IFCI

Who are the top shareholders of the IFCI?

The top shareholders of IFCI include the President of India with 72.57%, Life Insurance Corporation of India at 1.48%, and individual investors holding 17.86%. Additionally, 32 mutual fund schemes own 0.1%, while 98 foreign institutional investors have a combined stake of 2.73%.

The top shareholders of IFCI include the President of India, who holds the largest stake at 72.57%. Other significant shareholders are Life Insurance Corporation of India, with a holding of 1.48%, and individual investors, who collectively own 17.86%. Additionally, the company has 32 mutual fund schemes holding a total of 0.1% and 98 foreign institutional investors (FIIs) with a combined stake of 2.73%.

What does IFCI do?

IFCI Ltd. is a mid-cap financial services company in India, incorporated in 1993, with a market cap of Rs 17,968 Cr and reported net sales of 414 Cr and net profit of 227 Cr for Q1 2025. Key metrics include a P/E ratio of 105.00 and a debt-equity ratio of 0.43.

Overview:<BR>IFCI Ltd. operates in the finance industry as a mid-cap company, providing various financial services.<BR><BR>History:<BR>IFCI Limited was incorporated on May 21, 1993, originally under the name 'The Industrial Finance Corporation of India Limited.' The company commenced its business on June 24, 1993. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 414 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 227 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 17,968 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: 105.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.43 <BR>Return on Equity: 1.99% <BR>Price to Book: 2.10 <BR><BR>Contact Details:<BR>Address: IFCI Tower, 61 Nehru Place P B No 4499 New Delhi New Delhi : 110019 <BR>Tel: 91-11-41792800/41732000/26487444 <BR>Email: complianceofficer@ifciltd.com <BR>Website: http://www.ifciltd.com

Has IFCI declared dividend?

Yes, IFCI Ltd. has declared a 10% dividend (₹1 per share) with an ex-date of February 17, 2016. However, the dividend yield is 0%, and while there has been significant price appreciation over various periods, there has been no dividend income.

Yes, IFCI Ltd. has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1<BR>- Ex-date: 17 Feb 16<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -0.33%, the dividend return was 0%, resulting in a total return of -0.33%.<BR><BR>For the 1-year period, the price return was 18.7%, with a dividend return of 0%, leading to a total return of 18.7%.<BR><BR>Over the 2-year period, the price return was 490.99%, the dividend return was 0%, yielding a total return of 490.99%.<BR><BR>In the 3-year period, the price return was 557.17%, with a dividend return of 0%, resulting in a total return of 557.17%.<BR><BR>For the 4-year period, the price return was 420.62%, the dividend return was 0%, leading to a total return of 420.62%.<BR><BR>In the 5-year period, the price return was 833.05%, with a dividend return of 0%, resulting in a total return of 833.05%.<BR><BR>Overall, while IFCI Ltd. has declared a dividend, the dividend yield remains at 0%. The total returns over various periods indicate strong price appreciation, particularly over the longer term, despite the absence of any significant dividend income.

Who are the peers of the IFCI?

The peers of IFCI include I R F C, Power Fin. Corpn., REC Ltd, HUDCO, Indian Renewable, Muthoot Microfin, Tour. Fin. Corp., Spandana Sphoort, Satin Creditcare, and Fusion Finance. IFCI has below average management risk and growth, while its capital structure is rated excellent; its 1-year return is 8.75%, lower than Tour. Fin. Corp.'s 36.02% but higher than Muthoot Microfin's -40.46%.

Peers: The peers of IFCI are I R F C, Power Fin.Corpn., REC Ltd, HUDCO, Indian Renewable, Muthoot Microfin, Tour. Fin. Corp., Spandana Sphoort, Satin Creditcare, and Fusion Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Power Fin.Corpn. and REC Ltd, while Average management risk is found at I R F C, HUDCO, Indian Renewable, Muthoot Microfin, and Spandana Sphoort, and the rest. Below Average management risk is noted at IFCI, Tour. Fin. Corp., Satin Creditcare, and Fusion Finance. Growth is Excellent at Indian Renewable, Average at I R F C, Power Fin.Corpn., REC Ltd, Muthoot Microfin, and the rest, and Below Average at IFCI, HUDCO, Tour. Fin. Corp., Spandana Sphoort, Satin Creditcare, and Fusion Finance. Capital Structure is Excellent at IFCI, HUDCO, Muthoot Microfin, Tour. Fin. Corp., Spandana Sphoort, Satin Creditcare, and Fusion Finance, Good at REC Ltd and Indian Renewable, and Average at I R F C and Power Fin.Corpn.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Tour. Fin. Corp. at 36.02%, while the lowest is Muthoot Microfin at -40.46%. IFCI's own 1-year return is 8.75%, which is higher than Muthoot Microfin but lower than Tour. Fin. Corp. Additionally, peers with negative six-month returns include Muthoot Microfin, Spandana Sphoort, and Fusion Finance.

Who are in the management team of IFCI?

As of March 2022, the management team of IFCI includes Manoj Mittal as Managing Director & CEO, along with several non-executive and independent directors, including Arvind Sahay and Narayanaswamy Balakrishnan. Other members include nominees and additional non-executive directors.

As of March 2022, the management team of IFCI includes the following individuals:<BR><BR>1. Arvind Sahay - Non-Executive & Independent Director<BR>2. Narayanaswamy Balakrishnan - Non-Executive & Independent Director<BR>3. Manoj Mittal - Managing Director & CEO<BR>4. Kartikeya Misra - Nominee<BR>5. Mukesh Kumar Bansal - Nominee (Government)<BR>6. Surendra Behera - Additional Non-Executive Director<BR>7. Arvind Kumar Jain - Additional Non-Executive Director<BR><BR>Manoj Mittal serves as the Managing Director and CEO, while the other members hold various non-executive and independent roles.

How big is IFCI?

As of 24th July, IFCI Ltd. has a market capitalization of 16,718.00 Cr, with Net Sales of 1,876.10 Cr and a Net Profit of 171.04 Cr reported in the latest four quarters. Shareholder's Funds are 4,534.24 Cr and Total Assets amount to 18,917.57 Cr as of March 2024.

As of 24th July, IFCI Ltd. has a market capitalization of 16,718.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, IFCI reported Net Sales of 1,876.10 Cr and a Net Profit of 171.04 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 4,534.24 Cr and Total Assets of 18,917.57 Cr.

When is the next results date for IFCI?

The next results date for IFCI is 11 November 2025.

The next results date for IFCI is scheduled for 11 November 2025.

How has been the historical performance of IFCI?

IFCI's historical performance shows a decline in net sales from 2,873.90 Cr in Mar'20 to 1,876.10 Cr in Mar'25, but profitability has improved significantly, with profit before tax rising from a loss of 2,084.79 Cr in Mar'21 to a profit of 749.03 Cr in Mar'25. Total assets increased from 20,802.87 Cr to 25,723.77 Cr, although cash flow from operating activities was negative at -983.00 Cr in Mar'25.

Answer:<BR>The historical performance of IFCI shows a fluctuating trend in net sales, with a peak of 2,873.90 Cr in Mar'20, followed by a decline to 1,876.10 Cr in Mar'25. The total operating income has mirrored this trend, decreasing from 2,873.90 Cr in Mar'20 to 1,876.10 Cr in Mar'25. Operating profit (PBDIT) has shown improvement, rising from a negative 1,456.92 Cr in Mar'22 to 1,370.36 Cr in Mar'25. Profit before tax has also improved significantly, from a loss of 2,084.79 Cr in Mar'21 to a profit of 749.03 Cr in Mar'25. Profit after tax has turned positive, reaching 348.61 Cr in Mar'25, compared to a loss of 1,911.68 Cr in Mar'21. The company's total assets have increased from 20,802.87 Cr in Mar'20 to 25,723.77 Cr in Mar'25, while total liabilities have also risen from 18,657.04 Cr to 25,723.77 Cr in the same period. Cash flow from operating activities has been negative in Mar'25 at -983.00 Cr, contrasting with a positive cash flow of 11.00 Cr in Mar'24.<BR><BR>Breakdown:<BR>IFCI's financial performance over the years reveals a significant decline in net sales from 2,873.90 Cr in Mar'20 to 1,876.10 Cr in Mar'25, with total operating income following a similar downward trajectory. However, the company has made strides in operating profit, rebounding from substantial losses in previous years to achieve a positive operating profit of 1,370.36 Cr in Mar'25. Profit before tax has also shown a remarkable recovery, moving from a loss of 2,084.79 Cr in Mar'21 to a profit of 749.03 Cr in Mar'25, while profit after tax has turned positive for the first time in several years, reaching 348.61 Cr. The total assets of the company have increased, indicating growth, while total liabilities have risen in tandem. Despite the negative cash flow from operating activities in Mar'25, the overall financial health of IFCI appears to be improving, particularly in profitability metrics.

Is IFCI overvalued or undervalued?

As of November 24, 2025, IFCI is considered undervalued with an attractive valuation grade, a PE ratio of 35.69, an EV to EBITDA of 9.27, and a low PEG ratio of 0.18, indicating strong growth potential despite recent underperformance against the Sensex.

As of 24 November 2025, the valuation grade for IFCI has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued. Key ratios include a PE ratio of 35.69, an EV to EBITDA of 9.27, and a PEG ratio of 0.18, which suggests that the stock is priced favorably relative to its growth potential.<BR><BR>In comparison to its peers, IFCI's PE ratio is higher than Bajaj Finance's 33.79 but lower than the very expensive Jio Financial, which stands at 118.44. Additionally, while Life Insurance has a more attractive EV to EBITDA of 9.13, IFCI's valuation remains compelling given its lower PEG ratio of 0.18 compared to Bajaj Finserv's 2.43. Despite recent underperformance against the Sensex, with a YTD return of -18.83% compared to the Sensex's 8.65%, the long-term performance of 290.94% over three years highlights its potential for recovery and growth.

Is IFCI technically bullish or bearish?

As of November 24, 2025, the trend has shifted to mildly bearish due to bearish signals in key indicators, despite daily moving averages showing mild bullishness, and the stock's underperformance against the Sensex reinforces this outlook.

As of 24 November 2025, the technical trend has changed from mildly bullish to mildly bearish. The current stance is mildly bearish, driven by bearish signals in the weekly and monthly MACD, Bollinger Bands, and KST. The Dow Theory also indicates a mildly bearish trend on both weekly and monthly time frames. Although the daily moving averages show a mildly bullish signal, the overall indicators suggest weakness. The stock has underperformed against the Sensex over multiple time frames, further supporting the bearish outlook.

Are IFCI Ltd. latest results good or bad?

IFCI Ltd.'s latest Q3 FY26 results show a strong net profit increase of 257.85% and improved sales, but concerns about weak return on equity and reliance on non-operating income suggest that this performance may not be sustainable in the long term.

IFCI Ltd.'s latest results for Q3 FY26 show a significant improvement in certain areas, but they also reveal underlying challenges. The consolidated net profit surged to ₹142.96 crores, marking a remarkable 257.85% increase quarter-on-quarter. Net sales also rose by 79.84% to ₹732.28 crores. Additionally, the operating margin improved significantly to 66.84%, up from 47.30% in the previous quarter.<BR><BR>However, despite these positive figures, there are concerns about the sustainability of this performance. The company's return on equity remains weak at just 4.30%, which is significantly below industry standards. Furthermore, the volatility in earnings, with past quarters showing losses, raises questions about the reliability of the recent profit surge. A considerable portion of the profit is also derived from non-operating income, which indicates a reliance on sources outside of core business operations.<BR><BR>In summary, while the latest results appear strong on the surface, they mask deeper issues related to capital efficiency and operational stability. The overall picture suggests that the results are good in the short term but may not reflect a sustainable or healthy financial trajectory for the company.

Should I buy, sell or hold IFCI Ltd.?

Why is IFCI Ltd. falling/rising?

As of 02-Apr, IFCI Ltd. is seeing a stock price increase to 52.44, up 0.58% due to strong performance against its sector and increased investor participation. Despite some underlying weaknesses, the stock's positive trajectory and attractive valuations are drawing investor interest.

As of 02-Apr, IFCI Ltd. is experiencing a rise in its stock price, currently at 52.44, with a change of 0.3 (0.58%) upwards. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 9.02% today and has shown a consecutive gain over the last two days, with a total return of 9.36% during this period. Additionally, there has been a notable increase in investor participation, with a delivery volume of 65.03 lacs on April 1, which is a 42.15% rise compared to the 5-day average delivery volume.<BR><BR>Despite the broader finance/NBFC sector declining by 8.44%, IFCI Ltd. has managed to maintain a positive trajectory. The stock is trading at a discount compared to its peers' average historical valuations, which may attract investors looking for value. Over the past year, IFCI Ltd. has generated an impressive return of 18.11%, significantly outperforming the BSE500 index over the last three years, one year, and three months.<BR><BR>However, it is important to note that the company has some underlying weaknesses, such as a low average Return on Equity (ROE) of 1.29% and a decline in net sales by an annual rate of -7.68%. These factors could pose risks in the long term. Nevertheless, the current market performance and rising investor interest are contributing to the stock's upward movement at this time.

Which are the latest news on IFCI?