Life Insurance

Why is Life Insurance Corporation of India falling/rising?

As of 25-Aug, the stock price of Life Insurance Corporation of India is currently at 422.10, reflecting a decline and underperformance compared to its sector. Despite a positive weekly performance, the stock has a year-to-date drop of -1.22% and shows bearish sentiment due to consecutive declines and relative weakness against moving averages.

As of 25-Aug, the stock price of Life Insurance Corporation of India is falling, currently at 422.10, reflecting a change of -0.35 (-0.08%). The stock has underperformed its sector by -0.53% today and has been on a consecutive decline for the last two days, resulting in a total drop of -0.38% during this period. <BR><BR>Despite a positive performance over the past week, where the stock rose by +3.03% compared to the Sensex's +0.54%, it has shown a year-to-date decline of -1.22%, while the Sensex has decreased by -8.88%. Over the past year, the stock has also underperformed, with a return of -5.59% against the Sensex's -4.88%. <BR><BR>The stock's moving averages indicate that it is currently higher than the 5-day, 20-day, 100-day, and 200-day moving averages, but lower than the 50-day moving average, which may suggest some short-term weakness. Additionally, while there has been a rise in investor participation, with delivery volume increasing by 11.65% against the 5-day average, the overall performance today and the consecutive falls indicate a bearish sentiment surrounding the stock. <BR><BR>In summary, the combination of recent underperformance, consecutive declines, and relative weakness compared to its moving averages contributes to the current falling stock price of Life Insurance Corporation of India.

Which are the latest news on Life Insurance?

Should I buy, sell or hold Life Insurance Corporation of India?

Who are in the management team of Life Insurance?

The management team of Life Insurance includes key members such as Siddhartha Mohanty (Chairman & Wholetime Director), Sat Pal Bhanoo, MINI IPE, Jagannath Mukkavilli, and Tablesh Pandey (all Managing Directors), along with several Independent Non Executive Directors and a Company Secretary. This diverse team provides a broad range of expertise and governance.

The management team of Life Insurance includes the following key members:<BR><BR>1. **Siddhartha Mohanty** - Chairman & Wholetime Director<BR>2. **Ranjan Sharma** - Non Executive Director<BR>3. **Vinod Kumar Verma** - Independent Non Executive Director<BR>4. **Anil Kumar** - Independent Non Executive Director<BR>5. **Anjuly Chib Duggal** - Independent Non Executive Director<BR>6. **G. Mahalingam** - Independent Non Executive Director<BR>7. **Raj Kamal** - Independent Non Executive Director<BR>8. **V S Parthasarathy** - Independent Non Executive Director<BR>9. **M P Vijay Kumar** - Independent Non Executive Director<BR>10. **Sanjeev Nautiyal** - Independent Non Executive Director<BR>11. **Maruthi Prasad Tangirala** - Nominee - Government Of India<BR>12. **Sat Pal Bhanoo** - Managing Director<BR>13. **MINI IPE** - Managing Director<BR>14. **Jagannath Mukkavilli** - Managing Director<BR>15. **Tablesh Pandey** - Managing Director<BR>16. **Pawan Agrawal** - Company Secretary & Compliance Officer<BR><BR>This diverse management team brings a range of expertise and governance to the company.

What does Life Insurance do?

Life insurance provides financial protection to beneficiaries upon the policyholder's death. The Life Insurance Corporation of India, established in 1956, is a large-cap insurer with recent net sales of ₹239,866 Cr and a net profit of ₹13,584 Cr as of June 2026.

Overview:<BR>Life Insurance Corporation of India provides life insurance services and operates within the large-cap insurance industry.<BR><BR>History:<BR>The company was established on September 1, 1956, under the Life Insurance Corporation Act, 1956. It obtained its Certificate of Registration on September 20, 1956, to undertake life insurance business. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 239,866 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 13,584 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 523,014 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 9.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 2.40% <BR>Debt Equity: -0.41 <BR>Return on Equity: 32.53% <BR>Price to Book: 2.98 <BR><BR>Contact Details:<BR>Registrar Address: Not available. <BR>Phone: Not available. <BR>Email: Not available. <BR>Website: Not available.

Who are the peers of the Life Insurance?

Peers of Life Insurance include SBI Life, HDFC Life, ICICI Lombard, ICICI Prudential Life, Max Financial, Star Health, New India Assurance, Go Digit General, and Niva Bupa Health. Management risk varies from excellent at ICICI Lombard and Go Digit to below average at New India Assurance, with Star Health showing the highest 1-year return at 31.46% and Life Insurance at -7.00%.

Peers: The peers of Life Insurance are SBI Life Insuran, HDFC Life Insur., ICICI Lombard, ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, New India Assura, Go Digit General, and Niva Bupa Health.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard and Go Digit General, while Average management risk is found at Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, and Niva Bupa Health, and Below Average management risk is seen at New India Assura. Growth is Good at SBI Life Insuran, Excellent at Niva Bupa Health, Average at HDFC Life Insur., General Insuranc, and ICICI Lombard, while Below Average growth is noted at Life Insurance, ICICI Pru Life, Max Financial, Star Health Insu, and New India Assura. All peers maintain an Excellent capital structure.<BR><BR>Return Snapshot: Star Health Insu has the highest 1-year return at 31.46%, while Go Digit General has the lowest at -27.34%. Life Insurance's 1-year return is -7.00%, which is higher than Go Digit General's but lower than Star Health Insu's. Additionally, the six-month return is negative for HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Go Digit General, and Niva Bupa Health.

How big is Life Insurance?

As of 14th August, Life Insurance Corporation of India has a market capitalization of 515,234.00 Cr and reported net sales of 994087.99 Cr and net profit of 60080.35 Cr over the latest four quarters.

As of 14th August, <BR><BR>Market Cap: Life Insurance Corporation of India has a market capitalization of 515,234.00 Cr, classified as Large Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 994087.99 Cr, while the sum of Net Profit for the same period is 60080.35 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2026, with Shareholder's Funds amounting to 1,76,605.34 Cr and Total Assets totaling 59,48,556.05 Cr.

Are Life Insurance Corporation of India latest results good or bad?

Life Insurance Corporation of India's latest results show strong net profit growth of 81.49% quarter-on-quarter, but concerns arise from a significant drop in operating margins and reliance on a one-time negative tax benefit, suggesting caution for investors regarding future sustainability.

Life Insurance Corporation of India's latest results present a mixed picture. On one hand, the company reported a significant increase in net profit, which rose by 81.49% quarter-on-quarter and 23.26% year-on-year, reaching ₹23,467 crores. Additionally, premium income grew robustly by 17.29% quarter-on-quarter and 13.82% year-on-year, marking the highest quarterly revenue on record at ₹2,76,744 crores.<BR><BR>However, there are notable concerns regarding operational efficiency. The operating margin, excluding other income, contracted sharply to 6.79%, down from 10.96% in the previous quarter and 14.56% a year earlier. This decline indicates rising operational costs, which could be a sign of structural challenges within the company.<BR><BR>Moreover, the impressive profit figures were significantly bolstered by an unusual negative tax rate of -63.10%, raising questions about the sustainability of these profit levels moving forward. Without this one-time tax benefit, the underlying profitability would have been considerably lower.<BR><BR>In summary, while LIC's top-line growth is commendable, the contraction in margins and reliance on extraordinary tax benefits suggest that investors should approach the results with caution, weighing the potential for future growth against the operational challenges the company faces.

When is the next results date for Life Insurance Corporation of India?

The next results date for Life Insurance Corporation of India is 21 May 2026.

The next results date for Life Insurance Corporation of India is scheduled for 21 May 2026.

Is Life Insurance technically bullish or bearish?

As of November 28, 2025, the trend is mildly bullish due to daily moving averages, but mixed signals from the MACD and bearish Bollinger Bands suggest caution.

As of 28 November 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, driven by the daily moving averages indicating mild bullishness and the Dow Theory supporting a mildly bullish outlook on both weekly and monthly time frames. However, the weekly MACD remains bullish while the monthly MACD is mildly bearish, suggesting mixed signals. The Bollinger Bands on a monthly basis are bearish, which adds a layer of caution. Overall, the strength of the bullish sentiment is tempered by the mixed indicators, particularly in the longer time frames.

How has been the historical performance of Life Insurance?

Life Insurance has shown consistent growth in net sales and profits over the past five years, with net sales increasing from 6,90,913.83 Cr in Mar'21 to 8,89,970.02 Cr in Mar'25, and profit after tax rising from 2,974.14 Cr to 48,320.33 Cr. Despite some volatility in cash flow, the overall trend indicates robust revenue and profitability growth.

Answer:<BR>The historical performance of Life Insurance shows a consistent growth trend in net sales and profits over the past five years.<BR><BR>Breakdown:<BR>Life Insurance has demonstrated significant growth in net sales, increasing from 6,90,913.83 Cr in Mar'21 to 8,89,970.02 Cr in Mar'25. The total operating income followed a similar trajectory, reaching 8,89,970.02 Cr in Mar'25, up from 6,90,913.83 Cr in Mar'21. Operating profit (PBDIT) also saw a substantial rise, climbing from 13,022.03 Cr in Mar'21 to 56,321.00 Cr in Mar'25, reflecting an improved operating profit margin that increased from 0.06% to 10.77% during the same period. Profit after tax surged from 2,974.14 Cr in Mar'21 to 48,320.33 Cr in Mar'25, with the PAT margin improving from 0.73% to 9.87%. The company's total assets grew from 34,99,834.08 Cr in Mar'21 to 56,60,568.19 Cr in Mar'25, while total liabilities increased from 38,29,524.21 Cr to 56,60,568.19 Cr. Cash flow from operating activities showed volatility, with a negative cash flow of -9,144.00 Cr in Mar'25, contrasting with a positive inflow of 54,518.00 Cr in Mar'23. Overall, Life Insurance has shown a robust upward trend in revenue and profitability, despite fluctuations in cash flow.

Is Life Insurance overvalued or undervalued?

As of August 7, 2025, Life Insurance is considered undervalued with a PE ratio of 11.59 and strong earnings potential, making it a compelling investment opportunity despite a recent underperformance compared to the Sensex.

As of 7 August 2025, the valuation grade for Life Insurance has moved from fair to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued, with a PE ratio of 11.59, an EV to EBIT of 9.04, and a PEG ratio of 0.65, all of which suggest strong earnings potential relative to its price. <BR><BR>In comparison to its peers, Life Insurance stands out with a much lower PE ratio than Bajaj Finance at 31.34 and Bajaj Finserv at 32.24, both classified as very expensive. Additionally, SBI Life Insurance, also rated very attractive, has a considerably higher PE ratio of 74.93, further underscoring Life Insurance's undervaluation. While the stock has underperformed the Sensex over the past year with a return of -21.22% compared to the Sensex's 1.45%, its strong ratios and favorable peer comparison suggest that it presents a compelling investment opportunity at its current price of 885.45.

Who are the top shareholders of the Life Insurance?

The top shareholder of Life Insurance is the President of India, holding 96.5% of the shares, with individual investors at 1.79%, mutual funds at 1.13%, and foreign institutional investors at 0.1%. There are no significant public shareholders.

The top shareholders of Life Insurance are primarily the promoters, with the President of India holding the highest stake at 96.5%. There are no pledged promoter holdings, and individual investors collectively hold 1.79% of the shares. Additionally, mutual funds have a presence with 25 schemes holding a total of 1.13%, while foreign institutional investors (FIIs) hold 0.1% across 79 entities. There are no significant public shareholders listed.

Has Life Insurance declared dividend?

Life Insurance Corporation of India has declared a 60% dividend, amounting to 6 per share, with an ex-date of July 19, 2024. Despite the dividend declaration, the overall dividend yield is 0%, and total returns have varied, showing gains over 2 and 3 years but negative returns in the last 6 months and year.

Life Insurance Corporation of India has declared a 60% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 60%<BR>- Amount per share: 6<BR>- Ex-date: Jul-19-2024<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -2.57%, the dividend return was 0%, resulting in a total return of -2.57%.<BR><BR>Over the past year, the price return was -2.29%, the dividend return was 0.60%, leading to a total return of -1.69%.<BR><BR>In the 2-year period, the price return was 60.28%, the dividend return was 2.10%, which resulted in a total return of 62.38%.<BR><BR>For the 3-year period, the price return was 23.23%, the dividend return was 2.17%, resulting in a total return of 25.4%.<BR><BR>In the 4-year period, both the price return and dividend return were 0%, leading to a total return of 0.0%.<BR><BR>Over the last 5 years, the price return was 0% and the dividend return was also 0%, resulting in a total return of 0.0%.<BR><BR>Overall, while Life Insurance Corporation of India has declared a dividend, the dividend yield remains at 0%. The total returns show a mixed performance, with significant gains over the 2 and 3-year periods, but negative returns in the shorter time frames.