HDFC Life Insur.

Who are in the management team of HDFC Life Insur.?

As of March 2022, HDFC Life Insurance's management team includes Vibha Padalkar as Managing Director & CEO, along with a mix of executive and independent directors, including Deepak Parekh as Chairman and Niraj Shah as Whole Time Director & CFO.

As of March 2022, the management team of HDFC Life Insurance includes the following individuals:<BR><BR>1. Deepak Parekh - Chairman (Non-Executive)<BR>2. Keki Mistry - Director<BR>3. VEGULAPARANAN KASI VISWANATHAN - Independent Director<BR>4. Prasad Chandran - Independent Director<BR>5. Sumit Bose - Independent Director<BR>6. Ketan Dalal - Independent Director<BR>7. Vibha Padalkar - Managing Director & CEO<BR>8. Narendra Gangan - Company Secretary & Compliance Officer<BR>9. Suresh Badami - Deputy Managing Director<BR>10. Bharti Gupta Ramola - Independent Director<BR>11. Bhaskar Ghosh - Independent Director<BR>12. Niraj Shah - Whole Time Director & CFO<BR>13. Kaizad Bharucha - Non-Executive Director<BR><BR>This team comprises a mix of executive and independent directors, with Vibha Padalkar serving as the Managing Director and CEO.

Has HDFC Life Insur. declared dividend?

Yes, HDFC Life Insurance Company Ltd has declared a 21% dividend, amounting to ₹2 per share, with an ex-date of June 21, 2024. The company has demonstrated positive total returns across various periods, reflecting strong performance for investors.

HDFC Life Insurance Company Ltd has declared a 21% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 21%<BR>- Amount per share: 2 per share<BR>- Ex-date: Jun-21-2024<BR><BR>Dividend Yield: 0.26%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 18.15%, the dividend return was 0.33%, resulting in a total return of 18.48%.<BR><BR>Over the past year, the price return reached 35.41%, with a dividend return of 0.72%, leading to a total return of 36.13%.<BR><BR>In the 2-year period, the price return was 29.85%, the dividend return was 0.65%, culminating in a total return of 30.5%.<BR><BR>For the 3-year period, the price return stood at 24.15%, the dividend return was 1.09%, resulting in a total return of 25.24%.<BR><BR>In the 4-year period, the price return was 10.51%, with a dividend return of 1.39%, leading to a total return of 11.9%.<BR><BR>Finally, over the last 5 years, the price return was 45.72%, the dividend return was 1.77%, resulting in a total return of 47.49%.<BR><BR>Overall, HDFC Life Insurance Company Ltd has shown a consistent dividend declaration and positive total returns across various periods, indicating a favorable performance for investors.

Who are the peers of the HDFC Life Insur.?

HDFC Life Insurance's peers include SBI Life Insurance, ICICI Prudential Life, ICICI Lombard, Max Financial, and Niva Bupa Health, among others. HDFC Life has an average management risk and a 1-year return of 37.71%, lower than Max Financial's 62.40% but higher than New India Assurance's -22.35%.

Peers: The peers of HDFC Life Insur. are Life Insurance, SBI Life Insuran, ICICI Pru Life, ICICI Lombard, General Insuranc, Max Financial, Go Digit General, New India Assura, Star Health Insu, and Niva Bupa Health.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard, while Average management risk is found at Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, and Niva Bupa Health, and the rest. Below Average management risk is noted at New India Assura. Growth is Excellent at Go Digit General and Niva Bupa Health, Average growth is found at SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, ICICI Lombard, General Insuranc, Max Financial, Star Health Insu, and the rest, while Below Average growth is observed at Life Insurance and New India Assura. All peers have an Excellent capital structure.<BR><BR>Return Snapshot: Max Financial has the highest 1-year return at 62.40%, while New India Assura has the lowest at -22.35%. HDFC Life Insur.'s 1-year return is 37.71%, which is significantly higher than New India Assura but lower than Max Financial. Additionally, New India Assura and General Insuranc have negative six-month returns.

Are HDFC Life Insur. latest results good or bad?

HDFC Life Insurance's latest results show strong profitability with a 41.20% increase in profit before tax and record net sales, but growth rates have slowed and the dividend payout ratio has dropped to a five-year low. Overall, the stock is rated as a 'Hold' due to mixed performance indicators.

HDFC Life Insurance Company's latest results for the quarter ending June 2025 show a mixed performance. On one hand, there are positive indicators such as a profit before tax (PBT) of Rs 439.32 crore, which represents a substantial year-on-year growth of 41.20%. Additionally, net sales reached a record high of Rs 29,463.18 crore, marking a 9.39% increase compared to the same quarter last year. The profit after tax (PAT) also saw a notable rise to Rs 548.35 crore, reflecting a 14.49% growth.<BR><BR>However, there are some concerns as well. The growth rates for net sales and net profit have slowed compared to previous periods, indicating a downward trend in growth momentum. Furthermore, the dividend payout ratio has dropped to 24.97%, the lowest in five years, suggesting that the company is retaining more profits rather than distributing them to shareholders.<BR><BR>Overall, while there are strong aspects of HDFC Life's performance, particularly in profitability and cash flow, the slowing growth rates and reduced dividend payout may raise some caution among investors. The stock is currently rated as a 'Hold,' reflecting a balanced view on its future potential.

What does HDFC Life Insur. do?

HDFC Life Insurance Company Ltd, established in 2000, is a large-cap insurance provider based in Mumbai, with recent net sales of ₹294,632 Cr and a net profit of ₹5,484 Cr as of June 2025. Key metrics include a P/E ratio of 87.00 and a market cap of ₹165,793 Cr.

Overview: <BR>HDFC Life Insurance Company Ltd operates in the insurance industry and is categorized as a large-cap company.<BR><BR>History: <BR>The company was incorporated in Mumbai on 14th August 2000, originally known as HDFC Standard Life Insurance Company Limited. It obtained the Certificate of Commencement of Business on October 12, 2000. The latest reported quarter for net sales and profit is June 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 294,632 Cr (Quarterly Results - Jun 2025) <BR>Most recent Net Profit: 5,484 Cr (Quarterly Results - Jun 2025) <BR>Market-cap value: INR 165,793 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 87.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.28% <BR>Debt-Equity: 0.07 <BR>Return on Equity: 11.21% <BR>Price to Book: 10.10 <BR><BR>Contact Details: <BR>Address: 13th Floor Lodha Excelus, ApolloMills Compound Mahalaxmi Mumbai Maharashtra : 400011 <BR>Tel: 91-22-67516666 <BR>Email: investor.service@hdfclife.com <BR>Website: http://www.hdfclife.com

Who are the top shareholders of the HDFC Life Insur.?

The top shareholders of HDFC Life Insurance are HDFC Bank Ltd. with 50.32%, foreign institutional investors holding 24.95%, and mutual funds with 11.32%. Exide Industries Ltd. is the largest public shareholder at 4.04%, while individual investors own 5.58%.

The top shareholders of HDFC Life Insurance include HDFC Bank Ltd., which holds the largest stake at 50.32%. Other significant shareholders are foreign institutional investors (FIIs), with a collective holding of 24.95%, and mutual funds, which are represented by 40 schemes holding 11.32%. Additionally, Exide Industries Ltd. is the highest public shareholder with a stake of 4.04%. Individual investors collectively hold 5.58% of the company.

How big is HDFC Life Insur.?

As of 24th July, HDFC Life Insurance Company Ltd has a market capitalization of 163,940.00 Cr, with recent net sales of 99,451.07 Cr and a net profit of 1,880.20 Cr over the latest four quarters.

As of 24th July, <BR><BR>Market Cap: HDFC Life Insurance Company Ltd has a market capitalization of 163,940.00 Cr and is classified as a Large Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 99,451.07 Cr, while the sum of Net Profit for the same period is 1,880.20 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2025. Shareholder's Funds are valued at 16,154.62 Cr, and Total Assets amount to 3,49,411.58 Cr.

How has been the historical performance of HDFC Life Insur.?

HDFC Life Insurance's historical performance shows fluctuating net sales, peaking at 1,01,481.80 Cr in March 2024 before declining to 96,921.74 Cr in March 2025. However, operating profit and profit after tax increased, with total assets growing to 3,49,411.58 Cr and cash flow from operations improving to 15,597.00 Cr in March 2025, indicating strong liquidity.

Answer:<BR>The historical performance of HDFC Life Insurance shows a fluctuating trend in net sales, with a peak of 1,01,481.80 Cr in March 2024, followed by a decrease to 96,921.74 Cr in March 2025. The total operating income mirrored this trend, reaching 1,01,481.80 Cr in March 2024 and then falling to 96,921.74 Cr in March 2025. Operating profit (PBDIT) saw a significant increase to 1,289.74 Cr in March 2025 from 977.28 Cr in March 2024, although it had previously peaked at 1,628.67 Cr in March 2021. Profit after tax also increased to 1,810.82 Cr in March 2025, up from 1,574.08 Cr in March 2024, indicating a positive trend in profitability. The company's total assets rose to 3,49,411.58 Cr in March 2025, compared to 3,02,686.94 Cr in March 2024, reflecting growth in the balance sheet. Cash flow from operating activities improved significantly to 15,597.00 Cr in March 2025, up from 10,721.00 Cr in March 2024, while cash flow from investing activities remained negative but stable at around -13,632.00 Cr. The company maintained a strong cash position, ending with 11,089.00 Cr in cash and cash equivalents in March 2025.<BR><BR>Breakdown:<BR>HDFC Life Insurance's financial performance has shown notable fluctuations over the years. Net sales peaked at 1,01,481.80 Cr in March 2024 before declining to 96,921.74 Cr in March 2025. Operating profit (PBDIT) increased to 1,289.74 Cr in March 2025, a recovery from the previous year's 977.28 Cr, while profit after tax also rose to 1,810.82 Cr in March 2025, up from 1,574.08 Cr in March 2024. The company's total assets grew significantly to 3,49,411.58 Cr in March 2025, reflecting a robust balance sheet, and cash flow from operating activities saw a substantial increase to 15,597.00 Cr, indicating improved operational efficiency. Despite consistent negative cash flow from investing activities, the company ended with a strong cash position of 11,089.00 Cr in March 2025, showcasing its liquidity strength.

Is HDFC Life Insur. technically bullish or bearish?

As of November 17, 2025, HDFC Life Insurance's trend is mildly bullish, supported by monthly indicators, though mixed signals from weekly metrics suggest a cautious outlook with potential volatility.

As of 17 November 2025, the technical trend for HDFC Life Insurance has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by the monthly MACD and Bollinger Bands indicating bullish conditions, while the weekly MACD and KST show mildly bearish signals. The daily moving averages are bullish, but the weekly Dow Theory indicates no trend. The RSI shows no signal on both weekly and monthly time frames. Overall, the mixed signals suggest a cautious bullish outlook with potential for volatility.

Is HDFC Life Insur. overvalued or undervalued?

As of November 28, 2025, HDFC Life Insurance is fairly valued with a PE ratio of 87.21 and has outperformed the Sensex with a year-to-date return of 24.1%, while its peers, Bajaj Finance and SBI Life Insurance, are rated as very expensive and very attractive, respectively.

As of 28 November 2025, HDFC Life Insurance has moved from an expensive to a fair valuation grade. The company is currently fairly valued, with a PE ratio of 87.21, an EV to EBITDA ratio of 105.66, and a ROE of 11.16%. In comparison to its peers, Bajaj Finance is rated as very expensive with a PE of 35.28, while SBI Life Insurance is considered very attractive with a PE of 80.42.<BR><BR>The valuation metrics indicate that HDFC Life Insurance is positioned reasonably within the industry, especially when compared to peers like Bajaj Finance and SBI Life Insurance. Despite its fair valuation, the company's recent stock performance has outpaced the Sensex, with a year-to-date return of 24.1% compared to the Sensex's 9.68%. This suggests a positive sentiment towards the stock, reinforcing its current valuation status.

When is the next results date for HDFC Life Insurance Company Ltd?

The next results date for HDFC Life Insurance Company Ltd is January 15, 2026.

The next results date for HDFC Life Insurance Company Ltd is scheduled for January 15, 2026.

Should I buy, sell or hold HDFC Life Insurance Company Ltd?

Why is HDFC Life Insurance Company Ltd falling/rising?

As of 31-Mar, HDFC Life Insurance Company's stock price is declining, currently at Rs 590.20, reflecting a 3.21% drop. The stock has underperformed the market significantly, trading near its 52-week low and showing a bearish trend across multiple time frames.

As of 31-Mar, HDFC Life Insurance Company Ltd's stock price is falling, currently at Rs 590.20, which reflects a decrease of Rs 19.6 or 3.21%. The stock has been on a downward trend, having lost value for the last two consecutive days, resulting in a total decline of 3.67% during this period. Additionally, the stock is trading close to its 52-week low, just 1.06% away from Rs 583.95.<BR><BR>In terms of performance relative to the market, HDFC Life has underperformed significantly over various time frames. Over the past month, the stock has dropped by 16.50%, compared to a 10.33% decline in the Sensex. Year-to-date, it has decreased by 21.26%, while the benchmark has fallen by 15.57%. Furthermore, the stock's performance over the past year shows a decline of 13.91%, contrasting with a 7.06% drop in the Sensex.<BR><BR>The stock is also trading below its moving averages across multiple time frames, indicating a bearish trend. The finance/NBFC sector has experienced a decline of 3.89%, which may be contributing to the negative sentiment surrounding HDFC Life. Although there has been an increase in investor participation, with delivery volume rising by 37.71% against the 5-day average, this has not been sufficient to counteract the overall downward pressure on the stock.<BR><BR>Negative financial results reported in December, including the lowest cash and cash equivalents and operating profit to net sales, further highlight the company's struggles. Despite a low debt-to-equity ratio and a fair valuation, the stock's performance has been below par in both the long and short term, leading to a consensus that it is a strong sell at this time.

Which are the latest news on HDFC Life Insur.?