicating strong liquidity.

Answer:<BR>The historical performance of HDFC Life Insurance shows a fluctuating trend in net sales, with a peak of 1,01,481.80 Cr in March 2024, followed by a decrease to 96,921.74 Cr in March 2025. The total operating income mirrored this trend, reaching 1,01,481.80 Cr in March 2024 and then falling to 96,921.74 Cr in March 2025. Operating profit (PBDIT) saw a significant increase to 1,289.74 Cr in March 2025 from 977.28 Cr in March 2024, although it had previously peaked at 1,628.67 Cr in March 2021. Profit after tax also increased to 1,810.82 Cr in March 2025, up from 1,574.08 Cr in March 2024, indicating a positive trend in profitability. The company's total assets rose to 3,49,411.58 Cr in March 2025, compared to 3,02,686.94 Cr in March 2024, reflecting growth in the balance sheet. Cash flow from operating activities improved significantly to 15,597.00 Cr in March 2025, up from 10,721.00 Cr in March 2024, while cash flow from investing activities remained negative but stable at around -13,632.00 Cr. The company maintained a strong cash position, ending with 11,089.00 Cr in cash and cash equivalents in March 2025.<BR><BR>Breakdown:<BR>HDFC Life Insurance's financial performance has shown notable fluctuations over the years. Net sales peaked at 1,01,481.80 Cr in March 2024 before declining to 96,921.74 Cr in March 2025. Operating profit (PBDIT) increased to 1,289.74 Cr in March 2025, a recovery from the previous year's 977.28 Cr, while profit after tax also rose to 1,810.82 Cr in March 2025, up from 1,574.08 Cr in March 2024. The company's total assets grew significantly to 3,49,411.58 Cr in March 2025, reflecting a robust balance sheet, and cash flow from operating activities saw a substantial increase to 15,597.00 Cr, indicating improved operational efficiency. Despite consistent negative cash flow from investing activities, the company ended with a strong cash position of 11,089.00 Cr in March 2025, showcasing its liquidity strength.

Who are the top shareholders of the HDFC Life Insur.?

The top shareholders of HDFC Life Insurance are HDFC Bank Ltd. with 50.32%, foreign institutional investors holding 24.95%, and mutual funds with 11.32%. Exide Industries Ltd. is the largest public shareholder at 4.04%, while individual investors own 5.58%.

The top shareholders of HDFC Life Insurance include HDFC Bank Ltd., which holds the largest stake at 50.32%. Other significant shareholders are foreign institutional investors (FIIs), with a collective holding of 24.95%, and mutual funds, which are represented by 40 schemes holding 11.32%. Additionally, Exide Industries Ltd. is the highest public shareholder with a stake of 4.04%. Individual investors collectively hold 5.58% of the company.

Has HDFC Life Insur. declared dividend?

Yes, HDFC Life Insurance Company Ltd has declared a 21% dividend, amounting to ₹2 per share, with an ex-date of June 21, 2024. The company has demonstrated positive total returns across various periods, reflecting strong performance for investors.

HDFC Life Insurance Company Ltd has declared a 21% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 21%<BR>- Amount per share: 2 per share<BR>- Ex-date: Jun-21-2024<BR><BR>Dividend Yield: 0.26%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 18.15%, the dividend return was 0.33%, resulting in a total return of 18.48%.<BR><BR>Over the past year, the price return reached 35.41%, with a dividend return of 0.72%, leading to a total return of 36.13%.<BR><BR>In the 2-year period, the price return was 29.85%, the dividend return was 0.65%, culminating in a total return of 30.5%.<BR><BR>For the 3-year period, the price return stood at 24.15%, the dividend return was 1.09%, resulting in a total return of 25.24%.<BR><BR>In the 4-year period, the price return was 10.51%, with a dividend return of 1.39%, leading to a total return of 11.9%.<BR><BR>Finally, over the last 5 years, the price return was 45.72%, the dividend return was 1.77%, resulting in a total return of 47.49%.<BR><BR>Overall, HDFC Life Insurance Company Ltd has shown a consistent dividend declaration and positive total returns across various periods, indicating a favorable performance for investors.