HDFC Life Insur.

Who are in the management team of HDFC Life Insur.?

As of March 2022, HDFC Life Insurance's management team includes Vibha Padalkar as Managing Director & CEO, along with a mix of executive and independent directors, including Deepak Parekh as Chairman and Niraj Shah as Whole Time Director & CFO.

As of March 2022, the management team of HDFC Life Insurance includes the following individuals:<BR><BR>1. Deepak Parekh - Chairman (Non-Executive)<BR>2. Keki Mistry - Director<BR>3. VEGULAPARANAN KASI VISWANATHAN - Independent Director<BR>4. Prasad Chandran - Independent Director<BR>5. Sumit Bose - Independent Director<BR>6. Ketan Dalal - Independent Director<BR>7. Vibha Padalkar - Managing Director & CEO<BR>8. Narendra Gangan - Company Secretary & Compliance Officer<BR>9. Suresh Badami - Deputy Managing Director<BR>10. Bharti Gupta Ramola - Independent Director<BR>11. Bhaskar Ghosh - Independent Director<BR>12. Niraj Shah - Whole Time Director & CFO<BR>13. Kaizad Bharucha - Non-Executive Director<BR><BR>This team comprises a mix of executive and independent directors, with Vibha Padalkar serving as the Managing Director and CEO.

Has HDFC Life Insur. declared dividend?

Yes, HDFC Life Insurance Company Ltd has declared a 21% dividend, amounting to ₹2 per share, with an ex-date of June 21, 2024. The company has demonstrated positive total returns across various periods, reflecting strong performance for investors.

HDFC Life Insurance Company Ltd has declared a 21% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 21%<BR>- Amount per share: 2 per share<BR>- Ex-date: Jun-21-2024<BR><BR>Dividend Yield: 0.26%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 18.15%, the dividend return was 0.33%, resulting in a total return of 18.48%.<BR><BR>Over the past year, the price return reached 35.41%, with a dividend return of 0.72%, leading to a total return of 36.13%.<BR><BR>In the 2-year period, the price return was 29.85%, the dividend return was 0.65%, culminating in a total return of 30.5%.<BR><BR>For the 3-year period, the price return stood at 24.15%, the dividend return was 1.09%, resulting in a total return of 25.24%.<BR><BR>In the 4-year period, the price return was 10.51%, with a dividend return of 1.39%, leading to a total return of 11.9%.<BR><BR>Finally, over the last 5 years, the price return was 45.72%, the dividend return was 1.77%, resulting in a total return of 47.49%.<BR><BR>Overall, HDFC Life Insurance Company Ltd has shown a consistent dividend declaration and positive total returns across various periods, indicating a favorable performance for investors.

Who are the peers of the HDFC Life Insur.?

HDFC Life Insurance's peers include SBI Life Insurance, ICICI Prudential Life, ICICI Lombard, Max Financial, and Niva Bupa Health, among others. HDFC Life has an average management risk and a 1-year return of 37.71%, lower than Max Financial's 62.40% but higher than New India Assurance's -22.35%.

Peers: The peers of HDFC Life Insur. are Life Insurance, SBI Life Insuran, ICICI Pru Life, ICICI Lombard, General Insuranc, Max Financial, Go Digit General, New India Assura, Star Health Insu, and Niva Bupa Health.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard, while Average management risk is found at Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, and Niva Bupa Health, and the rest. Below Average management risk is noted at New India Assura. Growth is Excellent at Go Digit General and Niva Bupa Health, Average growth is found at SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, ICICI Lombard, General Insuranc, Max Financial, Star Health Insu, and the rest, while Below Average growth is observed at Life Insurance and New India Assura. All peers have an Excellent capital structure.<BR><BR>Return Snapshot: Max Financial has the highest 1-year return at 62.40%, while New India Assura has the lowest at -22.35%. HDFC Life Insur.'s 1-year return is 37.71%, which is significantly higher than New India Assura but lower than Max Financial. Additionally, New India Assura and General Insuranc have negative six-month returns.

What does HDFC Life Insur. do?

HDFC Life Insurance Company Ltd, established in 2000, is a large-cap insurance provider based in Mumbai, with recent net sales of ₹294,632 Cr and a net profit of ₹5,484 Cr as of June 2025. Key metrics include a P/E ratio of 87.00 and a market cap of ₹165,793 Cr.

Overview: <BR>HDFC Life Insurance Company Ltd operates in the insurance industry and is categorized as a large-cap company.<BR><BR>History: <BR>The company was incorporated in Mumbai on 14th August 2000, originally known as HDFC Standard Life Insurance Company Limited. It obtained the Certificate of Commencement of Business on October 12, 2000. The latest reported quarter for net sales and profit is June 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 294,632 Cr (Quarterly Results - Jun 2025) <BR>Most recent Net Profit: 5,484 Cr (Quarterly Results - Jun 2025) <BR>Market-cap value: INR 165,793 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 87.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.28% <BR>Debt-Equity: 0.07 <BR>Return on Equity: 11.21% <BR>Price to Book: 10.10 <BR><BR>Contact Details: <BR>Address: 13th Floor Lodha Excelus, ApolloMills Compound Mahalaxmi Mumbai Maharashtra : 400011 <BR>Tel: 91-22-67516666 <BR>Email: investor.service@hdfclife.com <BR>Website: http://www.hdfclife.com

Who are the top shareholders of the HDFC Life Insur.?

The top shareholders of HDFC Life Insurance are HDFC Bank Ltd. with 50.32%, foreign institutional investors holding 24.95%, and mutual funds with 11.32%. Exide Industries Ltd. is the largest public shareholder at 4.04%, while individual investors own 5.58%.

The top shareholders of HDFC Life Insurance include HDFC Bank Ltd., which holds the largest stake at 50.32%. Other significant shareholders are foreign institutional investors (FIIs), with a collective holding of 24.95%, and mutual funds, which are represented by 40 schemes holding 11.32%. Additionally, Exide Industries Ltd. is the highest public shareholder with a stake of 4.04%. Individual investors collectively hold 5.58% of the company.

How big is HDFC Life Insur.?

As of 24th July, HDFC Life Insurance Company Ltd has a market capitalization of 163,940.00 Cr, with recent net sales of 99,451.07 Cr and a net profit of 1,880.20 Cr over the latest four quarters.

As of 24th July, <BR><BR>Market Cap: HDFC Life Insurance Company Ltd has a market capitalization of 163,940.00 Cr and is classified as a Large Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 99,451.07 Cr, while the sum of Net Profit for the same period is 1,880.20 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2025. Shareholder's Funds are valued at 16,154.62 Cr, and Total Assets amount to 3,49,411.58 Cr.

How has been the historical performance of HDFC Life Insur.?

HDFC Life Insurance's historical performance shows fluctuating net sales, peaking at 1,01,481.80 Cr in March 2024 before declining to 96,921.74 Cr in March 2025. However, operating profit and profit after tax increased, with total assets growing to 3,49,411.58 Cr and cash flow from operations improving to 15,597.00 Cr in March 2025, indicating strong liquidity.

Answer:<BR>The historical performance of HDFC Life Insurance shows a fluctuating trend in net sales, with a peak of 1,01,481.80 Cr in March 2024, followed by a decrease to 96,921.74 Cr in March 2025. The total operating income mirrored this trend, reaching 1,01,481.80 Cr in March 2024 and then falling to 96,921.74 Cr in March 2025. Operating profit (PBDIT) saw a significant increase to 1,289.74 Cr in March 2025 from 977.28 Cr in March 2024, although it had previously peaked at 1,628.67 Cr in March 2021. Profit after tax also increased to 1,810.82 Cr in March 2025, up from 1,574.08 Cr in March 2024, indicating a positive trend in profitability. The company's total assets rose to 3,49,411.58 Cr in March 2025, compared to 3,02,686.94 Cr in March 2024, reflecting growth in the balance sheet. Cash flow from operating activities improved significantly to 15,597.00 Cr in March 2025, up from 10,721.00 Cr in March 2024, while cash flow from investing activities remained negative but stable at around -13,632.00 Cr. The company maintained a strong cash position, ending with 11,089.00 Cr in cash and cash equivalents in March 2025.<BR><BR>Breakdown:<BR>HDFC Life Insurance's financial performance has shown notable fluctuations over the years. Net sales peaked at 1,01,481.80 Cr in March 2024 before declining to 96,921.74 Cr in March 2025. Operating profit (PBDIT) increased to 1,289.74 Cr in March 2025, a recovery from the previous year's 977.28 Cr, while profit after tax also rose to 1,810.82 Cr in March 2025, up from 1,574.08 Cr in March 2024. The company's total assets grew significantly to 3,49,411.58 Cr in March 2025, reflecting a robust balance sheet, and cash flow from operating activities saw a substantial increase to 15,597.00 Cr, indicating improved operational efficiency. Despite consistent negative cash flow from investing activities, the company ended with a strong cash position of 11,089.00 Cr in March 2025, showcasing its liquidity strength.

Is HDFC Life Insur. technically bullish or bearish?

As of November 17, 2025, HDFC Life Insurance's trend is mildly bullish, supported by monthly indicators, though mixed signals from weekly metrics suggest a cautious outlook with potential volatility.

As of 17 November 2025, the technical trend for HDFC Life Insurance has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by the monthly MACD and Bollinger Bands indicating bullish conditions, while the weekly MACD and KST show mildly bearish signals. The daily moving averages are bullish, but the weekly Dow Theory indicates no trend. The RSI shows no signal on both weekly and monthly time frames. Overall, the mixed signals suggest a cautious bullish outlook with potential for volatility.

Is HDFC Life Insur. overvalued or undervalued?

As of November 28, 2025, HDFC Life Insurance is fairly valued with a PE ratio of 87.21 and has outperformed the Sensex with a year-to-date return of 24.1%, while its peers, Bajaj Finance and SBI Life Insurance, are rated as very expensive and very attractive, respectively.

As of 28 November 2025, HDFC Life Insurance has moved from an expensive to a fair valuation grade. The company is currently fairly valued, with a PE ratio of 87.21, an EV to EBITDA ratio of 105.66, and a ROE of 11.16%. In comparison to its peers, Bajaj Finance is rated as very expensive with a PE of 35.28, while SBI Life Insurance is considered very attractive with a PE of 80.42.<BR><BR>The valuation metrics indicate that HDFC Life Insurance is positioned reasonably within the industry, especially when compared to peers like Bajaj Finance and SBI Life Insurance. Despite its fair valuation, the company's recent stock performance has outpaced the Sensex, with a year-to-date return of 24.1% compared to the Sensex's 9.68%. This suggests a positive sentiment towards the stock, reinforcing its current valuation status.

When is the next results date for HDFC Life Insurance Company Ltd?

The next results date for HDFC Life Insurance Company Ltd is January 15, 2026.

The next results date for HDFC Life Insurance Company Ltd is scheduled for January 15, 2026.

Are HDFC Life Insurance Company Ltd latest results good or bad?

HDFC Life Insurance Company's latest Q4 FY26 results show mixed but predominantly negative trends, with a 4.66% increase in net profit driven mainly by non-operating income, while revenue fell 17.78% and operating margins dropped significantly, indicating serious operational challenges. Investors should be cautious due to these concerning fundamentals.

HDFC Life Insurance Company's latest results for Q4 FY26 present a mixed picture, but overall, they lean towards the negative side. While the net profit increased by 4.66% year-on-year to ₹497.49 crores, this growth was largely driven by a significant rise in non-operating income, which accounted for nearly 80% of the profit before tax. This raises concerns about the sustainability of the company's earnings, as the core operational performance has weakened considerably.<BR><BR>Revenue for the quarter fell sharply by 17.78% year-on-year to ₹19,890 crores, marking the lowest quarterly revenue since September 2024. The operating margin, excluding other income, collapsed to just 0.42%, down from 1.58% in the same quarter last year, indicating serious operational challenges. Additionally, the operating profit before depreciation, interest, and tax also saw a drastic decline of 71.21% year-on-year, highlighting deteriorating operational efficiency.<BR><BR>Overall, the reliance on non-operating income and the significant drop in revenue and margins suggest that HDFC Life is facing substantial operational difficulties. Investors should approach the company's prospects with caution, as the current fundamentals do not support a strong outlook.

Should I buy, sell or hold HDFC Life Insurance Company Ltd?

Why is HDFC Life Insurance Company Ltd falling/rising?

As of 08-May, HDFC Life Insurance Company's stock price is declining at 621.05, down 0.68%, following a trend reversal after four days of gains. The stock has underperformed its sector and has generated a return of -13.99% over the past year, raising concerns about its near-term performance amid negative financial results.

As of 08-May, HDFC Life Insurance Company Ltd's stock price is falling, currently at 621.05, reflecting a change of -4.25 (-0.68%). This decline follows a trend reversal after four consecutive days of gains. The stock has underperformed its sector by -0.51% today, indicating a weaker performance compared to its peers.<BR><BR>In terms of broader performance, the stock has generated a return of -13.99% over the past year, which is significantly below the BSE500 index. Additionally, the company's recent financial results have shown negative trends, with net sales and operating profit hitting their lowest levels in the latest quarter. The operating profit to net sales ratio is also at a low of 0.55%, further contributing to concerns about the company's near-term performance.<BR><BR>Despite some positive factors, such as low debt levels and rising investor participation, the overall sentiment remains cautious due to the company's below-par performance in both the long and short term. The stock's valuation is trading at a premium compared to its peers, which may also be influencing investor sentiment negatively.

Which are the latest news on HDFC Life Insur.?