ScoreWhy is HDFC Life Insurance Company Ltd ?
1
Negative results in Dec 25
- CASH AND CASH EQUIVALENTS(HY) Lowest at Rs 588.41 cr
- PBDIT(Q) Lowest at Rs 270.78 cr.
- OPERATING PROFIT TO NET SALES (Q) Lowest at 0.92%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is HDFC Life Insur. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
HDFC Life Insur.
15.27%
0.80
18.84%
Sensex
7.18%
0.64
11.21%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.51%
EBIT Growth (5y)
3.12%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
1.25
Net Debt to Equity (avg)
0.14
Sales to Capital Employed (avg)
5.73
Tax Ratio
5.54%
Dividend Payout Ratio
24.97%
Pledged Shares
0
Institutional Holding
39.50%
ROCE (avg)
3.29%
ROE (avg)
11.47%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
83
Industry P/E
87
Price to Book Value
8.91
EV to EBIT
113.67
EV to EBITDA
113.67
EV to Capital Employed
7.92
EV to Sales
1.54
PEG Ratio
10.39
Dividend Yield
0.29%
ROCE (Latest)
6.97%
ROE (Latest)
10.74%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
NET SALES(Q)
At Rs 29,427.61 cr has Grown at 70.10%
-10What is not working for the Company
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 588.41 cr
PBDIT(Q)
Lowest at Rs 270.78 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at 0.92%
PBT LESS OI(Q)
Lowest at Rs 270.78 cr.
NON-OPERATING INCOME(Q)
is 39.18 % of Profit Before Tax (PBT
EPS(Q)
Lowest at Rs 1.94
Loading Valuation Snapshot...
Here's what is working for HDFC Life Insur.
Net Sales - Quarterly
At Rs 29,427.61 cr has Grown at 70.10%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Here's what is not working for HDFC Life Insur.
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 270.78 cr has Fallen at -39.56%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 270.78 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 0.92%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 270.78 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Non Operating Income - Quarterly
is 39.18 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Earnings per Share (EPS) - Quarterly
Lowest at Rs 1.94
in the last five quartersMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 588.41 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Non Operating Income - Quarterly
Highest at Rs 174.42 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
